America First Clearfield UT Credit Union: Low Mortgage Rates & Auto Loans

Introduction

Welcome to America First, located at 756 W 1700 S, Clearfield, UT 84015. As a trusted financial partner since 1939, we proudly serve over 1.4 million members with a commitment to building strong financial futures in our community. With total assets of $21,352,783,826 and total deposits amounting to $2,179,824,396, we are dedicated to providing exceptional banking services tailored to your needs. At America First, we understand that financial well-being is about more than just numbers it's about people. Our mission is to empower our members through affordable loans and personalized banking solutions. We currently manage a loan portfolio of 917,592, ensuring that you have access to the funds necessary for life's important milestones, whether it's buying a car or purchasing a home. Under the leadership of CEO Thayne Shaffer and Board President Linda Carver, our team of 3,368 employees is here to support you every step of the way. Our branch offers a range of services including personal checking accounts, auto loans, mortgages, and business banking solutions all designed with your financial success in mind. While members can visit us at our Clearfield branch for all your banking needs, official correspondence should be sent to our mailing address: 756 West 1700 South, Clearfield, UT 84015. If you have any questions or need assistance, feel free to give us a call at 801-827-8570 during our lobby hours from Monday to Friday from 9 AM - 6 PM and Saturday from 9 AM - 3 PM. Join us at America First as we continue to make a positive impact in the lives of our members and the community. Visit our website at americafirst.com for more information on how we can help you achieve your financial goals today!

Branch History & Mission

At America First, we take pride in our rich history and commitment to serving the Clearfield community. Founded in 1939, our Clearfield branch has been a cornerstone of financial support for nearly a century. Located at 756 W 1700 S, Clearfield, UT 84015, our branch is easily accessible and situated near local landmarks that make it a familiar stop for many residents. Since our inception, America First has grown significantly, now boasting over 1,470,249 members and holding total assets of $21,352,783,826. This growth reflects not just our financial success but also the trust and loyalty of our members. We've continuously evolved to meet the changing needs of our community while maintaining a focus on personal service and accessibility. Our mission is clear: to provide exceptional financial services that empower individuals and strengthen families within our community. We strive to offer products that are tailored to the unique needs of our members whether it's personal banking options like checking and savings accounts or essential services like auto loans and mortgages. We also understand the importance of technology in today's world; thus, we offer robust online and mobile banking features to ensure that our members can manage their finances conveniently. While you can visit us at 756 W 1700 S, official correspondence should be sent to 756 West 1700 South, Clearfield, UT 84015 if different from our branch address. Our operating hours are designed with your convenience in mind Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. We are proud to provide ATM services and drive-thru banking options for quick transactions. Our commitment extends beyond financial services; we actively engage with local organizations and initiatives aimed at improving the quality of life in Clearfield. As part of America First Credit Union, we emphasize a member-focused approach that prioritizes your financial well-being over profits. Our partnership with community groups further enhances our outreach efforts. Join us at America First in Clearfield and experience firsthand how we can help you achieve your financial goals while being an active part of your community. Together, we can build a brighter future! For more information or assistance, feel free to contact us at 801-827-8570.

Branch Location & Accessibility

Welcome to America First, located conveniently at 756 W 1700 S in Clearfield, Utah. Our branch is nestled in a vibrant community, making it easy for you to stop by and take care of your banking needs. Whether you're heading home from work or running errands, our location is designed with accessibility in mind. You'll find ample parking right outside our doors, along with ADA-compliant features to ensure everyone can access our services comfortably. As part of your neighborhood credit union, we're proud to offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Need a quick transaction? Our drive-thru service allows you to complete deposits and withdrawals without leaving your vehicle. Plus, we have an ATM available for those times when you need cash on the go. If you have official correspondence or documents to send us, please note that while you can visit us at our Clearfield address, all mail should be directed to our mailing address at 756 West 1700 South, Clearfield, UT 84015. Our friendly team is here during the week from Monday to Friday from 9 AM to 6 PM and on Saturday from 9 AM to 3 PM. If you have questions or need assistance, don't hesitate to give us a call at 801-827-8570. We invite you to come by and experience the personalized service that sets America First apart. Your financial journey starts here!

Member Eligibility

At America First, we believe that everyone deserves a chance to be part of a supportive financial community. If you live, work, or worship in the area around 756 W 1700 S Clearfield Ut 84015, you may qualify to become a member. We welcome individuals from all walks of life, making it easy for you to join us and enjoy the benefits of membership, which includes personalized service, competitive rates, and access to a wide range of financial products. If you're curious about the specific eligibility criteria, feel free to explore more details at [this link](). Joining is simple! Just give us a call at (801) 827-8570 or visit us during our operating hours to get started on opening your account. We're here to help guide you through the process, ensuring that every step is smooth and friendly. Become part of the America First family today and experience the difference in how banking can feel!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a reliable partner that makes transactions effortless. Our merchant services streamline payment processing, allowing you to focus on what matters running your business. From point-of-sale systems to online payment solutions, we've got you covered. Located at 756 W 1700 S Clearfield Ut 84015 in Clearfield, UT, our team is ready to help you take your business to the next level. Give us a call at (801) 827-8570 or visit us during our operating hours: Monday-Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Let's build your business together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our convenient ATM & Cash Withdrawal Services, accessing your money has never been easier. Enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car. At America First, we pride ourselves on providing services that truly meet the needs of our members. Whether you're visiting us in person or utilizing our digital banking features from home, we're here for you every step of the way. Ready to explore how we can assist with your financial goals? Give us a call at (801) 827-8570 or visit us today at 756 W 1700 S Clearfield Ut 84015 in Clearfield, UT!

Auto Loans & Vehicle Financing

Looking to buy a new car? Our Auto Loans and Vehicle Financing options make it easier than ever to hit the road. We offer competitive rates and flexible terms, helping you find the perfect fit for your budget. Picture yourself driving off with your dream vehicle, all while enjoying manageable monthly payments.

Business Banking

For entrepreneurs, we offer robust Business Banking solutions including merchant services and business loans. Whether you're starting out or looking to expand, we have tools designed to help your business thrive.

Credit Cards with Rewards

Shopping made rewarding! Our Credit Cards with Rewards program offers great benefits for everyday purchases. Earn points on what you spend, redeemable for cash back or travel rewards making every transaction feel more valuable.

Mortgage Loans & Refinancing

Dreaming of owning a home? With our Mortgage Loans and Refinancing services, we can help turn that dream into reality. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, our dedicated team will guide you through the process, making it simple and straightforward.

Personal Banking

Whether you're opening a checking account for everyday expenses or saving for a rainy day, our Personal Banking options are tailored just for you. We provide checking and savings accounts that fit various lifestyles, ensuring your money works as hard as you do. Imagine being able to manage your finances right from your phone through our online and mobile banking services easy access wherever you go!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans and Debt Consolidation services come into play. Need to cover medical bills or consolidate debt? We're here to provide financial solutions that suit your needs, allowing you to regain control over your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to handle your finances with confidence. You can check your balances, pay bills, and transfer funds in just a few clicks. Plus, with the option for electronic signatures, signing documents has never been simpler or safer. Whether you're at home or on the go, you'll appreciate the convenience of e-statements, which provide you with quick access to your financial statements without the clutter of paper. If you're someone who loves using your smartphone for transactions, our mobile application is here to help. Not only does it allow for quick payments and transfers, but it also supports mobile payments, making shopping easier than ever. You can send money to friends or family instantly with our person-to-person transfer feature perfect for splitting bills or sharing expenses.

Safety and Security

We prioritize your security while you bank online. Our systems are designed to protect your information and give you peace of mind as you manage your accounts from the comfort of your home or while out and about. In summary, at America First, our digital banking services make it easy for you to manage your finances efficiently and securely. From convenient online access at http://www.americafirst.com to robust mobile features, everything is set up to enhance your banking experience while keeping you in control of your money.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 756 W 1700 S Clearfield Ut 84015 or call (801) 827-8570 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Secure Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth and Ratios

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable pre-owned vehicle, our auto financing options are designed for affordability and flexibility.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to expand operations or invest in new projects. We are dedicated to supporting local businesses with accessible financing solutions. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, our team is here to help. Feel free to reach out for personalized assistance tailored to your unique financial situation. For more information about our loan offerings or to get started today, please contact us at 801-827-8570 or visit us at 756 W 1700 S Clearfield Ut 84015. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At America First, we're dedicated to helping you find the right financial path. Let us partner with you on your journey!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $932,190,935 in loans helping members manage their finances effectively, our credit card options allow you to make purchases while enjoying competitive rates and rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, making buying or refinancing simple. We aim to guide you through every step of the process to ensure that you find a solution that fits your budget and lifestyle.

Loan Aggregator

Accurate Loan Comparisons

LendMesh stands out for its commitment to providing accurate loan comparisons. The benefits of using this platform include: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on individuals seeking better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

America First