America First North Las Vegas NV Credit Union: Affordable Auto Loans & Business Banking

Introduction

Welcome to America First at the Las Vegas Shadow Creek Smith's branch, located at 2255 E Centennial Pkwy, North Las Vegas, NV 89081. Since our establishment in 1939, we have been dedicated to serving our community with trust and reliability. With a membership of over 1.4 million individuals, we pride ourselves on being more than just a financial institution; we are your neighbors and partners in achieving financial success. At America First, we understand that every member has unique financial needs. That's why we offer a variety of services tailored to help you thrive, from personal banking options like checking and savings accounts to loans for vehicles and homes. Our total assets stand strong at $21,352,783,826, demonstrating our commitment to safeguarding your funds and helping you grow financially. Our leadership team is here to support you every step of the way. Led by CEO Thayne Shaffer and Board President Linda Carver, our focus is on ensuring that each member feels valued and secure. With a dedicated workforce of 3,368 employees, we're ready to assist you during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. While members can visit us at 2255 E Centennial Pkwy, official correspondence should be sent to the same address as well. If you're looking for a reliable partner in your financial journey, don't hesitate to give us a call at 702-968-1215 or explore more about our offerings at americafirst.com. We're excited to serve you!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we continuously embrace new technologies that make banking easier and more accessible. From online banking to mobile payments and ATM services available at our branch, we ensure that you have the tools you need right at your fingertips. While visiting us at our branch is always welcome during our operating hours Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 5 pm you can also manage your finances conveniently from home or on-the-go. While members can visit us at 2255 E Centennial Parkway for all their banking needs, official correspondence should be sent to the same mailing address: 2255 E Centennial Parkway, North Las Vegas, NV 89081-5601.

Join Us Today!

As we continue on this journey together with over 1.4 million members strong, we invite you to become part of the America First family. Experience firsthand how we can help you secure a brighter financial future while being an active participant in uplifting your community. Reach out today at 702-968-1215 or visit us online at America First to learn more about how we can assist you!

Our Mission

At America First, our mission is simple yet profound: to enhance the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. Whether it's personal banking needs like checking accounts and auto loans or business banking solutions, we strive to meet our members wherever they are on their financial journey. We also prioritize community outreach through various partnerships and programs that benefit local organizations. By investing in our community's growth and development, we aim to create a positive impact beyond just financial transactions.

Branch Location & Accessibility

Additional Features

For those on the go, we offer ATM availability right at our location for quick cash withdrawals and balance checks. While we don't have drive-thru service, our friendly staff is always ready to help you inside the branch. While members can visit us at 2255 E Centennial Pkwy, official correspondence should be sent to the same address: 2255 E Centennial Parkway, North Las Vegas, NV 89081-5601. If you have any questions or need assistance before your visit, feel free to call us at 702-968-1215. We look forward to serving you and helping you achieve your financial goals!

Getting Here and Parking

Our branch is designed with accessibility in mind. With ADA-compliant features and ample parking available, we strive to ensure that every member can easily access our services. If you're driving through North Las Vegas, you'll find us near popular landmarks, making it easy to stop by while running errands or enjoying a day out.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Our team is here to assist you during these times with a range of services tailored for both personal and business banking. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards there's something for everyone at America First.

Member Eligibility

At America First, we believe that everyone deserves a place in our community, and becoming a member is your first step towards joining a supportive family focused on your financial well-being. If you live, work, or go to school in the area, you're likely eligible to join us! We welcome individuals from all walks of life, and we're excited to offer you access to a range of benefits designed to help you thrive. Whether you need a checking account, an auto loan, or assistance with mortgage financing, our dedicated team is here to support you every step of the way. To start your journey with us at our branch located at 2255 E Centennial Pkwy North Las Vegas Nv 89081, simply give us a call at (702) 968-1215 or visit our website for more details on eligibility and the easy account opening process. You can find all the information you need about who can join and what you'll gain as a member by checking out this link: . We're here to make banking accessible and beneficial for you!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine streamlining your transactions while enhancing customer satisfaction. Our merchant services help you accept payments seamlessly, whether in-store or online. This means fewer headaches and more time focusing on what matters growing your business. Discover how America First, located at 2255 E Centennial Pkwy North Las Vegas Nv 89081 in North Las Vegas, NV, can support your business ambitions today! For inquiries, reach out at (702) 968-1215.

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key, which is why we provide access to ATMs for quick cash withdrawals and balance checks without any hassle. With our extensive ATM network, accessing your money whenever you need it has never been easier.

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our Auto Loans & Vehicle Financing options make it simple to drive away in the car you want. With competitive rates and flexible terms, we help you find a loan that fits your budget. Picture this: You see the perfect car and with just a few taps on your phone using our mobile app, you can apply for financing right then and there.

Business Banking

For our business-minded members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Whether you're just starting out or looking to expand your existing business, we provide tailored support to help you thrive.

Credit Cards with Rewards

With our Credit Cards with Rewards, spending becomes more rewarding! Earn points on purchases that can be redeemed for travel, merchandise, or even cash back. This means that each purchase brings you closer to rewards that enhance your lifestyle.

Get Started Today!

At America First, we're here for all your financial needs. With personalized service and a commitment to supporting our members, we're excited to partner with you on your financial journey. Feel free to reach out at (702) 968-1215 or visit us in person at 2255 E Centennial Pkwy North Las Vegas Nv 89081 in North Las Vegas for more information on how we can assist you today!

Mortgage Loans & Refinancing

If homeownership is on your horizon, our Mortgage Loans & Refinancing services are here to guide you every step of the way. We understand that buying a home is one of the biggest decisions you'll make, and we're dedicated to making it as smooth as possible. Our knowledgeable team is ready to help you explore various mortgage options so that you can find the best fit.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts tailored for your lifestyle. Whether you're saving for a special occasion or just need a reliable account for daily expenses, we've got options that fit you perfectly. You can easily access your accounts through our Online & Mobile Banking platforms. Imagine checking your balance or transferring funds from the comfort of your couch it's that easy!

Personal Loans & Debt Consolidation

Need some extra cash or looking to simplify your finances? Our Personal Loans & Debt Consolidation services allow you to borrow what you need while helping reduce monthly payments through consolidation strategies. It's about giving you peace of mind when juggling bills and expenses.

Digital & Online Banking

Key Services

One of the standout features of our online banking is the ability to manage your accounts in real-time. Whether you're checking your balance, transferring money, or paying bills, everything is just a few clicks away. Plus, with our electronic signature authorization feature, you can sign documents securely from the comfort of your home. For those who prefer a paperless approach, we offer e-statements that keep you organized while reducing clutter. You'll receive your account statements electronically, allowing you to access them whenever needed without worrying about lost papers.

Mobile Banking Features

Don't forget about our mobile application! It's designed to make banking even easier on the go. You can use it for mobile payments, ensuring you never miss a beat while out shopping or dining. Plus, if you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and hassle-free. Whether you're at home or on the move, America First's digital banking services are here to support you every step of the way. With user-friendly interfaces and robust security measures in place, managing your finances has never been more straightforward or secure. Join us today at http://www.americafirst.com and experience the future of banking!

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner for Your Finances

Net Shares (Funds available for lending and investments): $34,785,848. Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 2255 E Centennial Pkwy North Las Vegas Nv 89081 or call (702) 968-1215 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is here to guide you through the process.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to expand operations or invest in new ventures. If you are considering refinancing your existing loans or want to check your eligibility for any of these products, feel free to reach out. Our dedicated staff is ready to assist you through every step of the process. We invite you to contact us at 702-968-1215 or visit our website at America First for more information about our loan offerings and how we can help you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Personal Loans

For those looking for flexibility in managing expenses, we offer credit lines with a total of $8,183,573,305 available. Additionally, our unsecured credit card loans total $932,190,935, giving members the ability to manage their finances effectively without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the perfect financing for your dream home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh allows users to make informed decisions without the confusion often associated with loan shopping. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers presented are fair and transparent, allowing users to compare options confidently. One of the standout features of LendMesh is its commitment to verified data. Loan offers are obtained from legitimate financial institutions, which enhances trustworthiness. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This means users receive truly unbiased results tailored to their needs. LendMesh also excels in providing real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, ensuring they have the most current information at their fingertips. This feature empowers individuals to make well-informed choices when selecting their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping borrowers save money and find suitable loans quickly. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA FIRST FEDERAL CREDIT UNION