America First Kaysville UT Credit Union: Low Mortgage Rates & Auto Loans

Introduction

Welcome to America First in Kaysville, where our commitment to serving our members and community shines through every service we provide. Located at 1302 W 200 N, Kaysville, UT 84037, our branch has been a trusted financial partner since 1939. We take pride in fostering a welcoming environment where nearly 1.5 million members can access a range of financial solutions tailored to their needs. At America First, we understand that your financial well-being is paramount. With total assets exceeding $21 billion and deposits reaching $2.18 billion, we are well-equipped to support you with personal banking services, auto loans, mortgages, and more. Our dedicated team of 3,368 employees, led by CEO Thayne Shaffer and Board President Linda Carver, works tirelessly to ensure that you receive exceptional service at every visit. While members can visit us at our Kaysville branch, official correspondence should be sent to the same address for consistency. Whether you're interested in opening an account or need assistance with a loan, our friendly staff is ready to help you navigate your options. Our goal is to empower you on your financial journey. From online banking features to personalized loan options amounting to over 917,000, we strive to meet the diverse needs of our community. Additionally, with a net worth of approximately $2.28 billion, you can trust that your finances are in capable hands. We invite you to experience the America First difference today! Feel free to give us a call at 801-827-7888 or stop by during our lobby hours from Monday to Friday, 9 AM - 6 PM and Saturday from 9 AM - 3 PM. Let's work together toward your financial success!

Branch History & Mission

Embracing Modern Banking

We recognize the importance of adapting to the changing needs of our members. That's why we've embraced digital advancements like online banking and mobile payments while ensuring compliance with ADA standards for accessibility. You can manage your accounts anytime, anywhere with tools designed for your convenience. While you can visit us at our Kaysville location for face-to-face assistance or utilize our drive-thru service for quick transactions, we also provide 24/7 ATM access for those who prefer self-service options.

Join Us Today!

As we continue to grow and evolve, America First remains committed to putting you first. If you're looking for a financial partner that truly cares about your success, we invite you to join our family today! For any inquiries or assistance, feel free to call us at 801-827-7888 or visit our website at America First. Together, let's build a brighter financial future!

Our Mission

At America First, our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community. We are dedicated to helping you achieve your financial goals whether you're saving for a new home or financing your dream car. Our approach focuses on not just providing products but also offering guidance and support every step of the way. In addition to financial services, we actively engage in community outreach initiatives that uplift those around us. We partner with local organizations to support various causes and contribute positively to Kaysville and beyond. Whether it's through volunteering or sponsoring local events, we strive to make a meaningful impact.

Branch Location & Accessibility

Accessibility Features

At America First, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to accommodate everyone. Whether you prefer visiting us in person or utilizing our drive-thru banking services for quick transactions, we have options that work for you.

Convenient Access

Whether you're stopping by during your lunch break or running errands, our branch offers flexible operating hours. We are open Monday through Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 3 PM. With ample parking available right outside, you can quickly pop in for a visit without any hassle.

Services Offered

Our Kaysville location provides a wide range of services tailored to meet your banking needs. From personal banking like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with an ATM on-site and basic drive-thru banking services available, accessing your funds has never been easier. If you need assistance or have questions about our services, feel free to call us at 801-827-7888. Our dedicated staff is eager to help! While members can visit us at 1302 W 200 N, official correspondence should be sent to the same address as there is no separate mailing address. We invite you to stop by soon and discover how America First can support your financial journey!

Member Eligibility

At America First, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is easy and opens the door to a community where your financial goals are our priority. If you live, work, worship, or attend school in the Kaysville area, you're likely eligible to join us! We welcome individuals and families from all walks of life, so whether you're starting your first savings account or looking for a loan, we have something for you. To learn more about the specific eligibility criteria and ensure you meet them, feel free to visit our website at . Once you're ready to take the next step towards membership, opening an account is simple. Just give us a call at (801) 827-7888, and our friendly team will guide you through the process. Join us at America First, located at 1302 W 200 N Kaysville Ut 84037, and experience the benefits of being part of our supportive financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify daily transactions for your business. Imagine effortlessly accepting payments from customers using various methods, all while ensuring quick access to your funds. With our merchant services, you can focus on what matters most growing your business while we handle the financial details. Discover how America First can support your journey toward success. Contact us at (801) 827-7888 or visit us at 1302 W 200 N Kaysville Ut 84037 to learn more about our comprehensive business banking solutions!

Comprehensive List Of Services

Additional Services

For those routine transactions, our basic drive-thru banking allows for quick deposits and withdrawals without needing to leave your car. If you're in need of straightforward ATM access for cash withdrawals or balance inquiries, we've got that covered too. At America First, we believe in making financial management simple and straightforward for all our members. Our friendly team is always here to help answer any questions or guide you through our offerings. If you're interested in learning more about how we can assist you or want to open an account today, don't hesitate to reach out! Give us a call at (801) 827-7888 or visit us at our branch location in Kaysville, UT. We look forward to serving you!

Business Banking

For entrepreneurs and business owners, we offer a variety of services tailored specifically for you. Our business banking solutions include merchant services and business loans, designed to help your business thrive. We understand that every business is unique, so our team is ready to work closely with you to find the best financial products that suit your needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at America First, we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, staying on top of your finances has never been easier. You can also access your money through our ATMs for quick withdrawals and balance checks, ensuring that wherever life takes you, you'll have easy access to your funds.

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances, to flexible auto loans and vehicle financing options that get you on the road without hassle, we're here to support your financial journey. If homeownership is your goal, consider our mortgage loans and refinancing programs which offer competitive rates and personalized guidance throughout the process. Need some extra cash? Our personal loans and debt consolidation options can provide you with the funds you need while helping simplify your financial obligations. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our digital banking experience includes electronic signature authorization, making it simple to complete transactions securely without needing to visit a branch. You can also sign up for e-statements, which not only helps the environment but also keeps your financial records organized and easily accessible. For those who prefer using their smartphones, our mobile application offers features like mobile payments and person-to-person transfers. Imagine sending money to a friend or paying for groceries with just a tap it's that straightforward! And if you ever need assistance while on the move, our app provides user-friendly navigation so you can find what you need quickly.

Security You Can Trust

We prioritize your security with advanced measures in place to protect your information. Our systems ensure that every transaction is safe and secure, giving you peace of mind while you bank online. In summary, America First is committed to providing digital and online banking solutions that are both accessible and easy to use. Experience the convenience of managing your finances from wherever life takes you!

Financial Strength

Growing Member Base

We have built trust within the community as shown by our total share accounts: 3,097,747. This growing member base is a testament to the confidence our members have in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 1302 W 200 N Kaysville Ut 84037 or call (801) 827-7888 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Secured

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your business. We are committed to supporting local businesses with tailored solutions that meet your unique needs. At America First, we aim to make borrowing as straightforward as possible while offering competitive rates and exceptional service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call us at 801-827-7888 to explore how our loan offerings can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, helping many families achieve their dream homes. If you're considering refinancing your current mortgage, we have options available that can potentially lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $932,190,935 in loans helping members manage their finances effectively, our credit cards come with competitive interest rates and various rewards options to suit your lifestyle.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Kaysville, UT