America First Ogden UT Credit Union: Affordable Vehicle Loans & Quick Personal Banking

Introduction

Welcome to America First, your trusted credit union located at 358 N Harrisville Rd, Ogden, UT 84404. Since our establishment in 1939, we've dedicated ourselves to empowering our members with quality financial services and a community-focused approach. Today, we proudly serve over 1.4 million members with a commitment to their financial well-being. At America First, we understand that each member's journey is unique. That's why we offer a range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgage financing. With total assets of $21,352,783,826 and deposits reaching $2,179,824,396, you can trust that your finances are in capable hands. While members can visit us at our Harrisville branch, official correspondence should be sent to 358 North Harrisville Rd., Ogden, UT 84404. Our knowledgeable team, led by CEO Thayne Shaffer and Board President Linda Carver, is here to assist you Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 3 PM. With an impressive net worth of $2,277,865,463 and cash reserves of $178,755,078, America First stands strong in its dedication to providing reliable services. Whether you're looking for help with loans over 917,592 loans and leases have been facilitated or interested in exploring our business banking options with a net member business loan balance of $1,336,834,974, we are here for you. Discover how America First can make a difference in your financial life. Feel free to give us a call at 801-827-8550 or visit our website at www.americafirst.com for more information. Join us today and experience the benefits of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look toward the future, America First remains dedicated to enhancing member experiences and expanding our services. If you're looking for a credit union that genuinely cares about your financial well-being, come join us! Experience firsthand how we can help you thrive financially while being part of a supportive community. For more information or to speak with one of our friendly staff members, please call us at 801-827-8550 or visit our website at America First. Let's build a brighter future together!

Our Mission

At America First, our mission is clear: to empower individuals and families through comprehensive financial solutions while fostering a sense of community. We believe in putting people before profits. This means not only providing essential banking services but also investing in local initiatives that uplift our neighborhoods. Whether it's sponsoring community events or partnering with local charities, we strive to make a positive impact beyond just financial transactions. While members can visit us at 358 N Harrisville Rd, official correspondence should be sent to 358 North Harrisville Rd., Ogden, UT 84404. Our branch is equipped with an ATM for easy cash access and offers drive-thru banking for your convenience. We are open Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Finding us is easy! We're situated near popular landmarks like the Ogden Nature Center and just a short drive from Weber State University. Our location is accessible with ample parking available for all visitors. Plus, we ensure that our branch is ADA-compliant, so everyone can enjoy easy access to our facilities.

Get in Touch Today!

Ready to learn more? We invite you to visit us at America First or give us a call at 801-827-8550. Our friendly staff will be more than happy to answer any questions you might have or guide you through our offerings. Come see how we can support your financial journey today!

Operating Hours That Fit Your Schedule

At America First, we understand that convenience matters. That's why we offer flexible operating hours. You can visit us Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 3 PM. Our dedicated team is ready to assist you during these times, ensuring you have access to everything from checking accounts to auto loans.

Services Offered Just for You

We are more than just a credit union; we're your financial partner! At our Harrisville location, you can take advantage of various services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. If you're on the go, we also provide ATM services for quick cash withdrawals and basic transactions. For those who prefer drive-thru banking, we've got you covered with basic services available right from your vehicle. With our commitment to providing top-notch service both inside and outside the branch, we strive to make your banking experience as smooth as possible.

Member Eligibility

At America First, we're excited to welcome you into our community of members who enjoy personalized financial services and a friendly atmosphere. Becoming a member is simple! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're eligible to join us. We believe that everyone deserves access to affordable banking options and dedicated support, which is why we strive to make membership inclusive and accessible for all. To learn more about the specific eligibility requirements, feel free to visit our detailed page at . Once you're ready to take the next step, opening an account with us is straightforward. You can start your application online or visit us at our branch located at 358 N Harrisville Rd Ogden Ut 84404. If you have any questions along the way, don't hesitate to reach out at (801) 827-8550 we're here to help! Joining America First means not just being a customer but becoming part of a caring community that prioritizes your financial well-being.

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Imagine having seamless transactions that enable customers to pay via card or mobile, enhancing their experience while boosting your sales. Located at 358 N Harrisville Rd Ogden Ut 84404 in Ogden, UT, we are here to empower your business. For more information or to discuss how we can help you thrive, call us at (801) 827-8550. Let's grow together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we understand how crucial it is to have reliable banking services. That's why we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. These services help streamline transactions and ensure that your business has the capital it needs to grow.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services are available for quick access to your cash whenever you need it.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! They are perfect for earning points on purchases you make every day, allowing you to enjoy perks while managing your spending wisely.

Drive-Thru and ATM Access

For those who prefer face-to-face interaction but want a bit of convenience too, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. We also have basic ATM access for when you're on the go withdrawals and balance checks are just a tap away. At America First, we strive to make banking as simple and accessible as possible. With multiple ways to engage with us whether in-person at our branch or online we're committed to being there for you every step of the way. If you're ready to explore all these services further or have any questions, feel free to reach out at (801) 827-8550 or visit us online at http://www.americafirst.com . Let us be part of your financial journey today!

Personal Banking Solutions

Our personal banking services start with Checking & Savings Accounts that fit various lifestyles. If you're saving for a big purchase or just want easy access to your funds, we have options that will suit you. Need a vehicle? We offer Auto Loans & Vehicle Financing designed to get you on the road quickly and affordably. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are tailored to help you navigate this important financial step. And if unexpected expenses arise, our Personal Loans & Debt Consolidation solutions can provide the support you need without adding stress.

Digital & Online Banking

Key Services

With our online banking services, you can check your balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your smartphone without fumbling for cash or cards. For those who prefer to manage their finances on the go, our mobile application is available for download, providing a user-friendly interface that allows you to access your accounts anytime, anywhere. Plus, with electronic signature authorization and e-statements available, signing documents and reviewing your account statements has never been easier or more secure.

Security and Ease of Use

We prioritize your security with features that protect your information while ensuring ease of use. Our online banking system employs advanced encryption technologies to keep your data safe. So you can bank confidently knowing that your personal information is protected. In addition to real-time account management and easy access to financial tools, our services are designed with accessibility in mind. Whether you're tech-savvy or new to online banking, you'll find our platform intuitive and straightforward. With America First, managing your money doesn't have to be complicated. Experience the freedom of digital banking today! For more details about our offerings or to get started, visit us at http://www.americafirst.com .

Financial Strength

A Committed Team Ready to Serve You

Our impressive $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 358 N Harrisville Rd Ogden Ut 84404 or call (801) 827-8550 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinventing Member Services

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals across various sectors, with $316,583 in used auto loans and $15,267,227,347 in total loans and leases available to help you achieve your dreams.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so you can drive away in the vehicle you want without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering customized lending solutions that fit their unique needs. If you're considering refinancing any of these options or want to explore eligibility requirements further, our team at America First is here to help guide you through the process. We encourage you to reach out if you have questions or need assistance. You can visit us at 358 N Harrisville Rd, Ogden, UT 84404 or give us a call at 801-827-8550. Our friendly staff is ready to assist you from Monday to Friday between 9 AM and 6 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let America First be your trusted partner in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We work closely with you to find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to funds without collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to established guidelines means you can trust that the offers displayed are fair and transparent, based on the latest results (Source: https://www.ncua.gov ).

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users are equipped to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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