America First Layton UT Credit Union: Quick Personal Loans & Auto Financing

Introduction

Welcome to America First, your trusted partner in financial success! Located at 425 Heritage Park Blvd, Layton, UT 84041, our branch has been serving the community since 1939. With a rich history and a commitment to our members, we proudly support over 1.4 million members with a wide range of financial services designed to meet your needs. At America First, we understand that every member's journey is unique. That's why we offer personalized solutions, from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at an impressive $21.35 billion, which reflects our dedication to providing secure and reliable banking options. Under the leadership of CEO Thayne Shaffer and Board President Linda Carver, our team of 3,368 employees is here to help you navigate your financial goals. Whether you're looking for competitive loan rates or convenient online banking services, we're committed to making your experience seamless and satisfying. While members can visit us at our Layton branch for all their banking needs, official correspondence should be directed to our mailing address: 425 West Heritage Park Blvd., Layton, UT 84041. With total deposits amounting to $2.18 billion and a net worth of $2.28 billion, you can trust that your finances are in capable hands. We also maintain a robust cash reserve of $178.76 million, ensuring liquidity and stability for our valued members. Join us at America First today! Call us at 801-827-8670 or explore our website at http://www.americafirst.com to learn more about how we can assist you on your financial journey. Your future starts here!

Branch History & Mission

At America First, we take pride in our rich legacy and commitment to the community. Established in 1939, our Layton Heritage branch has grown alongside its members, evolving into a vital resource for financial services in Layton, Utah. Located at 425 Heritage Park Blvd, our branch is easily accessible and surrounded by local landmarks that enhance the sense of community. Since opening our doors, we have focused on building lasting relationships with our members. With over 1.4 million members and total assets exceeding $21 billion, America First has become a trusted partner for individuals and families seeking financial stability. Our mission goes beyond just banking; we aim to empower our members with tools and resources to achieve their dreams. The heart of our mission is to provide affordable financial solutions while fostering community support. We offer a range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Whether you're looking to open your first savings account or expand your business, America First is here to assist you every step of the way. In addition to traditional banking services, we are committed to embracing technology that makes banking easier for everyone. Our digital offerings include online and mobile banking, electronic statements, and person-to-person payment options ensuring that accessing your finances is convenient and secure. While members can visit us at 425 Heritage Park Blvd Layton Ut 84041, official correspondence should be sent to 425 West Heritage Park Blvd., Layton, UT 84041. Our friendly staff is available during operating hours from Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. We also offer ATM access for quick transactions and drive-thru services for added convenience. At America First, we believe in giving back. Our community outreach efforts focus on supporting local initiatives that uplift residents and promote growth within the area. By partnering with various organizations and hosting events throughout the year, we strive to make a positive impact in the lives of those around us. Join us today at America First in Layton and experience firsthand the dedication we bring to serving our members and community. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at (801) 827-8670.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to give us a call at 801-827-8670. Our friendly team is ready to assist you! We invite you to visit America First at our Layton branch we look forward to helping you achieve your financial goals!

Getting Here and Accessibility

Our branch is situated in Davis County, making it a convenient stop for residents of Layton and surrounding areas. If you're driving, you'll find ample parking available right outside our entrance. Plus, our facility is ADA compliant, ensuring that everyone can access our services without hassle.

Operating Hours

We're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. This means you have plenty of opportunities throughout the week to visit us and take care of all your banking needs.

Services Offered

At America First, we provide a range of services tailored to meet the financial needs of our members. You can easily handle personal banking tasks such as opening checking and savings accounts or applying for auto loans and mortgages. If you're looking for credit card options with rewards or need assistance with business banking, we've got you covered! We also offer a drive-thru service for quick deposits and withdrawals if you're on the go. Plus, our ATM is available 24/7 for cash withdrawals and balance checks.

Member Eligibility

Becoming a member of America First is like joining a family that truly cares about your financial well-being. At our branch located at 425 Heritage Park Blvd Layton Ut 84041, we welcome individuals who live, work, or worship in our community. Whether you're looking for personal banking solutions, auto loans, or business services, we believe everyone deserves access to the support they need. The eligibility criteria are designed to be inclusive and straightforward, so you can feel confident in your decision to join us. For more detailed information on eligibility, feel free to visit our website at . Opening an account is a breeze! With just a few steps, you can start enjoying the benefits of membership at America First. Our friendly team is here to guide you through the process and answer any questions you may have. If you're ready to take the next step or need assistance, don't hesitate to reach out to us at (801) 827-8670. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily and efficiently our merchant services make that possible. Whether you're a small local shop or a growing enterprise, you can process transactions quickly, manage your cash flow better, and focus on what really matters: serving your customers. Located at 425 Heritage Park Blvd Layton Ut 84041, Layton, UT, we're here to help your business reach new heights. Contact us at (801) 827-8670 or visit us today to explore how we can support your financial journey!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we've got you covered too! Our Business Banking services, including Merchant Services & Business Loans, are designed to support your entrepreneurial spirit. We understand the unique challenges businesses face and are here to help you thrive.

Credit Cards with Rewards

Our members also benefit from our competitive Credit Cards with Rewards, allowing you to earn points on purchases that can be redeemed for travel, merchandise, and more. It's just one way we strive to add value to your financial journey.

Embracing Technology for Your Convenience

In today's digital world, we know how important it is for banking to be convenient and accessible. That's why we offer robust Online & Mobile Banking features. You can manage your accounts from anywhere, pay bills, transfer money easily through Person-to-Person payments, and even access your funds via our ATMs or through basic drive-thru banking services for deposits and withdrawals.

Personal Banking Made Simple

When it comes to personal banking, we offer a variety of options tailored for you. Our Checking and Savings Accounts provide flexibility and convenience for everyday transactions and saving goals. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel with affordable rates that fit your budget. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing options are here to guide you through the process, making it easier than ever to achieve your dream home. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can help simplify your financial obligations.

Visit Us Today!

We invite you to visit us at America First in Layton, UT our friendly team is here to assist you with any questions or needs you may have. Feel free to give us a call at (801) 827-8670 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Discover all the ways we can support your financial well-being today!

Digital & Online Banking

Convenient Online Services

Our online banking platform at http://www.americafirst.com offers a wide range of features to help you manage your money effectively. You can view your account balances, transfer funds, and pay bills all in one place. Plus, with our mobile application available for download, you can take your banking experience right into your pocket. Whether you're making a quick payment or checking recent transactions, everything is just a tap away.

Easy Money Management

Need to send money to friends or family? Our person-to-person transfer feature makes it simple and quick. Just enter the recipient's details and send money instantly no need for cash or checks! And if you're out shopping, our mobile payments option allows you to pay directly from your phone, making transactions smoother than ever. With all these features combined, managing your finances has never been easier. Enjoy the freedom and flexibility of 24/7 online banking services at America First. For more information on how to get started with our digital banking offerings, visit us at http://www.americafirst.com today!

Secure Transactions

Security is a top priority at America First. We offer electronic signature authorization for added peace of mind when completing transactions online. You can trust that your personal information and financial data are protected as you navigate through our services. Additionally, opting for e-statements means you'll not only save paper but also receive secure access to your statements anytime.

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed to enhance your banking experience.

Growing Trust Among Members

With a total of 3,097,747 share accounts, we show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $34,785,848, further underlining our capability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 425 Heritage Park Blvd Layton Ut 84041 or call (801) 827-8670 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. These accounts not only provide safety but also help you earn returns on your hard-earned money.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This continuous improvement helps us adapt to your needs while maintaining our financial strength.

Solid Capital Foundation

Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strong ratio reflects our commitment to responsible management and our focus on serving you.

Support for Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases. Whether you're looking to buy a vehicle or need funds for other purposes, we've got you covered. Our operational efficiency is reflected in our $167,577,866, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Financing Options

In addition to auto and mortgage loans, we offer credit lines totaling $8,183,573,305, providing our members with additional flexibility when it comes to managing larger expenses or unexpected costs. For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to expand operations and enhance your business's potential. If you're considering refinancing any of these options or wish to check eligibility criteria tailored just for you, don't hesitate to reach out. Our knowledgeable staff is available at 801-827-8670, ready to assist you during our operating hours: Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at our branch located at 425 Heritage Park Blvd Layton UT 84041, where we prioritize your financial success and well-being!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445. This means that whether you are purchasing your first home or looking to refinance an existing mortgage for better terms, America First can assist you every step of the way.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers for users seeking the best loan options available.

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