Low Mortgage Rates & Best Auto Loans | America First Sandy UT Credit Union

Introduction

Welcome to America First, your trusted partner in financial services located at 9380 S State St, Sandy, UT 84070. Since our establishment in 1939, we have proudly served the community with dedication and a commitment to helping our members achieve their financial goals. With a total membership of over 1,470,249 individuals, we focus on building relationships that matter and providing personalized banking solutions tailored to your needs. At America First, we understand that financial decisions can be daunting. That's why we offer an array of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our total assets exceed $21 billion, which reflects our solid foundation and ability to support you through all of life's stages. With $2,179,824,396 in deposits and a net worth of $2,277,865,463, your savings are secure with us. Under the leadership of our CEO Thayne Shaffer and Board President Linda Carver, we prioritize member service above all else. Our dedicated team of 3,368 employees is here to assist you every step of the way. Whether you're looking to buy your first car or manage your business's finances more effectively, we're ready to help you make informed choices. While members can visit us at our branch location for face-to-face assistance during our operating hours (Monday to Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM), official correspondence should be sent to the same address as our branch: 9380 S State St, Sandy, UT 84070. We invite you to explore how America First can help you thrive financially. For any questions or assistance, feel free to give us a call at 801-215-3130 or visit our website at americafirst.com. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, America First remains dedicated to meeting the evolving needs of our members through digital advancements. We offer online banking, mobile payments, and electronic signatures to ensure convenience and accessibility for all. Our commitment to ADA compliance means that everyone can enjoy our services without barriers. With features like ATM availability and drive-thru banking at our Sandy location, we prioritize providing efficient service tailored to your lifestyle.

Join Us

Whether you're looking for personal banking solutions or seeking a supportive community environment, America First invites you to join us on this journey. Visit us at 9380 S State St, call us at 801-215-3130, or explore more about what we offer online at www.americafirst.com. Experience firsthand how being part of America First can help you reach your financial goals while contributing positively to your community. Together, we can build a brighter future!

Our Mission

At the heart of America First's mission is a desire to provide exceptional financial services while giving back to our community. We aim to offer personalized banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards that truly benefit our members. More than just a bank, we see ourselves as a partner in every member's financial journey. We also believe in supporting local initiatives and charities that make a positive impact in Sandy and beyond. Through partnerships with schools, local organizations, and community events, we strive to foster growth and well-being in the neighborhoods we serve.

Branch Location & Accessibility

Connect With Us

Ready to take the next step? We invite you to come in and see how America First can support your financial journey. If you have questions or want more information before visiting, don't hesitate to give us a call at 801-215-3130. We look forward to serving you soon!

Drive-Thru Convenience

If you're on the go, take advantage of our drive-thru service for easy deposits, withdrawals, and simple transactions without leaving your vehicle. It's just one more way we strive to make banking simple and accessible for you. While you can visit us at our branch location for all your needs, please note that if you need to send official correspondence, it should be directed to the same address: 9380 S State St, Sandy, UT 84070.

Nearby Landmarks and Access

You'll find us conveniently close to local favorites like the South Towne Center and just a short drive from the beautiful Wasatch Mountains. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services. Plus, parking is ample and free, so you can visit without any hassle.

Operating Hours and Services

We understand that life can be busy! That's why we offer flexible hours for your convenience. Stop by Monday through Friday from 9 AM to 6 PM or visit us on Saturday from 9 AM to 3 PM. Our team is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage refinancing, and even business banking services. For those who prefer digital solutions, we also provide online and mobile banking options that allow you to manage your finances from anywhere. Need cash? Our ATM is available on-site for quick withdrawals or balance checks at any time.

Member Eligibility

At America First, becoming a member is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the communities we serve. If you have a family member who is already a member, you're also eligible! This means you can enjoy all the benefits of membership, including personalized service and competitive rates on loans and savings accounts. For more detailed eligibility criteria, feel free to check out our website at . Opening an account with us is simple and straightforward. Just visit us at our branch located at 9380 S State St Sandy Ut 84070, or give us a call at (801) 215-3130 to learn more about how you can get started today. We can't wait to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to process payments efficiently while focusing on what you do best running your business. Our services help ensure that you can accept payments easily, manage cash flow effectively, and keep your customers happy. Located at 9380 S State St Sandy Ut 84070 in Sandy, UT, our team is here to provide personalized service tailored to meet your business's specific needs. Let us partner with you on your journey toward success! If you have questions, feel free to call us at (801) 215-3130.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Our Services

Whether you prefer visiting us at our branch located at 9380 S State St Sandy Ut 84070 or utilizing our digital tools from the comfort of home, we're here for you. Our friendly staff is available Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm at (801) 215-3130 for any inquiries or assistance. In summary, America First is committed to offering a comprehensive suite of financial services designed with our members in mind. From personal banking needs to business solutions, we've got something for everyone. We invite you to explore how we can help you achieve your financial dreams today! Visit us online at http://www.americafirst.com or drop by our branch we look forward to serving you!

Business Banking Services

For entrepreneurs and business owners, America First provides comprehensive business banking services. From merchant services that facilitate easy transactions to business loans that fuel growth, we stand by your side as you build or expand your venture.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts anytime, anywhere from transferring funds to paying bills with just a few taps on your smartphone. Plus, with ATM access for cash withdrawals and balance checks, you'll always have what you need right at your fingertips.

Home Financing Options

If buying a home is on your agenda, consider our mortgage loans and refinancing options. We simplify the process so you can focus on what matters most finding the perfect place to call home. Our experts are ready to guide you through every step, ensuring you feel confident in your decisions.

Personal Banking Solutions

Starting with personal banking, our checking and savings accounts are designed to meet everyday financial needs. Imagine having easy access to your funds while earning interest on your savings it's all possible here at Sandy. For those in the market for a new car, our auto loans offer competitive rates and flexible terms, making it easier than ever to drive away in your dream vehicle.

Personal Loans and Credit Cards

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. With straightforward terms and reasonable rates, we help ease financial burdens. Plus, our credit cards come with rewards that make everyday spending more rewarding think of it as earning points towards your next vacation just for using your card!

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at http://www.americafirst.com , you can check your account balances, transfer funds, and pay bills whenever you need to. There's no need to rush to the bank; everything you need is right at your fingertips. Plus, if you prefer using your smartphone, our mobile application makes banking even simpler. You can access all your accounts from the comfort of your pocket.

Effortless Transactions

Need to send money to a friend? Our person-to-person transfer feature allows you to easily send money directly from your account without any hassle. And if you're making purchases, enjoy the convenience of mobile payments just tap and go! With these features and more, managing your finances at America First is straightforward and stress-free. Join us today and experience how easy digital banking can be!

Stay Secure and In Control

Security is a top priority for us. With electronic signature authorization available, you can sign important documents safely without needing to visit a branch. Additionally, e-statements ensure that you can view your financial statements securely online while reducing paper clutter.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 9380 S State St Sandy Ut 84070 or call (801) 215-3130 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our ability to support your financial goals with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Solid Financial Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to help you maximize your spending power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We work closely with our members to guide them through the mortgage process and ensure they find the right loan for their situation.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to help you navigate those choices. We pride ourselves on transparency and are dedicated to finding solutions that work best for you. Feel free to visit us at our branch located at 9380 S State St Sandy Ut 84070, or give us a call at 801-215-3130 during our operating hours (M-F 9 am - 6 pm; Sat 9 am - 3 pm). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let America First be your partner in achieving your financial dreams!

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Users can trust that they are looking at authentic offers rather than promotional gimmicks. Additionally, LendMesh does not feature Sponsored Listings. Unlike many platforms that prioritize lenders based on paid promotions, LendMesh aims to provide unbiased results. This approach guarantees that users see all available options equally, allowing them to choose based solely on their needs. Moreover, with Real-Time Rate Comparisons, users benefit from up-to-date loan rates from multiple institutions. This feature is crucial in helping individuals make timely decisions in a rapidly changing market. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering tangible benefits to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA FIRST FEDERAL CREDIT UNION