AMERICA FIRST FEDERAL CREDIT UNION

Welcome to America First, your trusted financial partner located at 520 E 12300 S, Draper, UT 84020. Since our establishment in 1939, we have dedicated ourselves to serving our community with integrity and commitment. With a growing membership of over 1.4 million, we take pride in offering personalized banking solutions tailored to meet the unique needs of each member. At America First, our total assets stand strong at an impressive $21.35 billion, reflecting our stability and dedication to helping you achieve your financial goals. We understand that every dollar counts, which is why we've managed to accumulate over $2.18 billion in total deposits. Our team works diligently to ensure that your money not only stays safe but also grows effectively, as indicated by our net worth of $2.28 billion. Led by our CEO, Thayne Shaffer, and Board President, Linda Carver, our team of over 3,368 employees is here to provide you with excellent service and support. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we offer a full range of products designed to help you thrive financially. While members can visit us at the Draper branch for all their banking needs, official correspondence should be sent to our mailing address: 520 East 12300 South, Draper, UT 84020. We invite you to explore the many ways America First can assist you on your financial journey. For more information or assistance, please call us at 801-215-3061 or visit our website at http://www.americafirst.com . We're here to support you every step of the way!

America First has a proud history that stretches back to its founding in 1939. Located at 520 E 12300 S, Draper, UT 84020, our branch has grown alongside the community, evolving from humble beginnings into a thriving financial institution. Today, we serve over 1,470,249 members and boast total assets of $21,352,783,826. Our commitment to providing exceptional service remains steadfast as we continue to adapt and grow with the needs of our members. From our early days, America First has focused on empowering individuals and families with accessible financial products and services. As we've expanded our offerings including personal banking, auto loans, mortgages, and business banking we have remained dedicated to supporting the communities we serve. Our mission is clear: to provide affordable financial solutions while fostering a spirit of cooperation and community support. This mission drives us every day as we work to ensure our members can achieve their financial goals. At America First, we understand that convenience matters. That's why our branch features an ATM for easy access to cash and drive-thru banking for quick transactions. We're open Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm, ensuring that you can find time in your busy schedule to meet your banking needs. While members can visit us at 520 E 12300 S, official correspondence should be sent to 520 East 12300 South, Draper, UT 84020. We prioritize customer satisfaction and are continuously implementing digital advancements like online banking and mobile payments to enhance your experience. As part of our commitment to the community, America First actively engages in outreach efforts that strengthen local partnerships. We believe in giving back and supporting initiatives that make a positive impact on those around us. We invite you to join America First today! Experience the benefits of membership firsthand by reaching out or visiting us. Together, we can work towards achieving your financial dreams while building a brighter future for our community! For more information or assistance, please call us at 801-215-3061.

At America First, we believe in creating a community that feels like home. Becoming a member is simple and welcoming! If you live, work, or worship in our area, or have a family member who is already a member, you're likely eligible to join us. We're here to support your financial journey with a range of products and services designed just for you. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, our doors are open to help you achieve your goals. For the most detailed and up-to-date eligibility criteria, please check out this resource. Joining is easy! You can visit us at 520 E 12300 S Draper Ut 84020 or give us a call at (801) 215-3061 to learn more about how to open an account. Our friendly staff will guide you through the process and answer any questions you may have. We can't wait to welcome you into the America First family!

At America First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is safe and well-managed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases. Our impressive $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $34,785,848. Total Share Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 520 E 12300 S Draper Ut 84020 or call (801) 215-3061 to learn more about how we can help you achieve your financial goals.

At America First, we understand that financial needs vary, and that's why we offer a wide range of loan products designed to help you achieve your goals. Whether you're looking to buy a car, purchase a home, or manage your finances more effectively, our loan offerings are here to support you. With over 917592 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're thinking about buying a new car, you'll find that our rates are competitive. We currently have $1,416,032,601 in new vehicle loans and $5,709,426,997 in used vehicle loans helping our members get on the road. For those considering homeownership or refinancing options, our mortgage solutions include Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445. We make it straightforward for you to finance your dream home. If you're a business owner looking for capital to grow and expand, we also offer outstanding commercial loans totaling $1,389,809,869. These loans can provide the necessary funds to take your business to the next level. Additionally, we know how important it is to manage everyday expenses effectively. That's why we provide flexible terms on unsecured credit card loans. With a total of $932,190,935 in unsecured credit card loans available, members can find the right financing options to suit their needs. To learn more about eligibility requirements or refinancing options for any of these products, feel free to reach out to us at (801) 215-3061 or visit us at our branch located at 520 E 12300 S Draper Ut 84020. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At America First Credit Union in Draper, UT, we're dedicated to helping you find the best loan solution tailored just for you!