Best Auto Loans & Low Mortgage Rates | America First Salt Lake City Credit Union

Introduction

Welcome to America First, your trusted financial partner located at 3190 S Richmond St, Salt Lake City, UT 84106. Established in 1939, our credit union has grown to serve over 1.4 million members, providing a solid foundation built on community values and exceptional service. With total assets reaching an impressive $21,352,783,826 and deposits of $2,179,824,396, we are committed to supporting our members' financial journeys with integrity and dedication. At America First, we believe in the power of community and strive to make a positive impact through our various financial services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our CEO, Thayne Shaffer, along with Board President Linda Carver, lead a passionate team of 3,368 employees who work tirelessly to meet your needs. While you can visit us at our branch for any inquiries or transactions during our lobby hours from Monday to Friday (9 am - 6 pm) and Saturday (9 am - 3 pm), official correspondence should be directed to our mailing address at 3190 S Richmond St, Salt Lake City, UT 84106. We invite you to explore our services further by visiting our website at americafirst.com or giving us a call at 801-215-3035. Join us in building a stronger financial future together!

Branch History & Mission

At America First, we take pride in our rich history and unwavering mission to serve our community. Established in 1939, our Salt Lake Brickyard Plaza branch, located at 3190 S Richmond St, Salt Lake City, UT 84106, has been a cornerstone of financial support for countless families and businesses in the area. With over 1.4 million members and total assets exceeding $21 billion, our growth reflects not just our financial success but also our deep commitment to the communities we serve. From our humble beginnings, America First has evolved significantly. We began with a vision to provide accessible financial services to those who needed it most. Over the decades, we've embraced change and innovation while maintaining our core values of trust and community service. Our operating hours are designed to accommodate busy schedules: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Our mission is straightforward yet powerful: we strive to enhance the financial well-being of our members while fostering a spirit of community engagement. We offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Additionally, we provide online and mobile banking options for convenience. Our commitment extends beyond mere transactions; we actively engage in outreach programs that uplift local initiatives and support those in need. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address as our mailing address: 3190 S Richmond St, Salt Lake City, UT 84106. Our branch features a drive-thru for quick transactions and an ATM for easy access to funds. As we look ahead, America First continues to prioritize digital advancements that enhance member experience while ensuring compliance with ADA standards so that all members can access our services without barriers. We are dedicated to creating a welcoming environment where everyone feels valued. Join us at America First and discover how you can benefit from being part of a credit union that truly cares about your financial future and the well-being of our community. Together, let's build a brighter tomorrow! For more information or assistance, feel free to reach out at 801-215-3035 or visit us online at America First.

Branch Location & Accessibility

Finding Us

Whether you're stopping by for personal banking or to explore loan options, you'll find our branch welcoming and easy to navigate. We offer ample parking right outside, making your visit hassle-free. Our facility is designed with accessibility in mind, ensuring everyone can get in and out comfortably.

Operating Hours

We understand that life can be busy, which is why we've tailored our operating hours for your convenience. Visit us Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 3 PM. If you have questions or need assistance outside of these hours, don't hesitate to give us a call at 801-215-3035.

Services and Features

At America First, we pride ourselves on offering a range of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. For those on the go, we provide ATM access and drive-thru banking for quick transactions such as deposits and withdrawals. While members can visit us at 3190 S Richmond St, official correspondence should be sent to the same address for consistency.

Visit Us Today!

We invite you to stop by America First at Salt Lake Brickyard Plaza today! Whether you're looking for expert advice or simply want to open an account, our friendly staff is ready to assist you. Come see how we can help you take the next step in your financial journey!

Member Eligibility

At America First, we believe that becoming a member is more than just opening an account; it's about joining a community that values you. If you're looking to become part of our family, the eligibility criteria are straightforward and welcoming. Generally, anyone who lives, works, or worships in our local area can join us. We also welcome family members of existing members, so if you have a loved one who is already part of our credit union, you're just a step away from joining too! For the most current details on eligibility, feel free to check out this page. Opening an account with us is simple and can be done in no time. Our team is here to guide you through the process and answer any questions you may have. You can reach us at (801) 215-3035 for assistance or visit us at our branch located at 3190 S Richmond St Salt Lake City Ut 84106. Join us today and enjoy the benefits of being part of a supportive financial community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with tools that make transactions effortless. Our merchant services provide you with easy payment processing solutions, whether you're operating a brick-and-mortar store or an online shop. From accepting credit cards to managing invoices, we help simplify financial operations so you can focus on what matters most growing your business. Visit us at 3190 S Richmond St Salt Lake City Ut 84106, Salt Lake City, UT or call us at (801) 215-3035 to learn more about how our business banking services can empower your enterprise!

Comprehensive List Of Services

Business Banking

Entrepreneurs will find value in our business banking services, which include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're dedicated to supporting your business's financial health.

Convenient Access

We also prioritize convenience with features such as ATM and cash withdrawal services, ensuring that accessing your money is straightforward. Our basic drive-thru banking allows quick deposits and withdrawals without stepping inside the branch, perfect for busy schedules. At America First, we are committed to delivering exceptional service through all these offerings. Whether you're managing personal finances or exploring business opportunities, we are here for you every step of the way. Ready to take control of your financial journey? Visit us at 3190 S Richmond St Salt Lake City Ut 84106 or call us at (801) 215-3035 today! You can also learn more about our services by visiting our website at http://www.americafirst.com. Let's achieve your financial dreams together!

Home Loans

If you're considering buying a home or refinancing an existing mortgage, our team offers expert advice on mortgage loans and refinancing. We want to ensure you find the best solution for your housing needs so you can enjoy every moment in your new home.

Personal Banking

For those looking to manage their day-to-day finances, we offer comprehensive personal banking services. Our checking and savings accounts are tailored for your convenience, making it easy for you to save for that special vacation or manage everyday expenses. Imagine having access to your funds anytime through our online and mobile banking platforms whether you're at home or on the go!

Personal Loans & Credit Cards

For those unexpected expenses or planned projects, our personal loans and debt consolidation options provide flexible solutions tailored just for you. Additionally, our credit cards with rewards allow you to earn points while making everyday purchases it's like getting rewarded for spending!

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help get you behind the wheel with competitive rates that fit your budget. We understand that buying a car is a significant decision, and we're here to guide you through the process smoothly.

Digital & Online Banking

Convenience at Your Fingertips

We've integrated mobile payments into our services so that making purchases is smoother than ever. Imagine leaving your wallet behind and paying with just your phone! Our user-friendly interface ensures that you'll navigate through your financial needs with ease. With real-time account management tools available through our online banking platform, you'll always be in control of your finances. From tracking spending to setting up alerts for important transactions, staying informed has never been easier. Join us today at America First and experience the benefits of modern banking tailored for you!

Key Features

One of the standout features of our online banking is the ability to send money directly to friends and family through person-to-person transfers. It's quick, simple, and hassle-free perfect for splitting bills or sending gifts. Plus, our mobile application makes it even easier to manage your accounts on the go. You can deposit checks, make payments, and monitor transactions right from your smartphone. Security is a top priority at America First. We offer electronic signature authorization for added convenience without compromising safety. You can also opt for e-statements, reducing paper clutter while keeping your financial records organized and accessible.

Financial Strength

Growing Member Base

With a total of 3,097,747 accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $34,785,848, which further emphasizes our commitment to serving your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 3190 S Richmond St Salt Lake City Ut 84106 or call (801) 215-3035 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Proven Efficiency

Our $86,108,911 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Reinvesting in You

We have $111,310 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $316,583 in used auto loans and $15,267,227,347 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Your savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and opportunities. That's why our team is dedicated to providing tailored solutions that meet your specific needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards designed to enhance your financial experience.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to help. Our knowledgeable staff can assist you in understanding your options and finding the best solutions for your financial situation. You can reach us at (801) 215-3035 or visit us at 3190 S Richmond St Salt Lake City UT 84106 during our operating hours: Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan offerings can help you achieve your financial aspirations today!

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Salt Lake City, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Salt Lake City, UT (84106)

Introduction

Branch History & Mission

Branch Location & Accessibility

Finding Us

Operating Hours

Services and Features

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Home Loans

Personal Banking

Personal Loans & Credit Cards

Vehicle Financing

Digital & Online Banking

Convenience at Your Fingertips

Key Features

Financial Strength

Growing Member Base

Proven Efficiency

Reinvesting in You

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

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