At America First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in where you bank, and we are committed to providing that peace of mind. Our financial health is backed by a
net worth of $2,277,865,463, ensuring that we can offer better rates, lower fees, and enhanced member services. This solid foundation allows us to support our community effectively. With a
net worth ratio of $1,113, we have built a strong capital base. This means we can continue providing loans and competitive savings rates while maintaining uninterrupted services even during uncertain economic times. Members' savings are secured through
$6,025,606,919 in share certificates and
$5,923,664,297 in money market shares. These options provide stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members. With non-member deposits at
$15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members. In addition, with
$111,310 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment helps us enhance the security measures that protect your finances. Our lending capacity also supports your financial goals across various sectors, with
$316,583 in used auto loans and
$15,267,227,347 in total loans and leases available for our members. We want to help you succeed whether you're purchasing a vehicle or pursuing other financial aspirations. Reflecting our operational efficiency, our
net income of $167,577,866 enables us to continue offering competitive loan rates and solid financial products designed specifically for our members' needs. We take pride in having
3,164 full-time employees and
204 part-time employees who are dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs. Finally, we are pleased to report net shares available for lending and investments amounting to
$34,785,848. In addition, the trust placed in us by our growing member base is reflected in the total number of share accounts:
3,097,747. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at Building 1235 Hill Air Force Base Ut 84056 or call (801) 827-8775 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.