America First Provo UT Credit Union: Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to America First, your trusted financial partner located at 1476 N Freedom Blvd, Provo, UT 84604. Established in 1939, we have proudly served our community for over eight decades, becoming a cornerstone for individuals and families seeking reliable financial services. With a strong membership base of 1,470,249 and total assets reaching an impressive $21,352,783,826, we are dedicated to offering personalized banking solutions that meet your needs. At America First, we understand that every member's journey is unique. That's why we provide a wide range of services from checking and savings accounts to auto loans and mortgages designed to help you achieve your financial goals. Our commitment to excellence is reflected in our robust loan portfolio of 917,592 loans and leases, alongside total deposits amounting to $2,179,824,396. Under the leadership of our CEO, Thayne Shaffer, and Board President, Linda Carver, our team of 3,368 employees is here to support you with expert advice and friendly service. We believe in investing in our community and enhancing the lives of our members through sound financial practices and innovative products. While you can visit us at our branch location for all your banking needs, feel free to reach out via phone at 801-223-3964 or explore more about what we offer on our website at http://www.americafirst.com . We invite you to join the America First family today where your financial success is our priority!

Branch History & Mission

America First has a rich history rooted in community support and financial empowerment. Founded in 1939, our branch in Provo, Utah, has been dedicated to serving its members and helping them achieve their financial goals. With over 1.4 million members and total assets exceeding $21.3 billion, America First has grown significantly while maintaining its commitment to the local community. Located at 1476 N Freedom Blvd, Provo, UT 84604, our branch is easily accessible for all your banking needs. Whether you're visiting us for personal banking services or seeking assistance with loans and investments, our friendly staff is here to help. You can also find us near popular landmarks like the Provo City Center Temple, making it convenient for you to stop by. Our mission at America First is clear: we strive to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality banking options that empower them financially. Our offerings include personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are not just a financial institution; we are a partner in your journey toward financial success. While members can visit us at 1476 N Freedom Blvd, official correspondence should be sent to the same address as our mailing address. Our lobby hours are designed for your convenience: Monday through Friday from 9 am to 6 pm, and Saturday from 9 am to 3 pm. We also offer drive-thru banking during these hours for quick transactions. At America First, we embrace modern technology to enhance your banking experience. From online banking and mobile payments to e-statements and person-to-person transfers, we ensure that managing your finances is easier than ever. Our commitment to being ADA compliant means that all members can access our services comfortably. Community outreach is vital to our mission. We actively partner with local organizations to support various initiatives that uplift our neighbors and foster growth within Provo and beyond. Your membership not only benefits you but also contributes directly to these efforts. Join us today at America First in Provo! Experience the difference of being part of a credit union that prioritizes you and your community's well-being. Call us at 801-223-3964 or visit our website at americafirst.com to learn more about how we can help you succeed financially.

Branch Location & Accessibility

Easy Access and Parking

At America First, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and wide doors for easy entry. Plus, ample parking is available right outside, so you won't have to worry about finding a spot during your visit.

Operating Hours Tailored for You

We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, 9 am to 6 pm, and Saturday from 9 am to 3 pm. If you're looking for quick transactions, our drive-thru service operates during the same hours. This flexibility allows you to choose when it's most convenient for you to handle your banking needs.

Reach Out Today!

If you have questions or need assistance, don't hesitate to call us at 801-223-3964. We invite you to visit our branch in Provo and discover how America First can support your financial goals. Your satisfaction is our priority!

Services That Matter

At America First, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgages, our friendly staff is ready to help you navigate your financial journey. We also provide ATM services for quick cash withdrawals and balance checks whenever you need them. For any official correspondence, please send it to our mailing address at 1476 N Freedom Blvd, Provo, UT 84604.

Member Eligibility

At America First, we believe that everyone deserves a place in our supportive community, and becoming a member is as easy as reaching out to us. If you live, work, or attend school in our area, you're already eligible to join! We welcome individuals who share our values and are ready to take advantage of the many benefits we offer, from competitive rates on loans to personalized banking services tailored just for you. To learn more about the specific eligibility criteria, feel free to visit our website at . Once you're ready to become part of the America First family, opening an account is a straightforward process. Just give us a call at (801) 223-3964 or stop by our branch located at 1476 N Freedom Blvd Provo Ut 84604 during lobby hours. Our friendly team is here to guide you through every step and answer any questions you may have. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine processing payments seamlessly while keeping your cash flow steady. Our services allow you to accept various payment methods, ensuring you meet your customers where they are whether in-store or online. Visit us at 1476 N Freedom Blvd Provo Ut 84604 or call us at (801) 223-3964 to discover how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Experience

When visiting us at America First, you'll find essential services available through our basic drive-thru banking for quick deposits and withdrawals. If you're just checking balances or making simple transactions, our ATM facilities provide hassle-free access without stepping inside. In conclusion, at America First, we are dedicated to providing comprehensive financial solutions that cater to both personal and business needs. We invite you to visit us at 1476 N Freedom Blvd Provo Ut 84604, call us at (801) 223-3964, or explore more about our offerings online at http://www.americafirst.com . Let us be part of your financial journey today!

Business Banking for Growth

For our business members, we offer tailored solutions such as merchant services and business loans. Running a business requires support from partners who understand your needs; that's why our team is committed to providing personalized service that helps your business thrive.

Convenient Online and Mobile Services

Understanding that convenience is key in today's fast-paced world, we have invested in robust online and mobile banking services. With features like online bill pay, mobile payments, and person-to-person transfers, managing your finances has never been easier. Need cash on the go? Our network of ATMs ensures you can access funds whenever necessary.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer various checking and savings accounts designed to fit different lifestyles. Imagine having an account that not only helps you save but also rewards you with perks! Our credit cards with rewards ensure that every purchase counts towards something meaningful, whether it's cashback or travel points. If you're eyeing that new car parked down the street or need to refinance your current vehicle, our auto loans and vehicle financing options can help make your dreams a reality without breaking the bank. And when it comes to bigger investments like homes, our mortgage loans and refinancing solutions provide competitive rates and flexible terms.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, giving you the flexibility to manage financial challenges head-on. Whether it's consolidating existing debts or funding a special project, we're here to assist you every step of the way.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, allowing you to sign documents digitally without the hassle of printing and mailing. Plus, with e-statements available, you can keep track of your financial activities while helping the environment by going paperless. For those on the go, our mobile application offers the same great features right from your smartphone. You can even take advantage of mobile payments to make purchases quickly and securely. Imagine leaving your wallet at home and paying with just a tap on your phone! We also offer person-to-person transfers, so sending money to friends or family is as easy as a few clicks. No more waiting for checks to clear just instant transactions when you need them most. At America First, we prioritize your security. Our online banking services use advanced encryption technology to protect your information, giving you peace of mind while managing your finances. In this ever-evolving digital landscape, our commitment is to provide accessible and user-friendly solutions that fit seamlessly into your life. Join us at America First and experience banking that's designed for you!

Financial Strength

Growing Trust

The trust placed in us by our community is evident with a total of 3,097,747 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $34,785,848, highlighting our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 1476 N Freedom Blvd Provo Ut 84604 or call (801) 223-3964 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into the Community

Our commitment to excellence is reflected in our $111,310 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $316,583 in used auto loans and $15,267,227,347 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees ready to assist you with personalized service.

Strong Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible terms to ensure that financing your next vehicle is as easy as possible.

Business Financing

For business owners seeking capital to grow and expand their ventures, we provide outstanding commercial loans totaling $1,389,809,869. Our lending solutions are designed to support your business ambitions and help you succeed. We also want to remind you that refinancing options may be available for various loan products. It's worth discussing how you can potentially lower your monthly payments or adjust terms to better fit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our loan offerings or to speak with one of our representatives, please contact us at 801-223-3964 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Let America First help you take the next step toward achieving your financial dreams!

Credit Card Loans

Managing everyday expenses is straightforward with our flexible unsecured credit card loans. With a total of $932,190,935 in loans available, we help our members effectively manage their finances while enjoying the benefits of rewards and low-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, allowing you to navigate the path to your dream home with ease.

Loan Aggregator

Accurate Comparisons

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AMERICA FIRST FEDERAL CREDIT UNION