America First North Salt Lake UT Credit Union: Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to America First, your trusted partner in financial growth and community support. Located at 725 N Redwood Rd, North Salt Lake, UT 84054, we have proudly served our members since 1939. With over 1.4 million members, we are committed to providing reliable financial solutions tailored to meet your needs. As a cornerstone of the North Salt Lake community, we understand that every member's journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total assets stand strong at an impressive $21,352,783,826, ensuring that we have the resources to help you achieve your financial goals. While our branch address is the best place to visit us in person, official correspondence can be sent to our mailing address at 725 N Redwood Rd, North Salt Lake, UT 84054-2832. We encourage you to reach out with any questions or concerns by calling us at 801-215-3751. Under the leadership of CEO Thayne Shaffer and Board President Linda Carver, our dedicated team of 3,368 employees is here to provide exceptional service and support. Whether you're looking to open a checking account or explore loan options (we currently have over 917,592 loans), we are here for you every step of the way. Join us in making a difference! Experience the America First difference today by visiting our website at www.americafirst.com or stopping by our branch during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Innovation

At America First, we recognize the importance of digital advancements in today's world. We offer robust online and mobile banking options for convenience and accessibility. Our commitment extends beyond just technology; we ensure our services are ADA compliant so all members can easily access what they need.

Community Focus

We take pride in being an active participant in North Salt Lake. Through community events and support initiatives, we aim to make a difference that goes beyond banking. By partnering with local organizations, we contribute to projects that enrich lives and strengthen our neighborhood. While members can visit us at 725 N Redwood Rd North Salt Lake Ut 84054, official correspondence should be sent to 725 N Redwood Rd, North Salt Lake, UT 84054-2832 for any inquiries or assistance you may need.

Join Us!

As we continue this journey together, we invite you to become part of the America First family. Experience the benefits of membership with us financial solutions tailored for your needs and a community-driven approach that prioritizes your well-being. For more information or to get started today, call us at (801) 215-3751 or visit our website at America First. Join us as we work together towards a brighter financial future!

Our Story

Located at 725 N Redwood Rd, North Salt Lake, UT 84054, America First has always been more than just a financial institution; we are a part of the community. Our branch has evolved significantly since its inception, adapting to meet the needs of our members through changing times. We are proud to offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our mission is simple yet powerful: to provide exceptional financial services while empowering our community. We believe that everyone deserves access to quality banking options and support. This belief drives us to not only serve but uplift those around us through various outreach programs and partnerships designed to foster local growth.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is compliant with ADA standards, ensuring that everyone can easily access our services. With convenient parking available right outside, you won't have to worry about finding a spot. We also offer basic ATM services so you can handle your cash needs quickly and efficiently.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Feel free to stop by during these hours to talk with our knowledgeable staff about checking and savings accounts, auto loans, mortgage options, and more.

Services Offered

At America First, we offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to loans for cars and homes, we've got you covered. Plus, enjoy online and mobile banking options that allow you to manage your finances whenever it suits you. If you have any questions or need assistance, don't hesitate to reach out! Call us at 801-215-3751. We look forward to welcoming you into our community and helping you achieve your financial goals!

Member Eligibility

At America First, we believe that becoming a member is like joining a warm and welcoming family dedicated to supporting your financial journey. If you're looking to be part of our community, you'll find that eligibility is designed to be inclusive and straightforward. Typically, individuals who live, work, or worship in the area around 725 N Redwood Rd North Salt Lake Ut 84054 can apply for membership. This means that whether you're a long-time resident or new to the community, there's a place for you here. Joining us comes with many benefits, including access to personalized banking services and competitive rates on loans and savings accounts. To get started on your path to membership, you can find more detailed information about eligibility by visiting this link. If you have questions or need assistance, don't hesitate to reach out at (801) 215-3751 our friendly team is here to help!

Business Banking & Commercial Services

Merchant Services that Empower

Imagine having a trusted partner by your side as you manage daily transactions and customer payments. Our merchant services are designed to simplify the payment process, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide tools that make financial management easier and more efficient. Located at 725 N Redwood Rd North Salt Lake Ut 84054 in North Salt Lake, UT, our team is ready to help you navigate your business banking needs. Call us at (801) 215-3751 today to explore how we can support your journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored support through our Business Banking services. From Merchant Services to help you process transactions efficiently, to Business Loans that can fund your next big project or expansion, we are committed to helping local businesses thrive.

Credit Options

When it comes to managing expenses or making those larger purchases, our Credit Cards with Rewards give you the flexibility and benefits you deserve. With every swipe, earn points towards exciting rewards that enhance your lifestyle.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services that let you manage your accounts anytime, anywhere. Whether you're checking balances, making transfers, or accessing ATM & Cash Withdrawal Services, everything is just a few taps away.

Get Started Today!

Ready to take control of your financial future? Contact us at (801) 215-3751, visit us at our branch located at 725 N Redwood Rd North Salt Lake Ut 84054, or explore more about our offerings online at our website. At America First, we're more than just a credit union; we're a community partner dedicated to supporting your financial journey every step of the way!

Mortgage and Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing solutions are designed with you in mind. We offer various mortgage products that fit different budgets and lifestyles, making homeownership a reality for many. Refinancing options are available if you're looking to lower your monthly payments or tap into your home's equity.

Personal Banking Solutions

For individuals and families, our personal banking services include Checking & Savings Accounts that come with no hidden fees and competitive interest rates. Imagine having a place where your money not only stays safe but also grows over time. Our Auto Loans & Vehicle Financing options make it easy to drive off in the car of your dreams without breaking the bank. We understand that life can bring unexpected expenses, which is why our Personal Loans & Debt Consolidation services can provide quick access to cash when you need it most.

Digital & Online Banking

Key Services

Our online banking platform at http://www.americafirst.com is user-friendly and packed with features to help you manage your finances effortlessly. You can view your account balances, transfer funds between accounts, and pay bills all with just a few clicks. If you're looking to send money to friends or family, our person-to-person transfers make it simple and fast. Need to sign documents? No problem! Our electronic signature authorization allows you to complete transactions securely without needing to visit a branch. Plus, you can opt for e-statements, making it easier than ever to keep track of your finances while also reducing paper clutter. For those who prefer banking on the go, our mobile application provides all the functionalities of our online banking right in the palm of your hand. You can manage payments through mobile payments features and stay on top of your financial activities no matter where you are.

Security and Accessibility

Security is our top priority at America First. We utilize advanced measures to ensure that your information remains safe while using our digital services. Our intuitive design means you won't have to navigate complicated menus; everything is straightforward so that you can focus on what matters most your financial well-being. With these digital tools at your fingertips, you'll find managing your money easier than ever before. Whether you're checking balances during lunch or making quick transfers from home, we're here to support your banking needs every step of the way. Join us today and experience the convenience of digital banking with America First!

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848 reinforce our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 725 N Redwood Rd North Salt Lake Ut 84054 or call (801) 215-3751 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing any existing loans or want to explore eligibility options, our team is ready to assist you through every step of the process. Feel free to reach out with any questions at (801) 215-3751, or visit us at our branch located at 725 N Redwood Rd North Salt Lake Ut 84054 in North Salt Lake, UT. Our knowledgeable staff is here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, allowing you to choose what fits best for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are committed to providing tailored solutions.

Credit Card Loans

For everyday purchases or unexpected expenses, we also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. These cards come with rewards programs that can further benefit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We offer various plans that can cater to first-time buyers as well as those looking to refinance an existing mortgage.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION