America First Plain City UT Credit Union: Best Auto Loans & Personal Banking

Introduction

Welcome to America First, your trusted financial partner located at 2336 N 4350 W, Plain City, UT 84404. Since our establishment in 1939, we have been dedicated to serving our community with integrity and care. With a robust membership of over 1.4 million members and total assets exceeding $21 billion, we pride ourselves on being a cornerstone of financial stability and support for our members. At America First, we believe that everyone deserves access to quality financial services. That's why we offer a wide range of products including personal banking, auto loans, mortgages, credit cards, and business banking solutions tailored to meet the needs of our diverse community. Our commitment is reflected in our impressive figures: we currently manage approximately $2.18 billion in deposits and hold a net worth of about $2.28 billion, ensuring that your money is safe with us. Led by CEO Thayne Shaffer and Board President Linda Carver, our team is dedicated to providing exceptional service and fostering lasting relationships with our members. With over 3,368 employees working tirelessly to support you, we are here to guide you on your financial journey. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address as our branch: 2336 N 4350 W, Plain City, UT 84404. Whether you're looking to apply for a loan or simply have questions about your account, don't hesitate to reach out! You can contact us at (801) 827-8795 during our operating hours from Tuesday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Join us at America First and experience a welcoming atmosphere where your financial goals are prioritized. Visit us online at http://www.americafirst.com for more information or come see us in person today!

Branch History & Mission

America First Credit Union, located in the heart of Plain City, Utah, has been a cornerstone of financial support for its community since it first opened its doors in 1939. Over the years, this branch has grown significantly, now serving an impressive total membership of over 1.4 million individuals. With assets totaling more than $21 billion, America First is not just a credit union; it's a trusted partner in helping families and businesses achieve their financial goals. Nestled at 2336 N 4350 W, Plain City, UT 84404, our branch is easily accessible and surrounded by friendly neighborhoods. The welcoming atmosphere reflects our commitment to member service and community engagement. While members can visit us at this location for all their banking needs, official correspondence should be sent to the same address. Our mission is clear: to provide exceptional financial services while fostering a supportive community environment. We focus on offering personal banking solutions, including checking and savings accounts, auto loans, mortgage options, and business banking services. Our members also enjoy convenient digital tools like online banking and mobile payments that make managing finances easier than ever. Throughout our history, we have prioritized accessibility for all members. Our branch features ADA-compliant facilities to ensure everyone can benefit from our services. Additionally, we offer both drive-thru banking and ATM access for those who prefer quick transactions on the go. America First Credit Union is proud of its partnerships within the community. We actively engage in outreach efforts that support local initiatives and charities, reinforcing our belief that when our members thrive, so does our community as a whole. As we continue to grow and evolve with the times whether through technological advancements or enhanced customer service initiatives we remain steadfast in our commitment to supporting you every step of the way. Join us today at America First Credit Union in Plain City! Experience firsthand how we can help you achieve your financial aspirations while being part of a caring community. For any inquiries or assistance, feel free to reach out at 801-827-8795 during our operating hours: Tuesday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Welcome aboard!

Branch Location & Accessibility

Accessibility and Amenities

We prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can enter comfortably. The drive-thru service offers a quick way to handle transactions without leaving your vehicle, perfect for those busy days when time is of the essence. Plus, we have an ATM on-site for your convenience, allowing you to withdraw cash or check your balance anytime.

Get in Touch!

For any questions or if you prefer to speak with someone directly, feel free to call us at 801-827-8795. We look forward to welcoming you at America First in Plain City, where we are dedicated to supporting your financial journey!

Operating Hours

Our doors are open from Tuesday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. We invite you to come in during these hours for personalized assistance from our friendly staff who are always ready to help with any inquiries.

Member Eligibility

At America First, we're excited to welcome you into our community of members who support one another. Becoming a member is easy and inclusive! If you live, work, or worship in the area around 2336 N 4350 W Plain City Ut 84404, you likely qualify for membership. Whether you're seeking great savings options, competitive loan rates, or just a friendly place to bank, you'll find it here. To learn more about specific eligibility details, feel free to check out our comprehensive guide at . Once you're ready to join us, opening an account is a breeze! You can start your journey towards better banking by visiting us at 2336 N 4350 W Plain City Ut 84404 or giving us a call at (801) 827-8795. Our team is here to help you every step of the way and answer any questions you may have. We can't wait to have you as part of the America First family!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that make daily transactions smoother. Imagine running your business without worrying about payment processing hassles. Our solutions allow you to accept payments easily, manage transactions efficiently, and focus on what you do best growing your business. Located at 2336 N 4350 W Plain City Ut 84404, Plain City, UT 84404, we're here to help you thrive. Call us at (801) 827-8795 to learn more about how our tailored banking solutions can support your business goals.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, America First offers business banking services including merchant services and business loans. We recognize the importance of supporting local businesses, so we're here to provide financial tools that help you grow.

Convenient Access to Your Accounts

In today's fast-paced world, convenience matters. That's why we provide ATM access for quick withdrawals and balance checks, along with basic drive-thru banking services for deposits, withdrawals, and simple transactions without leaving your car. Our commitment extends beyond just traditional banking; we embrace digital features like electronic signatures for easy document handling and e-statements for efficient record-keeping. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (801) 827-8795 during our lobby hours: Tuesday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM.

Credit Cards and Personal Loans

Life can be unpredictable, which is why personal loans and debt consolidation options are available for those times when you need extra support. Our credit cards come with rewards that can benefit your everyday spending while giving you the purchasing power you need.

Join Us Today!

At America First, we're here not just as a bank but as a partner in your financial well-being. Explore our comprehensive list of services today by visiting our website at http://www.americafirst.com or stop by our branch in Plain City, UT. Let's work together towards achieving your financial goals!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having the flexibility to manage your finances effortlessly with our online and mobile banking services. You can check your balance, transfer money, and even make payments right from your phone or computer. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We offer competitive rates and terms that can be customized to fit your budget. For those dreaming of homeownership, our mortgage loans and refinancing solutions make it easier than ever to take that step.

Digital & Online Banking

Enhanced Features

In addition to traditional banking tasks, our services include mobile payments. Whether you're shopping online or at a store, you can pay easily and securely using your smartphone. This means no more fumbling for cash or cards when you're out and about. With all these features available through America First, managing your finances is as straightforward as it gets. Our commitment to providing accessible and efficient digital banking solutions ensures that you have everything you need right at your fingertips. Experience the ease of modern banking today!

Key Services

Our online banking service operates 24/7, so you can check balances, transfer funds, and pay bills whenever it suits you. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds directly to friends or family without the hassle of cash or checks. Plus, with our mobile application, you can carry all these features right in your pocket. Security is a top priority for us. You can rest assured knowing that our electronic signature authorization process keeps your transactions safe and secure. We also offer e-statements for those who prefer a paperless approach just another way we're making banking more convenient for you.

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 2336 N 4350 W Plain City Ut 84404 or call (801) 827-8795 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $316,583 in used auto loans and $15,267,227,347 in total loans and leases reflect our dedication to supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms are designed to meet your needs.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $1,389,809,869 provide the necessary funding to fuel your business ambitions. At America First, we prioritize transparency and accessibility. If you're considering refinancing your existing loans or exploring eligibility options for any of our loan products, don't hesitate to ask one of our knowledgeable team members during your visit or call us at the number above. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution tailored just for you!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, making it easier for you to take that important step towards owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $932,190,935 in loans helping members manage their finances effectively, our credit card options come with competitive rates and rewards to enhance your spending experience.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This careful sourcing means you can trust the information presented to you.

AMERICA FIRST FEDERAL CREDIT UNION - Plain City, UT