AMERICA FIRST FEDERAL CREDIT UNION

Welcome to America First, your trusted credit union located at 965 N Main St, Nephi, UT 84648. Since our establishment in 1939, we have proudly served our community, growing together with our members. With a total membership of over 1.4 million, we are dedicated to providing exceptional financial services tailored to meet your needs. At America First, we understand that financial security is important. That's why we manage assets totaling an impressive $21.35 billion, ensuring that your savings and investments are in safe hands. Our commitment to you is further reflected in our strong net worth of $2.28 billion and cash reserves of $178,755,078 ready to support you when you need it most. Under the leadership of CEO Thayne Shaffer and Board President Linda Carver, our team of 3,368 employees works tirelessly to foster a welcoming environment where your financial goals can flourish. Whether you're seeking personal banking solutions, business loans, or guidance on mortgage refinancing, we're here for you every step of the way. While members can visit us at our branch location, any official correspondence should be sent to the same address: 965 N Main St, Nephi, UT 84648. Feel free to reach out by phone at (435) 580-4703 or explore more about what we offer by visiting our website at www.americafirst.com. Join us at America First today and experience the difference a community-focused credit union can make in your financial journey!

At America First, our journey began in 1939, rooted in the heart of Nephi, UT. Over the decades, we have grown from a small community-focused credit union to a thriving financial institution that proudly serves over 1.4 million members. Our branch, located at 965 N Main St Nephi, UT 84648, has become a cornerstone of the community, providing essential financial services and support. From our humble beginnings, we have continuously evolved to meet the changing needs of our members. With total assets now exceeding $21 billion, we have established ourselves as a trusted partner in financial success. Each milestone reflects our commitment to our mission: to empower our members through accessible and affordable financial solutions while fostering a sense of belonging within our community. America First is more than just a place for banking; we are dedicated to making a positive impact in Nephi and beyond. Our mission statement emphasizes not only exceptional financial services like checking and savings accounts, auto loans, mortgage options, and personal loans but also our focus on community support. We believe that by helping individuals achieve their financial goals, we contribute to the overall well-being of the neighborhoods we serve. While members can visit us at 965 N Main St Nephi Ut 84648, official correspondence should be sent to 965 N Main St, Nephi, UT 84648 if it differs from our physical location. As we look to the future, we continue to invest in technology that enhances your banking experience. From online banking and mobile payments to ATM access and drive-thru services, America First is committed to making banking easier and more convenient for everyone. Our operating hours are designed with your busy life in mind: Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 5 pm. We also offer ATM availability for those who need quick access outside regular hours. In addition to providing excellent financial products and services, America First actively participates in local initiatives and partnerships that uplift our community. Whether through sponsorships or outreach programs, we strive to give back and help those around us thrive. Join us at America First and discover how being part of a supportive community can transform your financial journey. Together, let's build a brighter future for you and your family! For more information or assistance, feel free to call us at (435) 580-4703 or visit our website at America First.

Becoming a member of America First means joining a caring community where your financial well-being is our priority. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and offer a range of services tailored to meet your needs. To learn more about specific eligibility criteria, feel free to visit this link for detailed information. Opening an account with us is simple and straightforward, allowing you to access our personal banking services, including checking and savings accounts, auto loans, and much more. If you have any questions or need assistance during the process, don't hesitate to reach out at (435) 580-4703. We're excited to have you join our family at America First, located conveniently at 965 N Main St Nephi Ut 84648!

At America First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which ensures you can trust us with your money. Our net worth of $2,277,865,463 highlights our strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of $1,113, we demonstrate a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our members is evident with $111,310 in undivided earnings. These funds enable us to enhance banking tools, strengthen lending options, and improve security measures to serve you better. With $316,583 in used auto loans and $15,267,227,347 in total loans and leases, our lending capacity supports your financial goals across various sectors. We also take pride in having 3,164 full-time employees and 204 part-time employees who are dedicated to serving you with knowledgeable support. Our operational efficiency is reflected in our impressive $167,577,866, allowing us to continue offering competitive loan rates and solid financial products for all members. Net Shares (Funds available for lending and investments) stand at $34,785,848, while our growing member base is showcased by a total of 3,097,747 share accounts. This demonstrates the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 965 N Main St Nephi Ut 84648 or call (435) 580-4703 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.