Best Auto Loans & Low Mortgage Rates | America First South Jordan UT Credit Union

Introduction

At America First, we believe in making a positive difference in the lives of our members. Established in 1939, our South Jordan branch, located at 10427 S River Heights Dr, South Jordan, UT 84095, has been serving the community with dedication and care for over eight decades. As part of a larger network that includes over 1.4 million members, we pride ourselves on being a trusted financial partner. Our commitment to providing exceptional service is reflected not only in our offerings but also in our impressive financial standing. With total assets amounting to an impressive $21,352,783,826 and total deposits reaching $2,179,824,396, we ensure that your money is safe and secure. Our focus on member satisfaction has resulted in a robust loan portfolio of 917,592 loans and leases designed to meet the diverse needs of our community. While you can always visit us at our branch for personal assistance or to explore our range of services including checking accounts, auto loans, mortgages, and business banking official correspondence should be directed to the same address: 10427 S River Heights Dr, South Jordan, UT 84095. Led by our CEO Thayne Shaffer and Board President Linda Carver, our team of 3,368 employees is dedicated to helping you achieve your financial goals. Whether you're looking for advice on saving for a home or need assistance with personal loans and credit cards that offer rewards, we're here to help. If you have any questions or need assistance, feel free to reach out to us at 801-215-3400 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. We invite you to explore more about what America First has to offer by visiting us online at www.americafirst.com. Join us today and experience the difference that comes from being part of a cooperative institution focused on your success!

Branch History & Mission

At America First, we take pride in our rich legacy that began back in 1939. Located in the heart of South Jordan, Utah, at 10427 S River Heights Dr, our branch has evolved over the decades to serve a growing community with dedication and care. With a total membership of over 1.4 million and assets totaling an impressive $21,352,783,826, we have become a trusted partner for financial needs in the area. From our humble beginnings, America First has always aimed to empower individuals and families. Our mission is straightforward: to provide accessible financial services while supporting and uplifting the communities we serve. We believe that everyone deserves the chance to achieve their dreams, whether through homeownership, education, or simply managing day-to-day expenses. While members can visit us at 10427 S River Heights Dr South Jordan Ut 84095, official correspondence should be sent to 10427 S River Heights Dr, South Jordan, UT 84095. Our branch is not just about banking; it's about building relationships within the community. We actively engage in outreach efforts and partnerships that extend beyond traditional financial services, ensuring that we make a meaningful impact on lives around us. Our commitment to accessibility shines through our modern conveniences. Members enjoy ATM availability and drive-thru banking options for quick and easy transactions. Plus, with services like online banking and mobile payments, managing your finances has never been simpler. As we look forward to the future, we remain dedicated to upholding our values of service and support. Our operating hours are convenient Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm making it easy for you to connect with us whenever you need assistance. Join America First today and discover how we can help you achieve your financial goals while being part of a caring community focused on growth and empowerment. Together, let's build a brighter future! For more information or to get started, call us at (801) 215-3400 or visit our website at America First.

Branch Location & Accessibility

Welcome to America First! Conveniently located at 10427 S River Heights Dr in South Jordan, UT, our branch is here to serve you with a smile. Nestled in the vibrant Salt Lake County, we are just a stone's throw away from popular local spots, making it easy for you to stop by and take care of your banking needs. At America First, we understand how important accessibility is for our members. Our branch is designed with features that cater to everyone, including ADA-compliant entrances and ample parking space. Whether you're using our drive-thru service or visiting us inside, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. We pride ourselves on being open during convenient hours to fit your busy schedule. Swing by Monday through Friday from 9 AM to 6 PM, or visit us on Saturday from 9 AM to 3 PM. If you have any questions or need assistance, don't hesitate to give us a call at 801-215-3400. While members can visit us at 10427 S River Heights Dr, official correspondence should be sent to the same address. We invite you to come in and explore the range of services we offer from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our friendly team is ready to help you every step of the way! So why wait? Visit America First today and experience banking that truly puts you first!

Member Eligibility

At America First, we believe that becoming a member means joining a close-knit community where you can access the financial support and resources you need. If you're looking to join us, we welcome individuals who live, work, worship, or attend school in our local area. We strive to make membership accessible, so whether you're just starting your financial journey or looking for a place to grow your investments, you'll find a friendly home here. To get started, simply visit us at our branch located at 10427 S River Heights Dr South Jordan Ut 84095 or give us a call at (801) 215-3400. For more detailed information about eligibility requirements, feel free to check out our website at . Joining is straightforward, and we're excited to help you take this step towards building a brighter financial future!

Business Banking & Commercial Services

At America First, we understand that every business has its own story and unique challenges. Whether you're just starting out or looking to expand, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide comprehensive merchant services tailored to help your business thrive. From payment processing solutions that simplify transactions to tools that enhance customer experiences, we're here to ensure you can focus on what you do best running your business. Visit us at 10427 S River Heights Dr South Jordan Ut 84095 in South Jordan, UT, or give us a call at (801) 215-3400 to discover how we can support your business goals today!

Comprehensive List Of Services

Business Banking

For our business members, we provide robust business banking services, including merchant services and business loans that can help take your enterprise to new heights. Whether you're launching a startup or expanding an existing venture, we have the resources to support you.

Convenient Access

To make banking as convenient as possible, we offer various ways for you to manage your accounts. Our ATM & cash withdrawal services ensure you can access your money when you need it most. Plus, with our basic drive-thru banking service, handling deposits and withdrawals is quick and hassle-free.

Digital Banking Features

In today's fast-paced world, having digital banking options is crucial. At America First, enjoy user-friendly online banking along with mobile applications that put control at your fingertips. You can easily send money through person-to-person transfers or make payments while on the go. Our team is here to help you navigate all these services and find what best suits your needs. If you're interested in learning more about how we can assist you on your financial journey, don't hesitate to reach out! For any questions or assistance, please call us at (801) 215-3400 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Join us at America First where we put our members first!

Loans and Financing

If you're planning to buy a car or need funds for personal projects, our auto loans and vehicle financing options are tailored to help you get behind the wheel quickly and affordably. We also offer mortgage loans and refinancing for those ready to invest in their dream home. With flexible terms and competitive rates, getting the financing you need has never been easier. Need some extra cash? Our personal loans and debt consolidation options allow you to consolidate expenses into one manageable payment, making it easier to stay on top of your budget. And don't forget about our credit cards with rewards! They offer perks that can add value to every purchase you make.

Personal Banking

When it comes to managing your money, having the right tools is essential. Our personal banking services include checking and savings accounts designed for easy access and growth. With features like online banking and mobile payments, you can track your finances anytime and anywhere. Imagine having the ability to check your balance or transfer funds with just a few taps on your phone!

Digital & Online Banking

Key Features

We prioritize your security as much as we do convenience. With electronic signature authorization available, signing important documents has never been easier or safer. You can also opt for e-statements to keep track of your finances without the clutter of paper it's not only eco-friendly but also keeps your information organized and accessible. For those who love to stay on-the-go, our mobile application brings all these features straight to your smartphone. You can enjoy mobile payments, making transactions quick and easy right from your device. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds. At America First, we believe in empowering our members with tools that simplify their financial lives while keeping them secure. So whether you're looking for real-time account management or convenient payment options, we've got you covered! Explore all that we offer today and take control of your banking experience like never before.

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $111,310 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We support our members' financial goals with $316,583 in used auto loans and a total of $15,267,227,347 in loans and leases across various sectors.

Member-Centric Savings Options

Your savings are secure with us. We have $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities tailored to meet your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We have achieved an impressive net income of $167,577,866, which reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, our dedicated team consists of 3,164 full-time employees and 204 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable support.

Strong Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial foundation is further demonstrated by our net worth ratio of $1,113, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

We proudly manage a total of 3,097,747 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $34,785,848, which further demonstrates our commitment to providing valuable financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 10427 S River Heights Dr South Jordan Ut 84095 or call (801) 215-3400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible terms to ensure that you find the right fit for your budget. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you throughout the process.

Business Financing

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We understand the importance of having access to funds when opportunities arise and are committed to supporting local businesses. At America First in South Jordan (10427 S River Heights Dr), we pride ourselves on being your trusted partner in financial success. If you have any questions about our loan products or would like assistance with your application process, feel free to give us a call at 801-215-3400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, making buying or refinancing simple. Our experienced staff can help guide you through the application process and answer any questions you may have about eligibility or refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with great rewards and benefits that make everyday purchases easier while providing financial flexibility.

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America First