America First Sparks NV Credit Union: Affordable Auto Loans & Business Banking

Introduction

Welcome to America First, your trusted partner in financial wellness, located at 1440 E Lincoln Way, Sparks, NV 89434. Since our establishment in 1939, we have been dedicated to serving our community with a commitment to providing exceptional financial services. With over 1,470,249 members, we pride ourselves on being more than just a credit union; we are a cornerstone of support for individuals and families striving for financial security. At America First, we understand the importance of having access to reliable banking services. Our total assets exceed $21.35 billion, ensuring that we are well-equipped to meet the needs of our members. With total deposits reaching $2.18 billion, your savings are not only safe but also working hard for you. We offer a variety of services including personal banking, auto loans, mortgages, business banking, and online/mobile banking options all designed to help you achieve your financial goals. While members can visit us at our Sparks location, official correspondence should be sent to the same address: 1440 E Lincoln Way, Sparks, NV 89434. If you have any questions or need assistance, feel free to reach out at 775-200-1355. Our friendly staff is ready to assist you Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Our leadership team is committed to providing a positive experience for all our members. CEO Thayne Shaffer and Board President Linda Carver work tirelessly to ensure that America First remains a member-focused institution where everyone can thrive financially. Join us today and discover how America First can help you reach new heights in your financial journey. Visit our website at http://www.americafirst.com for more information or stop by our branch we look forward to serving you!

Branch History & Mission

Welcome to the heart of community banking at America First, located at 1440 E Lincoln Way, Sparks, NV 89434. Since we opened our doors in 1939, we've been dedicated to serving our members and fostering strong ties within the Sparks community. Over the years, we have grown tremendously, currently boasting a membership of over 1.4 million individuals who trust us with their financial needs. Our mission is simple yet powerful: to provide accessible financial services while enhancing the lives of our members and supporting our local community. At America First, we believe that everyone deserves a chance to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgages, we strive to make banking easy and beneficial for all. As part of our commitment to innovation and accessibility, we offer modern conveniences like online banking, mobile payments, and ATMs available for your convenience. Our branch also features a drive-thru service for quick transactions without leaving your car. We are dedicated to ensuring that all members can access our services comfortably; thus, we adhere to ADA compliance standards. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 1440 E Lincoln Way, Sparks, NV 89434. With total assets exceeding $21 billion, America First stands as a pillar of stability in the financial landscape. We take pride in engaging with our community through various outreach programs and partnerships aimed at uplifting local initiatives. From financial literacy workshops to support for local charities, we are here not just as a bank but as a partner in your success. Join us today and experience what it means to be part of America First! Visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM or give us a call at 775-200-1355 for any inquiries. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We believe that everyone should have access to banking services. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities. If you're driving over, you'll find ample parking available right outside our doors, so you can come and go without any hassle.

Operating Hours

We're here to serve you Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 3 PM. Our extended hours are designed to fit your busy schedule, ensuring that you can stop by whenever it's most convenient for you.

Services Offered

At America First, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for cars and homes, we've got you covered. You can also take advantage of our drive-thru banking for quick transactions without leaving your car. Plus, with ATM access available at our branch, withdrawing cash has never been easier! If you have questions or need assistance during your visit, don't hesitate to reach out. Call us at 775-200-1355 we're always happy to help! Come experience our welcoming atmosphere and discover how America First Credit Union can support your financial journey. We look forward to seeing you soon!

Member Eligibility

At America First, we believe that joining our community is the first step toward a brighter financial future. Becoming a member is simple and welcoming! To qualify, you just need to live, work, or worship in the areas we serve. We embrace diversity and encourage anyone who meets these criteria to apply. Plus, being part of America First means you'll have access to a variety of services designed to support your financial goals whether it's saving for a dream vacation or financing a new car. Ready to take the next step? Opening an account at our branch located at 1440 E Lincoln Way Sparks Nv 89434 is easy! You can reach out to us at (775) 200-1355 for more information, or feel free to visit our website for detailed eligibility criteria and account opening instructions. We're here to help you every step of the way, so check out more about membership on our website at !

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services that simplify daily operations. Imagine being able to accept payments easily from customers, whether they're paying by card or mobile app. Our merchant services help you streamline transactions, making it easier for you to focus on what really matters growing your business. Visit us at 1440 E Lincoln Way Sparks Nv 89434, Sparks, NV, or call us at (775) 200-1355 to learn more about how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our branch provides ATM services for easy withdrawals and balance checks. Additionally, our drive-thru banking allows for deposits, withdrawals, and simple transactions without having to leave your car. At America First, we're dedicated to making banking as accessible as possible for everyone in the community. With extended hours from Monday to Friday (9 AM - 6 PM) and Saturday (9 AM - 3 PM), we ensure that you can always find time to visit us or use our digital options at your convenience. Ready to explore how we can help you achieve your financial goals? Call us at (775) 200-1355 or visit us at 1440 E Lincoln Way Sparks Nv 89434, and let's start building a brighter financial future together!

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go using our mobile app.

Credit Cards and Rewards

Our credit cards with rewards provide not only a convenient payment option but also benefits like cashback and travel rewards. It's an easy way to earn perks while managing daily expenses.

Personal Banking

When it comes to personal banking, we provide everything you need to manage your finances efficiently. With our checking and savings accounts, you can easily keep track of your money while earning interest on your savings. If you're looking to purchase a vehicle or need financing, our auto loans and vehicle financing options are designed with competitive rates and flexible terms that fit your budget. Thinking about buying a home? Our mortgage loans and refinancing solutions offer the support you need to navigate the housing market confidently. For those unexpected expenses or consolidating debt, our personal loans come with straightforward terms that make borrowing stress-free.

Digital & Online Banking

On-the-Go Access

Stay connected with our mobile application, available for download on all major platforms. With this app, you can manage your accounts on the go deposit checks, view transaction history, and receive alerts right from your pocket. It's like having a branch at your fingertips! At America First, we are committed to providing a user-friendly experience that makes banking simple and effective. Explore our digital services today and take control of your finances in a way that works best for you!

User-Friendly Features

Security is our top priority. You can authorize transactions with ease using our electronic signature authorization feature, ensuring that your information remains safe while you enjoy hassle-free banking. For those who prefer paperless statements, we provide e-statements that keep your financial documents organized and accessible. Managing payments is simple with our mobile payments feature. Pay for purchases directly from your smartphone without fumbling for cash or cards. And if you want to send money to friends or family quickly, our person-to-person transfer service lets you do just that no need for checks or cash exchanges.

Financial Strength

Committed Team

We also take pride in having 3,164 full-time employees and 204 part-time employees ready to serve you with knowledgeable support. Our team is committed to helping you achieve your financial dreams.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your needs come first at America First.

Growing Membership Base

Total Share Accounts stand at 3,097,747, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of what makes America First a reliable choice for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 1440 E Lincoln Way Sparks Nv 89434 or call (775) 200-1355 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

With $316,583 in used auto loans and $15,267,227,347 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether it's financing a new vehicle or securing a personal loan, we're here to help you every step of the way.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We're dedicated to making sure your experience with us is smooth and rewarding.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement ensures that you have access to the best financial products available.

Secured Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. These options not only keep your money safe but also allow it to grow over time.

Solid Capital Foundation

Our net worth ratio of $1,113 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can trust that your finances are in capable hands.

Strong Net Worth

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is crucial for ensuring that your savings and investments are secure with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process. We also provide refinancing options if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your business. We understand that every business has unique needs, which is why we tailor our loan offerings to fit your specific situation. At America First, we are committed to providing personal service and financial products that align with your goals. If you have questions about eligibility or refinancing options, please reach out to us at (775) 200-1355. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1440 E Lincoln Way Sparks Nv 89434, Sparks, NV, and let us assist you in finding the right loan solution for your needs!

Credit Lines and Unsecured Loans

In need of flexible borrowing options? We offer total credit lines of $8,183,573,305, giving you access to funds when you need them most. Additionally, our unsecured credit card loans amounting to $932,190,935 can help you manage your finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We aim to streamline the mortgage process for our members, offering competitive rates and personalized support every step of the way.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Sparks, NV