America First Providence UT Credit Union: Low Mortgage Rates & Business Banking

Introduction

Welcome to America First, your trusted partner in achieving financial well-being since 1939. Conveniently located at 50 N Highway 165, Providence, UT 84332, our branch serves a vibrant community of over 1,470,249 members who rely on us for their personal and business banking needs. With total assets exceeding $21.35 billion and deposits amounting to $2.18 billion, we are committed to providing exceptional service and support tailored to our members' unique financial journeys. Our CEO, Thayne Shaffer, alongside Board President Linda Carver, leads a dedicated team of 3,368 employees who strive to make banking simple and accessible for everyone. At America First, we believe in empowering our members through a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While you can visit us at our physical location for face-to-face assistance, please note that official correspondence should be sent to the same address: 50 N Highway 165, Providence, UT 84332. Whether you need help with online banking or require expert advice on loans our friendly team is here to assist you every step of the way. With a solid net worth of $2.28 billion and cash reserves totaling $178.76 million, you can trust that your finances are in capable hands. We take pride in being a part of this community and continuously seek ways to give back through local initiatives and member-focused programs. Ready to take the next step towards financial success? Don't hesitate to call us at 435-792-7525 or explore more about our offerings by visiting America First. Your financial future starts here!

Branch History & Mission

Commitment to Community

America First is not just about transactions; it's about relationships. We are dedicated to giving back through various outreach programs and partnerships that strengthen our community ties. Whether it's through financial education workshops or local sponsorships, we strive to make a positive impact on the lives of those around us. Our commitment extends beyond traditional banking services. With features like online banking and mobile payments available, we ensure that our members can access their accounts anytime and anywhere. Additionally, our ADA-compliant facilities demonstrate our dedication to serving everyone in our community.

Join Us Today!

As you explore your options for financial services, consider becoming part of the America First family. With convenient operating hours from Monday to Friday, 9 AM to 6 PM and Saturday from 9 AM to 5 PM, we're here when you need us most. For any inquiries or assistance, don't hesitate to call us at 435-792-7525. While members can visit us at 50 N Highway 165 for all your banking needs, official correspondence should be sent to the same address. Join us today and experience firsthand how America First is committed to your financial success!

Our Journey

From our humble beginnings, America First has continuously evolved to meet the needs of our members. With a total asset base exceeding $21 billion, we are proud to offer a wide range of financial products and services. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking services, all designed with our members' needs in mind. Our mission is simple yet profound: we aim to empower individuals and families by providing accessible financial solutions while fostering a spirit of community support. We believe that by helping our members achieve their financial goals, we contribute to the overall well-being of the communities we serve.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch complies with ADA standards, featuring ramps and spacious pathways to ensure everyone can navigate comfortably.

Get in Touch

If you have questions or want more information about our offerings, feel free to give us a call at 435-792-7525. We'd love to hear from you! Come visit us at America First in Providence today where banking is made simple and friendly!

Nearby Landmarks

Located just a short drive from popular spots like the local park and various dining options, our branch is nestled in a vibrant area that makes it easy to stop by while you run errands or enjoy a day out. Plus, with ample parking available right outside, visiting us is hassle-free.

Operating Hours

At America First, we want to make banking convenient for you! Our lobby hours are from 9 AM to 6 PM Monday through Friday and from 9 AM to 5 PM on Saturdays. We're closed on Sundays, but we're here six days a week to assist you with your financial needs.

Services Available

You can count on us for a variety of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! For quick transactions, take advantage of our drive-thru service for deposits and withdrawals without leaving your car. And if you need cash on the go, our ATM is available for your convenience.

Member Eligibility

At America First, we believe that becoming a member is like joining a close-knit family where your financial goals and dreams are supported every step of the way. If you're interested in becoming part of our community, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the area. We welcome individuals from all walks of life, whether you're looking for personal banking options, loans, or just a trustworthy place to save your money. To find out more about the specific eligibility criteria, feel free to check out our detailed information at . Once you see how easy it is to join us, you can start the account opening process right away. Simply reach out to us at (435) 792-7525 or visit our branch located at 50 N Highway 165 Providence Ut 84332. Our friendly staff is here to guide you through each step and ensure that your transition into membership is as smooth as possible. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments while keeping track of your sales all from one platform. Our merchant services provide exactly that, allowing you to focus on what matters most growing your business. Whether you're running a storefront or an online shop, our solutions simplify transactions so you can serve your customers better. Visit us at 50 N Highway 165 Providence Ut 84332 in Providence, UT or call us at (435) 792-7525 to learn how our business banking services can empower you. Let's work together to fuel your success!

Comprehensive List Of Services

Business Banking

We also recognize the unique needs of business owners. Our Business Banking services, including Merchant Services and Business Loans, are crafted to support local entrepreneurs in growing their ventures. With flexible financing options and expert guidance, we aim to be a partner in your success.

Convenient Access

At America First, convenience is key. Enjoy easy access through our ATM & Cash Withdrawal Services available around the clock. For quick transactions like deposits or withdrawals, our Basic Drive-Thru Banking allows you to complete simple banking tasks without leaving your car.

Credit Cards

For those who enjoy earning rewards on their spending, our Credit Cards with Rewards program offers attractive benefits. Use your card for everyday purchases and watch the rewards add up!

Digital Banking Features

In today's fast-paced world, managing finances digitally is essential. Our robust Online & Mobile Banking features enable members to stay connected with their accounts seamlessly. With services like person-to-person payments and electronic statements, handling finances has never been easier. If you're interested in learning more about how we can assist you with any of these services or have questions about opening an account, please don't hesitate to reach out at (435) 792-7525. Visit us at Providence Macey's we're here to help you achieve your financial goals!

Loans & Financing

When it comes to financing your dreams, whether it's buying a car or purchasing a home, America First has you covered with various loan options. We provide Auto Loans & Vehicle Financing that make owning a vehicle more accessible than ever. Additionally, our Mortgage Loans & Refinancing options are designed to help you navigate the home-buying process smoothly. If you're facing unexpected expenses, our Personal Loans & Debt Consolidation services can offer relief and help streamline your payments.

Personal Banking

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts. Imagine the ease of managing your money with online and mobile banking at your fingertips. You can check balances, transfer funds, and pay bills anytime, anywhere. Our checking accounts provide easy access to your funds while our savings accounts help you grow your money over time.

Digital & Online Banking

Key Services

With our online banking platform available at http://www.americafirst.com, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Our system is user-friendly and designed for ease of use, so navigating through your financial tasks is simple. For those who prefer managing their finances via mobile devices, our mobile application is here to help. You can make payments with just a few taps, thanks to our mobile payments feature. Plus, sending money to friends or family is hassle-free with our person-to-person transfers no need for cash or checks!

Security Features

We take security seriously. With electronic signature authorization available, signing important documents digitally adds a layer of convenience without compromising safety. You can also opt for e-statements, which not only keeps your information secure but helps reduce paper clutter. Whether you're using your computer or smartphone, our digital banking services are designed to give you peace of mind while ensuring real-time access to your accounts. At America First, we strive to empower you with tools that enhance your banking experience and simplify your financial management. Explore all these features and more by visiting us online at http://www.americafirst.com today!

Financial Strength

A Solid Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Trust

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848 reflect our commitment to supporting our community's financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 50 N Highway 165 Providence Ut 84332 or call (435) 792-7525 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is here to assist you every step of the way.

Business Loans

For business owners looking to grow and expand their operations, we have outstanding commercial loans totaling $1,389,809,869. These loans are designed to provide capital that can help take your business to the next level. If you're considering refinancing options or want more information about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 435-792-7525 or visit us at our branch located at 50 N Highway 165, Providence UT 84332. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At America First, we're dedicated to making your financial journey as smooth as possible!

Credit Lines

Our credit lines provide members with the flexibility they need to handle unexpected expenses or fund personal projects. With an impressive total of $8,183,573,305 in credit lines available, you can access funds when it matters most without unnecessary stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445. These loans make buying or refinancing straightforward and accessible. We are committed to guiding you through the process so that you can secure a place to call home.

Unsecured Credit Card Loans

Managing everyday expenses is crucial for financial health. We offer flexible terms on unsecured credit card loans with a total of $932,190,935 in loans available. This allows our members to manage their finances effectively while enjoying the benefits of rewards and cashback.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Providence, UT