America First Clearfield UT Credit Union: Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to America First, your trusted financial partner located at 350 N Main St, Clearfield, UT 84015. Since our establishment in 1939, we have proudly served the community, growing alongside our members and adapting to meet their financial needs. With a strong membership base of over 1.47 million individuals, we are committed to fostering financial well-being and supporting local growth. At America First, we understand that every member has unique goals and aspirations. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our total assets stand at an impressive $21.35 billion, reflecting our stability and dedication to our members' prosperity. Additionally, with total deposits reaching $2.18 billion, you can trust us to safeguard your funds while helping you achieve your financial dreams. Our dedicated team, led by CEO Thayne Shaffer and Board President Linda Carver, comprises 3,368 employees who are passionate about providing exceptional service. We pride ourselves on being more than just a bank; we aim to build lasting relationships with our members through personalized support and innovative solutions. While you can visit us at our Clearfield location for all your banking needs, please note that any official correspondence should be sent to 350 North Main, Clearfield, UT 84015 if different from our branch address. Whether you're looking for a new vehicle loan or need guidance on managing your finances, we're here to help! Feel free to reach out via phone at 801-827-8710 or explore more about us online at americafirst.com. Join us today in making a positive impact in our community together!

Branch History & Mission

Our Mission

At America First, our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a strong sense of community. We believe that when you thrive, we all thrive. Our focus on providing quality service is matched only by our dedication to ensuring financial education and empowerment for everyone. We're proud to offer modern conveniences such as online banking, mobile payments, and an ATM available for your convenience. Additionally, our drive-thru banking allows you to conduct transactions effortlessly while prioritizing your time. While members can visit us at 350 N Main St., official correspondence should be sent to 350 North Main, Clearfield, UT 84015 if different from the branch address. If you have any questions or need assistance, feel free to reach out at 801-827-8710. As part of America First's legacy and ongoing mission, we invite you to join our community today. Experience the benefits of being a member where your financial goals are supported with care and expertise. Together, let's build a brighter future!

Our Story

America First began as a small credit union with a big vision: to provide accessible financial services that empower individuals and families. Over the decades, we have evolved into one of the largest credit unions in the nation, boasting total assets exceeding $21.3 billion. This growth reflects not only our success but also the trust placed in us by our members. Our branch in Clearfield offers essential services like personal banking, auto loans, mortgage financing, and business banking solutions. We understand that each member has unique needs, and we strive to meet them with personalized service and competitive products. Our commitment to community extends beyond just financial services; we actively engage in outreach initiatives that uplift local organizations and support those in need.

Branch Location & Accessibility

Welcome to America First, your friendly credit union located at 350 N Main St, Clearfield, UT 84015! Our branch is conveniently situated in the heart of Clearfield, making it easy for you to drop by for all your banking needs. Whether you're heading to a nearby landmark or just passing through, we're here to provide you with personalized service. At America First, we understand that accessibility is key. Our location features ample parking and is designed to be welcoming for everyone, including those with mobility challenges. You'll find ramps and ADA-compliant facilities to ensure a smooth visit. Plus, if you're on the go, our drive-thru banking service allows you to handle deposits and withdrawals without leaving your car. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. This means you can easily find a time that works best for you to come in and meet with our friendly staff or utilize our services. Speaking of services, America First offers a variety of options tailored just for you! From personal checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards we have something for everyone. And don't forget about our ATM availability; you can access your cash quickly whenever you need it. If you ever need to send us any official correspondence, please note that while our physical address is 350 N Main St, Clearfield, UT 84015, the mailing address is also listed as 350 North Main, Clearfield, UT 84015 for your convenience. Feel free to reach out to us at 801-827-8710 if you have any questions or need assistance. We invite you to stop by America First today we can't wait to help you achieve your financial goals!

Member Eligibility

At America First, we believe that becoming a member is like joining a warm, supportive family that truly cares about your financial well-being. If you're looking to make the switch to a place where you can grow and thrive, it's easy! To become a member, you just need to meet a few simple criteria. Typically, anyone who lives, works, or worships in our community is eligible. This means that whether you're a long-time resident or new to the area, there's a place for you here at America First. Joining us comes with great benefits, from personalized service to competitive rates on loans and savings accounts designed to help you achieve your goals. The process of opening an account is straightforward and welcoming just visit us at our Clearfield location at 350 N Main St Clearfield Ut 84015, or give us a call at (801) 827-8710 if you have any questions. For detailed eligibility requirements, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer merchant services tailored for today's dynamic market. Imagine having a reliable partner to help you process payments smoothly, manage transactions effortlessly, and keep your cash flow steady. Our merchant services can help you focus more on growing your business while we handle the financial details. Join us at America First located at 350 N Main St Clearfield Ut 84015 in Clearfield, UT. Let's work together to take your business to the next level! For more information, feel free to call us at (801) 827-8710 or visit our website at http://www.americafirst.com .

Comprehensive List Of Services

Business Banking Assistance

For entrepreneurs and business owners, our Business Banking services, including merchant services and business loans, are designed to help grow your venture. We understand the unique needs of businesses and strive to provide tailored solutions that support your success.

Convenient Access

At America First, convenience is key. With our ATM & Cash Withdrawal Services, as well as basic drive-thru banking for deposits and withdrawals, managing your money has never been easier. Need cash? Just stop by one of our ATMs for quick access. As we continue to innovate and enhance our services, we're here for all your financial needs from simple transactions at our drive-thru service to complex loans tailored just for you. If you're ready to take control of your finances or have any questions about our offerings, don't hesitate to reach out! Call us today at (801) 827-8710 or visit us online at http://www.americafirst.com . Join us at Clearfield Main Street; together we'll navigate your financial future!

Home Sweet Home

For those dreaming of homeownership or looking to refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to help. We guide you through every step of securing a loan that fits your budget and goals. With us, owning a home is within reach.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including both checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them through our user-friendly Online & Mobile Banking platforms. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services allow you to tackle these challenges head-on. Whether it's medical bills, home repairs, or consolidating debt, we aim to provide solutions that ease your financial stress.

Rewarding Credit Options

Looking for a credit card that gives back? Our Credit Cards with Rewards program is perfect for those who want to earn points on everyday purchases. Use it wisely and watch your rewards accumulate helping you save money while enjoying the things you love.

Vehicle Financing Made Easy

If you're considering a new car or need financing for an existing vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. We work with you to make the process smooth and straightforward, so you can hit the road with confidence.

Digital & Online Banking

Mobile Banking on Your Terms

For those who prefer mobile banking, our dedicated mobile application is here to help. Not only does it allow you to manage your accounts right from your smartphone, but it also supports mobile payments for a fast and secure way to make purchases. Imagine paying for your morning coffee or shopping without needing cash or cards it's all at your fingertips! In today's fast-paced world, having real-time control over your finances is crucial. At America First, we're committed to providing accessible and user-friendly solutions that make banking not just easier but also more enjoyable. Explore all that our digital and online services have to offer you'll wonder how you ever managed without them!

User-Friendly Features

We prioritize security, so you can bank with peace of mind. Our electronic signature authorization makes signing documents quick and safe, allowing you to complete transactions from anywhere without the hassle of printing or mailing paperwork. And if you're looking to send money to friends or family, our person-to-person transfer feature lets you do just that with ease.

Financial Strength

Commitment to Excellence

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Solid Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts stand at 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $34,785,848, further emphasizing our robust financial position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 350 N Main St Clearfield Ut 84015 or call (801) 827-8710 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make car ownership more accessible.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $1,389,809,869 provide the resources needed to take your business to the next level. We encourage you to reach out if you're interested in refinancing options or want more information on eligibility criteria for any of our loan products. You can contact us at 801-827-8710, and one of our friendly staff members will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial needs may be, America First is committed to providing personalized solutions that work for you.

Credit Card Loans

Managing finances effectively is crucial for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans available. These cards come with rewards and benefits that can help you save money while making everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We specialize in Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team will guide you through every step.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their financial needs. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

AMERICA FIRST FEDERAL CREDIT UNION