America First Brigham City UT Credit Union: Affordable Vehicle Loans & Mortgage Refinancing

Introduction

At America First, we understand that banking is more than just numbers; it's about building relationships and supporting our community. Located at 260 N Main St, Brigham City, UT 84302, our branch, known as Brigham City Kent's (Site ID: 51379), has been a trusted financial partner since 1939. With a commitment to serving our members, we proudly support over 1.4 million members and manage total assets of an impressive $21.35 billion. Our dedicated team, led by CEO Thayne Shaffer and Board President Linda Carver, is here to provide personalized service tailored to your unique financial needs. Whether you are looking for a new auto loan or seeking advice on mortgage refinancing, we have the tools and expertise to help you achieve your financial goals. As part of our promise to our members, we maintain a strong financial foundation with a net worth of $2.28 billion and total deposits amounting to $2.18 billion. While members can visit us at 260 N Main St, official correspondence should be sent to the same address for your convenience. We also make banking easy with services like online banking, mobile payments, and access to ATMs and drive-thru services. Join us today and experience the difference that a member-focused credit union can make! If you have questions or need assistance, don't hesitate to reach out at 435-734-3670. Your financial well-being is our priority, and we're excited to serve you!

Branch History & Mission

At America First, we take pride in our rich history and commitment to serving the Brigham City community. Founded in 1939, our branch has grown from humble beginnings into a trusted financial partner for over 1.4 million members. Located at 260 N Main St, Brigham City, UT 84302, we are easily accessible and surrounded by local landmarks that make us a cornerstone of this vibrant community. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community support. We believe that banking should be more than just transactions; it should empower individuals and families to achieve their dreams. With total assets exceeding $21 billion, we have the resources to provide a wide range of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans, mortgages, and business banking solutions, we strive to offer competitive products that help people thrive. Over the years, America First has adapted to meet the changing needs of our members by embracing technology and innovation. Our digital banking options include online banking, mobile payments, and e-statements, making it easier than ever for you to manage your finances on the go. We also ensure accessibility with ADA-compliant facilities and services, including drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles. Community outreach is at the heart of what we do. We actively participate in local events and initiatives that uplift our neighbors and strengthen our ties within Brigham City. Whether it's partnering with schools or supporting local charities, we're dedicated to making a positive impact beyond just financial services. While members can visit us at 260 N Main St for all their banking needs, official correspondence should be sent to our mailing address at 260 N Main Street, Brigham City, UT 84302. Our friendly team is available Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 5 pm at (435) 734-3670. We invite you to experience the America First difference. Join us today and discover how we can support your financial journey while enhancing the community we all love.

Branch Location & Accessibility

Accessibility Features

At America First, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots to ensure that everyone can access our services without hassle. Plus, with ample parking available, you can come and go with ease.

Call to Action

So why wait? Come visit us today at America First in Brigham City Kent's! We look forward to serving you and helping you achieve your financial goals.

Operating Hours

We understand that life can get busy, so we've tailored our hours to fit your schedule. Our lobby is open Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 5 PM. Whether you need assistance with personal banking or have questions about loans, our friendly team is ready to help during these hours.

Services Offered

At this location, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. We also provide basic ATM access for balance checks and cash withdrawals whenever you need it. While members can visit us at 260 N Main St Brigham City Ut 84302, official correspondence should be sent to 260 N Main Street, Brigham City, UT 84302. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at (435) 734-3670.

Member Eligibility

Joining the America First family at our Brigham City branch is not just about opening an account; it's about becoming part of a community that truly cares. To become a member, you simply need to meet some friendly criteria. If you live, work, or worship in Box Elder County, you're already on the right path! We welcome individuals from various backgrounds, making it easy for anyone to join us. Plus, as a member, you'll enjoy access to a wide range of services designed to help you thrive financially. Opening an account with us is a breeze! Just visit us at 260 N Main St, Brigham City, UT 84302, or give us a call at 435-734-3670 for more details. For those who want to dig deeper into the eligibility requirements, you can check out the specifics here. We look forward to welcoming you into our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations, purchase new equipment, or hire additional staff. Our commercial lending programs are here to help you achieve these goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can streamline your payment processing. Whether you're a retail shop or a service provider, our solutions help you accept payments easily and efficiently. This means you can focus more on serving your customers and less on handling transactions. Let us partner with you at America First, located at 260 N Main St Brigham City Ut 84302 in Brigham City. Call us today at (435) 734-3670 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a pinch? We have ATM access available for withdrawals and balance checks at your convenience. If you prefer face-to-face interaction but are short on time, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. We invite you to visit us at 260 N Main St Brigham City Ut 84302 in Brigham City, UT, or give us a call at (435) 734-3670. Our friendly staff is ready to assist you with any questions or help you get started with any of our services. Explore all that we have to offer at Brigham City Kent's your trusted partner in financial success!

Business Banking

For our local entrepreneurs and business owners, we offer comprehensive business banking solutions including merchant services and business loans. We know that running a business requires flexibility, and our team is here to support you every step of the way.

Credit Solutions

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation services, you can tackle those bills head-on without stress. Additionally, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why America First provides robust online and mobile banking services, allowing you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking

We understand that managing your money is essential for your daily life. That's why we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. Need some extra funds? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing solutions can guide you through the process smoothly.

Digital & Online Banking

Convenient Payment Options

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with a few taps on your phone. Additionally, our mobile payments feature enables quick purchases at stores or online, making everyday transactions as smooth as possible. Whether you're checking your account balance during lunch or making a payment late at night, our user-friendly services are designed to keep pace with your lifestyle. With America First's digital banking options, managing your money has never been easier or more secure. Join us today and experience the freedom of banking on your terms!

Key Features of Our Online Banking Services

Our online banking platform allows you to manage your finances with ease. You can check balances, transfer funds, and pay bills all in one place. Plus, for those who prefer going paperless, we provide e-statements, ensuring you stay organized without the clutter of physical documents. If you're always on the go, you'll love our mobile application that makes banking simple and intuitive right from your smartphone. Security is a top priority for us. We use electronic signature authorization to make sure that your transactions are safe and secure. You can trust that your sensitive information is protected while you enjoy the flexibility of digital banking.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 3,097,747, showing a strong and growing member base that trusts us with their finances. Additionally, the net shares available for lending and investments are currently at $34,785,848, reinforcing our ability to support member needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, America First is your trusted partner. Visit us at 260 N Main St Brigham City UT 84302 or call 435-734-3670 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $111,310 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and a total of $15,267,227,347 in loans and leases available.

Member-Focused Savings Solutions

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $167,577,866 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Strong Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options make it easier than ever to drive off with confidence.

Business Financing

For business owners looking to grow their enterprises, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to expand and innovate. We believe in supporting local businesses and are here to help you succeed. If you're interested in refinancing options or want to learn more about eligibility requirements for any of these products, please don't hesitate to reach out. For more information about our loan offerings or to speak with one of our knowledgeable representatives at America First located at 260 N Main St Brigham City UT 84302, call us at 435-734-3670. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We understand that securing a home is a significant decision; therefore, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. These credit cards come with rewards and can be an excellent tool for building your credit while enjoying everyday perks.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to give users clarity and confidence when navigating their loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information you see on LendMesh is not only current but also reliable. By using verified data, LendMesh guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is its commitment to transparency. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh does not prioritize lenders based on paid promotions; instead, it focuses on delivering unbiased results. This means users can confidently compare options without worrying about hidden agendas. Another advantage is LendMesh's real-time rate comparisons. Users can view up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users have already benefited from this service. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a trustworthy way to compare loans, consider using LendMesh's comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA FIRST FEDERAL CREDIT UNION - Brigham City, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Brigham City, UT (84302)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Credit Solutions

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Convenient Payment Options

Key Features of Our Online Banking Services

Financial Strength

Growing Membership Base

Investment in Your Future

Member-Focused Savings Solutions

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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