America First Riverdale UT Credit Union: Basic ATM Access & Services

Introduction

Community Commitment

We believe in giving back to the communities we serve. Our leadership team is driven by passion and integrity; CEO Thayne Shaffer and Board President Linda Carver guide us as we continue to grow and support local initiatives. Our knowledgeable staff of 3,368 employees is here to assist you every step of the way. While members can visit us at our branch location in Riverdale, official correspondence should be sent to our mailing address: 4774 South 1300 West, Riverdale, UT 84405. Feel free to reach out via phone at 801-627-0900 during our operating hours from 9:00 a.m. - 5:30 p.m., Monday through Friday.

Join Us Today

As part of America First Credit Union's family, you're not just another number; you are valued and supported in achieving your financial goals. Visit our website at www.americafirst.com for more information on how we can help you today! We look forward to serving you and helping you achieve financial success!

Branch History & Mission

Looking Ahead

As we move forward, America First remains committed to embracing new technologies while ensuring accessibility for all our members. With features like mobile payments and online banking available, we empower you to manage your finances anytime, anywhere. Join us at America First and experience the benefits of being part of a community-focused credit union. We invite you to discover how we can help you achieve your financial goals while making a difference together in Riverdale, UT!

Our Journey

America First began its journey with a vision to provide accessible financial services to individuals and families in our community. Over the years, we have expanded our offerings and adapted to the changing needs of our members. With total assets now exceeding $21 billion, we continue to focus on providing competitive products and services tailored to our members' unique circumstances. We are proud of our achievements, which include not only financial growth but also significant contributions to the communities we serve. Our commitment goes beyond traditional banking; we believe in building lasting relationships and supporting local initiatives that uplift our neighborhoods.

Our Mission

At America First, our mission is clear: We strive to enhance the financial well-being of our members while fostering a sense of belonging within our community. We offer a range of services designed to meet diverse needs from personal loans and savings accounts to online banking options that make managing finances easier than ever. Our dedication extends beyond transactions. We actively engage with local organizations and participate in outreach programs that provide resources and support for those who need it most. Whether through educational workshops or sponsorships of local events, we aim to create positive impacts that resonate throughout Riverdale. While members can visit us at 4774 S 1300 W Bldg 3 Riverdale Ut 84405, official correspondence should be sent to 4774 South 1300 West, Riverdale, UT 84405. If you need assistance or have questions, feel free to reach out at (801) 627-0900 during our operating hours from 9:00 a.m. to 5:30 p.m., Monday through Friday.

Branch Location & Accessibility

Convenient Location and Nearby Landmarks

Situated just a stone's throw from local landmarks, our branch is easy to find and reach. If you're coming from the bustling center of Riverdale, you'll appreciate how simple it is to get here. Plus, our location offers ample parking space, ensuring that your visit is hassle-free. We have made sure that our facilities are accessible for everyone, including features like ADA-compliant ramps.

Operating Hours and Services

At America First, we understand that your time is valuable. That's why we're open Monday through Friday from 9:00 a.m. to 5:30 p.m., allowing you plenty of time during the week to visit us. While we currently do not offer drive-thru banking or shared service options at this location, we do provide ATM services for basic needs such as withdrawals and balance checks. If you ever need assistance or have questions about our offerings, don't hesitate to give us a call at 801-627-0900. Our friendly staff is always ready to help you navigate your financial journey.

Visit Us Today!

We invite you to come by America First at Riverdale and see how we can support your banking needs. Whether you're an existing member or considering joining us, we're eager to welcome you with open arms. Remember, while members can visit us at our branch address, official correspondence should be sent to our mailing address at 4774 South 1300 West, Building #3, Riverdale, UT 84405. We look forward to seeing you soon!

Member Eligibility

At America First, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and rewarding! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. Our membership is designed to be inclusive, so whether you're just starting out or looking for a trusted financial partner, we invite you to explore the benefits of being part of our family. With access to tailored financial services, competitive rates, and a team dedicated to your success, you'll quickly see why so many choose America First as their credit union. To learn more about specific eligibility criteria and how you can become a member, please visit this page. If you're ready to open an account or have any questions, feel free to call us at (801) 627-0900. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that help streamline your business operations. Imagine being able to accept payments easily from customers while managing your cash flow effectively. Our tools enable you to process transactions swiftly, so you can focus on what you do best running your business. If you're ready to take your business to the next level, visit us at 4774 S 1300 W Bldg 3 Riverdale Ut 84405 in Riverdale, or call us at (801) 627-0900. Let's work together to achieve your goals!

Comprehensive List Of Services

A Personal Touch

While we offer convenient digital options, we also understand that some members appreciate personal interactions. Our knowledgeable staff is ready to assist you during lobby hours, which are from 9:00 a.m. to 5:30 p.m., Monday through Friday. Whether you have questions about your account or need guidance on financial products, we're here to help.

Banking Made Easy

One of the cornerstones of our offerings is our ATM Services. With basic ATM access, you can easily perform withdrawals and balance checks anytime. This feature is especially beneficial for those who prefer quick transactions without stepping into the branch. Imagine being on your way to work and needing cash; just swing by our ATM, and you're good to go!

More Than Just Banking

We believe that financial wellness extends beyond basic services. At America First, we aim to educate our members about smart money management and provide resources that can help you make informed decisions about loans, savings, and investments. If you're in the area or just looking for a trusted partner in your financial journey, don't hesitate to reach out! Give us a call at (801) 627-0900 or visit us at 4774 S 1300 W Bldg 3 Riverdale Ut 84405. We invite you to explore how our diverse services can enhance your financial life today!

Stay Connected

In today's fast-paced world, having access to your finances on-the-go is essential. That's why we emphasize our digital banking features, including online banking and mobile payments. You can manage your accounts right from your phone or computer, making it easier than ever to stay on top of your finances.

Digital & Online Banking

At America First, we understand that banking should be easy and convenient, no matter where you are. That's why we offer a range of digital and online banking services designed to keep you connected to your finances securely and efficiently. With our online banking platform, available at http://www.americafirst.com , you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or making payments, our 24/7 online banking service ensures that you have full access whenever you need it. Plus, with features like electronic signature authorization, signing documents is a breeze no more printing or mailing required! If you prefer to do your banking on the go, our mobile application makes it even easier. You can deposit checks, make person-to-person transfers, and set up mobile payments right from your smartphone. Imagine sending money to a friend or paying for purchases with just a few taps! Our mobile app not only saves time but also keeps your transactions secure. For those who appreciate going paperless, we offer e-statements that allow you to view your account statements electronically. It's not just eco-friendly; it also means you can access your financial information whenever you want without cluttering your mailbox. At America First, we prioritize security and ease-of-use in all our digital services. We know that managing your money should be straightforward and safe, so we've designed our platforms with user-friendly features to help you navigate easily. Join us at America First today and experience how our digital and online banking services can simplify your financial life!

Financial Strength

Member-Centric Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 4774 S 1300 W Bldg 3 Riverdale Ut 84405 or call (801) 627-0900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

At America First in Riverdale, UT (4774 S 1300 W Bldg 3), we also offer refinancing options and eligibility assessments to ensure that you find the best fit for your financial situation. Our knowledgeable team is here to assist you through every step of the loan process. Feel free to reach out at (801) 627-0900 during our operating hours from 9:00 a.m. to 5:30 p.m., or visit us online at America First for more information on how we can help you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have already issued $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans to help our members get on the road with confidence. Whether you are buying new or used, we make it easy for you to drive away with the vehicle you need.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans total $1,389,809,869. These loans provide vital capital needed for expanding your business and achieving your professional goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, making buying or refinancing simple. We aim to support you every step of the way, ensuring that the process is as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. We currently have a total of $932,190,935 in unsecured credit card loans available to our members. This helps you manage your finances effectively while enjoying the convenience of credit when you need it most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency is crucial for borrowers who want to ensure they are getting the best possible deal. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to recognized guidelines means that all loan offers are based on the latest results and are both fair and transparent (Source: https://www.ncua.gov ). The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, which guarantees transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide users with unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA FIRST FEDERAL CREDIT UNION