America First Centerville UT Credit Union: Low Mortgage Rates & Auto Loans

Introduction

Welcome to America First in Centerville, where we prioritize your financial well-being and community connection. Located at 451 W Parrish Ln, Centerville, UT 84014, our branch has been a trusted partner in personal and business banking since 1939. With over 1.4 million members, we understand the importance of personalized service and robust financial solutions tailored to meet your unique needs. At America First, we take pride in our impressive financial standing, boasting total assets of $21,352,783,826 and total deposits reaching $2,179,824,396. Our commitment to you is reflected in our extensive offerings, including auto loans, mortgage financing, and business banking services. In fact, we've provided over 917,592 loans and leases to support our members' dreams and goals. Led by our dedicated CEO, Thayne Shaffer, alongside Board President Linda Carver, we emphasize a community-focused approach to banking. Our team of 3,368 employees works tirelessly to ensure you receive the attention and care you deserve every time you visit us. While members can visit us at our Centerville location for all their banking needs from checking accounts to credit cards with rewards official correspondence should be sent to the same address: 451 W Parrish Ln, Centerville, UT 84014-1761. We invite you to experience the America First difference! Whether you're looking for advice on personal finance or exploring options for your business, we're here to help. Call us today at 801-215-3240 or visit us online at americafirst.com to learn more about how we can support your financial journey.

Branch History & Mission

Join Us!

As we continue this journey together, we invite you to become part of the America First family. Experience firsthand the benefits of membership whether you're looking for competitive rates on loans or personalized service that puts your needs first. Visit us during our operating hours from Monday to Friday, 9 am - 6 pm and Saturday from 9 am - 3 pm, or call us at 801-215-3240 for any inquiries. Join us at America First and see how together we can build a brighter financial future!

Our Journey

America First started its journey over eight decades ago with the goal of providing exceptional financial services while fostering a sense of community. As we expanded, we embraced innovation and technology to better serve our members' needs. From offering personal banking solutions like checking and savings accounts to vehicle financing and mortgage loans, our mission has always been centered around empowering individuals to achieve their financial goals. Throughout the years, we have reached several key milestones that reflect our dedication to growth and service. With consistent investments in digital advancements, we ensure that our members can manage their finances effortlessly through online and mobile banking. Our commitment extends beyond just transactions; we actively participate in community outreach efforts to uplift those around us.

Our Mission

At America First, our mission is straightforward: we aim to provide personalized financial services that empower our members while supporting the communities we serve. We believe in building lasting relationships based on trust and transparency. Whether it's helping you secure an auto loan or offering business banking solutions, every service we provide is designed with your best interests in mind. We take pride in being more than just a financial institution; we're your partner in achieving financial wellness. Our drive-thru service enhances convenience, allowing you to handle basic transactions without leaving your vehicle. Additionally, our ATM availability ensures you have access to your funds whenever you need them. While members can visit us at 451 W Parrish Ln, official correspondence should be sent to 451 W Parrish Ln, Centerville, UT 84014-1761 if different from the branch address.

Branch Location & Accessibility

ATM Availability

For those times when you need cash on the go, we've got you covered with our ATM services available at the branch. This ensures that you can access your funds whenever you need them. While members can visit us at 451 W Parrish Ln, official correspondence should be sent to the same address as our mailing address: 451 W Parrish Ln, Centerville, UT 84014-1761. If you're looking for a friendly place to manage your finances, come see us at America First! Feel free to give us a call at 801-215-3240 if you have any questions or need assistance before your visit. We can't wait to welcome you!

Nearby Landmarks and Access

Situated close to local landmarks, including the Centerville Library and various dining options, our branch is hard to miss. We also provide ample parking right outside the entrance, ensuring that your visit is as hassle-free as possible. Our building is fully accessible, featuring ADA-compliant ramps and entrances, so everyone can enjoy our services comfortably.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. Visit us Monday through Friday from 9 AM to 6 PM or on Saturday from 9 AM to 3 PM. At America First, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need quick access? Enjoy our drive-thru banking for simple transactions without leaving your car.

Member Eligibility

Becoming a member of America First is like stepping into a welcoming community where your financial well-being is the priority. If you're looking to join us at our branch located at 451 W Parrish Ln Centerville Ut 84014, you'll find that the eligibility criteria are designed to be inclusive and straightforward. Generally, individuals who live, work, or worship in the area are encouraged to apply. It's about connecting with people who share similar values and goals, creating a strong support network for all members. Joining America First not only opens the door to a range of personalized banking services but also offers you access to competitive rates on loans and savings accounts, which can make a real difference in your financial journey. The process to become a member is simple; you can learn more about how to open an account by visiting our website or giving us a call at (801) 215-3240. For detailed eligibility requirements, feel free to check out this resource: . We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine a busy Saturday at your café; with our point-of-sale systems, you can accept payments quickly and securely, allowing you to focus on serving customers rather than worrying about transactions. Located at 451 W Parrish Ln Centerville Ut 84014 in Centerville, UT, we invite you to visit us or call (801) 215-3240 to learn how our business banking services can elevate your operations. Your success is our priority!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits, withdrawals, and other simple transactions perfect for busy days when time is tight. If you're ever unsure about your balance or need cash quickly, our ATMs are equipped for withdrawals and balance checks. At America First, we're not just here to serve; we're here to partner with you on your financial journey. Our experienced staff is ready to assist with any questions or concerns you may have. Feel free to reach out at (801) 215-3240 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Ready to experience all that we offer? Visit us today at 451 W Parrish Ln Centerville Ut 84014, or explore more online at http://www.americafirst.com. Let's achieve your financial goals together!

Business Banking Solutions

For our business members, we understand the unique challenges you face. That's why we offer comprehensive business banking services, including merchant services to streamline your transactions and business loans to support your growth.

Credit Cards and Loans

Managing expenses can be challenging, which is why we provide personal loans and debt consolidation services to assist you in achieving financial peace of mind. And for those who enjoy rewards on their spending, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With our robust online and mobile banking platforms, managing your finances is just a click away. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Additionally, our ATM services make cash withdrawals simple and accessible whenever you need them.

Personal Banking Services

Whether you're opening your first checking account or saving for a big purchase, our personal banking services have you covered. We offer various checking and savings accounts that fit different lifestyles and goals. Need financing for a new car? Our auto loans and vehicle financing options are designed to help you get behind the wheel with ease. Plus, if you're considering buying a home, our mortgage loans and refinancing solutions can help make that dream a reality.

Digital & Online Banking

Key Services Offered

With just a few clicks at http://www.americafirst.com, you can dive into our robust online banking platform. This feature allows you to manage your accounts, check balances, transfer money, and pay bills all from the comfort of your own home or while waiting in line. And with 24/7 online banking services, there's no rush manage your finances on your schedule. For added convenience, we offer electronic signature authorization, making it easy for you to complete transactions without needing to visit the branch. Plus, if you're someone who prefers digital statements, you'll be pleased to know that e-statements are available too! This not only helps keep your information safe but also reduces clutter and makes it easier to track your spending.

Mobile Features

Our mobile application is designed for those who are always on the move. You can use it for mobile payments, ensuring quick transactions right from your phone. Sending money to friends or family? Our person-to-person transfer feature allows for instant transfers, making it simple to share expenses or send gifts without any hassle.

Security and Accessibility

We prioritize security in all our digital offerings. Your information is protected with top-notch security measures so you can bank confidently. Our user-friendly interface makes navigation easy, whether you're tech-savvy or just getting started with online banking. Experience the ease of real-time account management with America First's digital banking services. Join us today and see how simple managing your money can be!

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Member Savings Security

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $34,785,848. Total Share Accounts: 3,097,747, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 451 W Parrish Ln Centerville Ut 84014 or call (801) 215-3240 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring that financing your next ride is both easy and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to expand an existing one, our tailored solutions can help you succeed. If you're interested in refinancing any of these products or have questions about eligibility, our team is here to assist you every step of the way. You can reach us at (801) 215-3240 or visit us at our branch located at 451 W Parrish Ln Centerville Ut 84014 in Centerville, UT during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At America First, we're dedicated to providing solutions that empower our members financially. Join us today and let's work together toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, allowing you to invest in your future with confidence.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. This option provides you with the flexibility to make purchases without worrying about collateral.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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America First