America First Hyrum UT Credit Union: Low Mortgage Rates & Auto Loans

Introduction

Welcome to America First, your trusted partner in financial wellness since 1939! Located at 780 E Main St, Hyrum, UT 84319, our branch is dedicated to serving the community with reliable banking solutions tailored to your needs. With over 1,470,249 members and a strong commitment to local growth, we believe in fostering relationships built on trust and transparency. At America First, we pride ourselves on our robust financial standing. Our total assets reach an impressive $21,352,783,826, ensuring that your money is safe and well-managed. We have successfully facilitated 917,592 loans and leases, helping our members achieve their dreams whether it's purchasing a new home or securing a vehicle. Our total deposits stand at $2,179,824,396, demonstrating our members' confidence in us. Under the leadership of our CEO, Thayne Shaffer, and Board President Linda Carver, we are committed to delivering exceptional service while remaining actively involved in the community. Our dedicated team of 3,368 employees is here to support you with personalized banking services that include checking and savings accounts, auto loans, mortgages, and business banking options. While members can visit us at our Hyrum location for all their banking needs, official correspondence should be sent to our mailing address at 780 East Main, Hyrum, UT 84319 if it differs from the branch address. We invite you to experience the difference at America First. Whether you're looking for financial advice or want to explore our services further, don't hesitate to call us at 435-792-7505. Join us in building a brighter financial future together! For more information about our offerings or to get started today, visit us online at americafirst.com.

Branch History & Mission

Welcome to the story of America First, a credit union that has been a cornerstone of the Hyrum community since its founding in 1939. Located at 780 E Main St, Hyrum, UT 84319, our branch has grown from humble beginnings into a trusted financial institution that proudly serves over 1.4 million members today. The journey began with a simple mission: to provide affordable financial services while fostering community spirit and support. Over the decades, we have evolved, but our core mission remains the same to empower our members through personal banking solutions that include checking and savings accounts, auto loans, mortgages, and business banking services. Each initiative is designed with our members' needs at heart, ensuring they have access to the tools necessary for financial success. As we reflect on our history, it is essential to highlight some key milestones. From the very start, America First focused on building relationships within the community. Our commitment led us to expand our services and enhance our offerings continually. Today, we proudly manage assets totaling over $21 billion, reflecting our dedication to sound financial practices and responsible growth. Our branch is not just a place for transactions; it's a hub for community engagement. We believe in giving back through various outreach programs and partnerships aimed at supporting local initiatives. Whether it's sponsoring local events or providing educational resources for financial literacy, we are here to uplift our neighbors. While you can visit us at our main branch location on East Main Street, official correspondence should be directed to 780 East Main, Hyrum, UT 84319 if different from our physical address. We invite you to come by during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM to explore how we can assist you on your financial journey. At America First, we embrace technology too. With features like online banking, mobile payments, and electronic signatures available to all members, we ensure that accessing your finances is easy and secure. Our commitment extends beyond just providing services; it includes making sure everyone in our community feels welcome and supported. As we look ahead, we are excited about what the future holds for America First and its members. We encourage anyone interested in becoming part of our growing family to reach out or visit us. Join us today and experience firsthand the benefits of being part of a credit union dedicated to serving you! For any inquiries or assistance, feel free to call us at 435-792-7505. Together, let's build a brighter future!

Branch Location & Accessibility

Call Us Today!

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 435-792-7505. We're excited to help you achieve your financial goals! Come see how America First can make banking easier for you today!

Convenient Access and Nearby Landmarks

Our location on East Main Street places us near some familiar local landmarks, including the scenic Hyrum State Park and several shops that are just a short stroll away. This makes visiting us not only simple but also enjoyable. We offer ample parking for our members, ensuring your visit is hassle-free. Plus, our branch is ADA-compliant, featuring ramps and accessible entrances to assist all visitors.

Operating Hours That Fit Your Schedule

At America First, we understand that life can be busy. That's why we have flexible operating hours. You can visit us Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Whether you need to discuss your checking account or explore loan options, our friendly staff is available during these hours to provide personalized service.

Services Tailored for You

We pride ourselves on offering a wide array of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. If you prefer banking on the go, our online and mobile banking options allow you to manage your accounts anytime, anywhere. Plus, with ATM availability right at our branch, accessing cash is quick and easy. While members can visit us at 780 E Main St, official correspondence should be sent to the same address for your convenience.

Member Eligibility

At America First, we believe that becoming a member is like joining a family dedicated to your financial well-being. If you're looking to enjoy personalized service and a range of financial products, you might be just the right fit! To qualify for membership, you generally need to live, work, worship, or attend school in the communities we serve. We welcome all individuals who are ready to take part in our supportive environment. For specific eligibility details, feel free to check out more informati. Opening an account with us is simple and straightforward. Our team is here to help guide you through the process so you can start enjoying the benefits of membership right away. You can reach us at (435) 792-7505 if you have any questions or want assistance with your application. Come visit us at 780 E Main St Hyrum Ut 84319 and see how being part of America First can make a difference in your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are crucial for success. Our merchant services help businesses process transactions smoothly, ensuring you can focus on what you do best running your business. Whether you're a local shop or a service provider, our tools make it easier for your customers to pay, enhancing their experience and boosting your sales. Located at 780 E Main St Hyrum Ut 84319 in Hyrum, UT, we're here to help you navigate the financial landscape with confidence. Contact us at (435) 792-7505 to learn more about how our business banking and commercial services can support your goals!

Comprehensive List Of Services

Accessibility and Support

At America First, we pride ourselves on making banking accessible and straightforward. With features like basic ATM access for withdrawals and balance checks, coupled with the ability to perform person-to-person transactions through our mobile app, managing your finances has never been more convenient. To learn more about how we can assist you in achieving your financial goals, feel free to reach out! Call us at (435) 792-7505, or visit us during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. We look forward to serving you at Hyrum Ridley's!

Business Banking Solutions

For entrepreneurs and business owners, our Business Banking services include essential offerings like Merchant Services and Business Loans. Whether you're just starting out or looking to expand, we're here to support your goals every step of the way.

Credit Options

We understand that life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to assist you in managing those costs effectively. With flexible terms and competitive interest rates, getting back on track is easier than ever. Don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases an added bonus as you spend!

Loans Made Easy

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options provide competitive rates to help make that happen. Picture yourself behind the wheel of your new car while knowing you've secured the best financing deal possible. Additionally, if you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services are designed to simplify the process and help you find the right solution for your situation.

Personal Banking

For those seeking reliable banking options, our Personal Banking services include checking and savings accounts designed to help you manage your day-to-day expenses effectively. Imagine easily accessing your funds anytime with our convenient Online & Mobile Banking features. You can check balances, transfer money, and pay bills right from your smartphone. Plus, we offer ATM & Cash Withdrawal Services so you can access cash when needed without hassle.

Digital & Online Banking

Key Features

We offer several features that enhance your banking experience. Need to send money quickly? Our person-to-person transfer service lets you do just that with ease. You can also enjoy the benefits of mobile payments, making transactions faster and more convenient than ever before. For added peace of mind, we support electronic signature authorization, meaning you can complete important documents securely from the comfort of your home. If you're looking to go paperless, e-statements are available so you can keep track of your financial activities without cluttering your mailbox. At America First, we prioritize security in all our online transactions. Rest assured that your personal information is protected by advanced security measures while you manage your accounts in real-time. In a world where time is precious, our online banking services provide an efficient way to manage your finances without compromising safety or convenience. Explore all that America First has to offer and take control of your financial journey today!

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $86,108,911 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $34,785,848. Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 780 E Main St Hyrum Ut 84319 or call (435) 792-7505 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing any of your current loans or want to learn more about eligibility options, our team is here to assist you every step of the way. We encourage you to reach out for personalized guidance based on your financial situation. You can visit us at 780 E Main St Hyrum Ut 84319 in Hyrum, UT, or give us a call at (435) 792-7505. Let's work together to explore how our loan offerings can help you today! For performance insights and financial data, all information is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we provide competitive rates and flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and entrepreneurs by offering tailored financing options that align with your business goals.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We prioritize helping you navigate the process so you can focus on what truly matters your new home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit different lifestyles and spending habits.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Hyrum, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Hyrum, UT (84319)