Affordable Vehicle Loans & Quick Personal Loans | America First Santaquin UT Credit Union

Introduction

Welcome to America First, your trusted financial partner located at 57 W Main St, Santaquin, UT 84655. Since our establishment in 1939, we have proudly served our community, growing to a membership of over 1.4 million individuals. With a strong commitment to providing exceptional services, we currently manage assets totaling an impressive $21.35 billion and offer a wide range of financial products tailored to meet the needs of our members. At America First, we understand that financial decisions can be daunting. That's why we're here to help you navigate through them with confidence. Whether you're looking for auto loans, mortgages, or personal banking solutions, our experienced team is dedicated to making your experience smooth and rewarding. Our CEO, Thayne Shaffer, along with Board President Linda Carver, leads a team of 3,368 employees who are passionate about supporting you on your financial journey. We take pride in our robust services, including online banking and mobile applications, allowing you to manage your finances anytime, anywhere. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 57 W Main St, Santaquin, UT 84655. With total deposits exceeding $2.18 billion and a net worth of $2.28 billion, you can trust that your money is in good hands. Join us today and experience the difference that comes from being part of a credit union that's deeply rooted in the community. For any inquiries or assistance, feel free to reach out at 801-223-3993 or visit our website at http://www.americafirst.com. We look forward to helping you achieve your financial goals!

Branch History & Mission

Commitment to Accessibility

Our branch is designed with accessibility in mind. We provide ADA-compliant services and are dedicated to ensuring all members can benefit from our offerings. With features like online banking and mobile payments, we make it easy for you to manage your finances anytime, anywhere.

Community Involvement

We take pride in being part of the Santaquin community. From sponsoring local events to participating in charitable activities, America First is more than just a credit union; we're your neighbors. Your financial success fuels our passion for giving back. While members can visit us at 57 W Main St Santaquin Ut 84655, official correspondence should be sent to 57 W Main St, Santaquin, UT 84655 if needed. You can reach us at (801) 223-3993 during our operating hours of Monday through Friday from 9 am to 6 pm. Join us today at America First! Experience firsthand how we're committed to helping you thrive financially while actively supporting the community we love. Together, let's build a brighter future!

Our Journey

America First has come a long way since its inception. From humble beginnings, we have evolved into a robust credit union with total assets exceeding $21 billion. This remarkable growth reflects our commitment to providing exceptional financial products and services. We offer everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. Our continuous improvement ensures that we meet the diverse needs of our members.

Our Mission

At America First, our mission is clear: we aim to empower our members by helping them achieve their financial goals while contributing positively to the community. We believe in not only offering financial services but also supporting local initiatives that uplift and strengthen Santaquin. Whether through educational workshops or partnerships with local organizations, we strive to make a meaningful impact.

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Located just a stone's throw away from local landmarks, such as the scenic Santaquin City Park, our branch is easy to find. For those driving to see us, ample parking is available right outside the entrance. We ensure that everyone can visit us with ease; our facilities are designed to be ADA compliant, featuring ramps and accessible entrances.

Operating Hours and Services Offered

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM, making it convenient for you to stop by before or after work. Our friendly staff is here to assist you with various services including personal banking, auto loans, mortgages, and business banking solutions. Plus, we offer both ATM access and drive-thru banking for quick and easy transactions. While members can visit us at 57 W Main St, official correspondence should be sent to the same address. For any inquiries or assistance, don't hesitate to give us a call at 801-223-3993. Come visit America First in Santaquin today we look forward to serving you!

Member Eligibility

At America First, we believe that everyone deserves a chance to be part of a supportive and friendly financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We strive to create an inclusive environment where your financial needs are understood and met with care. Whether you're looking for personal banking services, auto loans, or mortgages, our team is here to support you every step of the way. To get started on your membership journey at America First, simply reach out to us at (801) 223-3993 or visit our location at 57 W Main St Santaquin Ut 84655. You can find detailed eligibility criteria by visiting this link for more information. Joining us means gaining access to valuable resources and benefits tailored just for you!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services can streamline operations for your business. Imagine accepting payments seamlessly from customers while managing transactions effortlessly. Whether you need point-of-sale systems or online payment options, we've got solutions that fit your business style. Visit us at 57 W Main St Santaquin Ut 84655 in Santaquin, UT, or call us at (801) 223-3993 to learn how we can support your business goals. Together, let's turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we offer tailored business banking services, including merchant services and business loans. We know how important it is for entrepreneurs to have the right support, which is why we aim to provide solutions that help grow your business.

Convenient Access Anytime

Accessing your accounts has never been easier! Our branch features an ATM for cash withdrawals and basic transactions, along with a convenient drive-thru service for those quick visits when you're on the go. You can also rely on us for essential banking activities such as deposits and balance checks.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's for medical bills or home repairs, we offer straightforward loans to help get you back on track without added stress. Don't forget about the benefits of having one of our credit cards with rewards! With every purchase, you earn points that can be redeemed for exciting rewards making spending even more enjoyable.

Join Us Today!

With all these comprehensive services available at America First, there's no better time than now to get started on your financial journey with us. If you have questions or want more information about any of our offerings, please reach out at (801) 223-3993. Our friendly staff is ready to assist you Monday through Friday from 9 AM to 6 PM. Visit us today at 57 W Main St Santaquin Ut 84655, and let's work together towards achieving your financial goals!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that are designed to fit any lifestyle. Imagine having access to your funds anytime you need them through our robust online and mobile banking options. You can check balances, transfer money, and even make deposits right from your smartphone! If you're considering buying a car, our auto loans and vehicle financing options provide competitive rates and flexible terms. We want to make it simple for you to drive away in the vehicle of your dreams. For those looking to purchase a home or refinance their existing mortgage, our mortgage loans and refinancing solutions ensure you find the best fit for your budget.

Digital & Online Banking

Key Features of Our Digital Banking

One standout feature is our electronic signature authorization. This means you can complete important documents from the comfort of your home without worrying about paperwork delays. Additionally, we provide e-statements for easy access to your account records while helping the environment by reducing paper waste. For those on the go, our mobile application offers a streamlined experience. You can make mobile payments easily and safely, ensuring that you're always prepared whether you're shopping in-store or online. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away. We prioritize your security with every transaction. Our digital banking services are built with advanced security measures so you can feel confident about managing your finances online. In short, at America First, we're committed to making your banking experience not only accessible but also enjoyable and secure. Dive into a world where banking meets convenience visit us today at http://www.americafirst.com and take control of your financial journey!

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $316,583 in used auto loans and $15,267,227,347 in total loans and leases. This means we can support your financial goals across various sectors with confidence.

Growing Member Base

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 57 W Main St Santaquin Ut 84655 or call (801) 223-3993 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms tailored to fit your budget.

Business Loans

For business owners looking for growth opportunities, we also offer outstanding commercial loans totaling $1,389,809,869. These loans provide the capital needed for expansion and operational needs, helping your business thrive in today's market.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445. With competitive rates and straightforward processes, our mortgage products are designed to help you find your perfect home without unnecessary stress.

Refinancing Options

If you're considering refinancing any existing loans or seeking eligibility options for our products, we encourage you to reach out. Our team is ready to discuss how we can tailor solutions that fit your specific situation. At America First in Santaquin, UT, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan offerings can work for you!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We currently provide a total of $932,190,935 in these loans to help members maintain financial flexibility. Enjoy the convenience of cashless transactions along with competitive interest rates that suit your financial lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users receive fair and reliable offers tailored to their financial needs. One of the key benefits of using LendMesh is verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users have access to trustworthy information. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The focus is solely on providing unbiased results that help consumers make informed decisions. With real-time rate comparisons, users can view up-to-date loan rates from multiple institutions in one place. This feature empowers individuals to select the most suitable options for their specific circumstances without sifting through endless advertisements or biased recommendations. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and reliability in finding favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMERICA FIRST FEDERAL CREDIT UNION - Santaquin, UT