America First North Las Vegas NV Credit Union: Quick Personal Loans & Online Banking

Introduction

Welcome to America First, your trusted credit union located at 1225 W Craig Rd, North Las Vegas, NV 89032. Since our establishment in 1939, we have been dedicated to supporting our community and enriching the financial lives of our members. With a robust membership base of over 1.4 million individuals, we pride ourselves on being more than just a financial institution we're a partner in your journey toward financial wellness. At America First, we manage total assets exceeding $21.35 billion, ensuring that we have the resources to meet your needs effectively. Whether you are looking for competitive rates on loans over 917,592 loans and leases issued or seeking a safe place for your savings with total deposits amounting to $2.18 billion, we are here for you. Our leadership team, including CEO Thayne Shaffer and Board President Linda Carver, is committed to fostering an environment where trust and transparency thrive. With a dedicated workforce of 3,368 employees, we strive to offer personalized service tailored to each member's unique financial situation. While members can visit us at our branch, official correspondence should be sent to 1225 W CRAIG RD, North Las Vegas, NV 89032-0230 if needed. For any inquiries or assistance, don't hesitate to reach out by phone at 702-968-1263 or explore our services online at americafirst.com. Join us today and experience how America First Credit Union can help you achieve your financial goals while making a positive impact in our community!

Branch History & Mission

At America First, we take pride in our rich legacy and commitment to serving the community of North Las Vegas, Nevada. Opened in 1939, our branch has been a cornerstone for financial well-being, helping families achieve their dreams and navigate life's challenges. Located at 1225 W Craig Rd, our branch is easily accessible and close to local landmarks that make it a familiar spot for many residents. Over the years, we have grown significantly. Today, we are proud to serve over 1.4 million members with total assets exceeding $21.35 billion. This growth reflects not only our dedication to providing top-notch financial services but also our commitment to the community's prosperity. Our mission at America First is clear: we strive to enhance the financial lives of our members while fostering a sense of community. We believe that everyone deserves access to quality financial products and services that can help them reach their goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking solutions, our team is here to provide support tailored to your needs. While members can visit us at 1225 W Craig Rd, official correspondence should be sent to 1225 W CRAIG RD, North Las Vegas, NV 89032-0230 if different from our branch address. Our operating hours are convenient Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM ensuring that we're available when you need us most. In addition to traditional banking services, we embrace modern technology with features like online banking and mobile payments, making it easier than ever for you to manage your finances on the go. Our commitment to accessibility includes ADA compliance and initiatives focused on creating a welcoming environment for all members. Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that improve lives and strengthen ties within North Las Vegas. Through these efforts, we aim not just to be a financial institution but a vital part of the community fabric. If you're looking for a credit union that prioritizes your needs while actively contributing to your community's growth, we invite you to join America First today! Experience firsthand how we can help you achieve your financial goals while being part of something greater. Reach out by calling us at 702-968-1263 or visit us online at America First for more information. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to America First, your friendly credit union located at 1225 W Craig Rd in North Las Vegas, NV. Our branch is conveniently situated near popular spots like Craig Ranch Regional Park, making it easy for you to pop in while enjoying the local community. Whether you're running errands or just passing by, we're here to help with all your banking needs. While members can visit us at our branch address, official correspondence should be sent to 1225 W CRAIG RD, North Las Vegas, NV 89032-0230. We prioritize accessibility and comfort for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can access our services with ease. We understand that your time is valuable! That's why we offer flexible operating hours our lobby is open Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 3 PM. Need a quick transaction? Take advantage of our drive-thru banking option for deposits, withdrawals, and other simple transactions without leaving your vehicle. For added convenience, we also provide ATM services right at our location. So whether you need cash on the go or want to check your balance, we've got you covered. Feel free to give us a call at 702-968-1263 if you have any questions or need assistance. Our team is eager to welcome you into the America First family. Visit us today and discover how we can help you achieve your financial goals!

Member Eligibility

At America First, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area, you're likely eligible to join us. We embrace individuals from all walks of life, making it easy for you to take advantage of our fantastic financial services. From checking and savings accounts to loans and credit cards, being a member means having access to tools that can help you reach your financial goals. To learn more about our specific eligibility criteria, feel free to check out the details at . When you're ready to open an account, the process is straightforward just visit us at our branch located at 1225 W Craig Rd North Las Vegas Nv 89032 or give us a call at (702) 968-1263 for any questions you may have. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Running a business requires smooth operations. Our merchant services offer practical tools that streamline payment processing, making it easier for you to serve your customers. Imagine a busy Saturday where you can quickly accept payments, giving your customers a hassle-free experience while keeping your cash flow steady. At America First, located at 1225 W Craig Rd North Las Vegas Nv 89032 in North Las Vegas, NV, we're dedicated to being your trusted partner in success. Let us help you achieve your business goals! For more information or to speak with one of our representatives, call us at (702) 968-1263 today.

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your growth with tailored financial products.

Connect with Us Today!

At America First, we're more than just a credit union; we're a community partner invested in your financial well-being. If you have any questions about our services or want to learn more about how we can assist you, don't hesitate to reach out! Call us at (702) 968-1263 or visit us at our branch. We look forward to helping you achieve your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Las Vegas Craig Road. With our online and mobile banking, you can manage your accounts anytime, anywhere. Need to check your balance? Make a transfer? Or pay bills? It's all just a few taps away on our user-friendly platform. Additionally, our branch offers easy access to an ATM for quick cash withdrawals and balance checks, along with basic drive-thru services for deposits and simple transactions. We know how valuable your time is!

Personal Banking Solutions

Our personal banking services are designed with you in mind. From checking and savings accounts that make managing your money simple, to auto loans and vehicle financing that help you get on the road, we've got you covered. Imagine being able to finance your dream car without stress our competitive rates ensure that you can find a loan that fits your budget perfectly. If you're looking to buy a home, our mortgage loans and refinancing options offer flexible terms that can ease the path toward homeownership. And for those unexpected expenses or big purchases, our personal loans and debt consolidation options provide financial relief when you need it most.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only allow you to make purchases but also earn points that can be redeemed for travel, cash back, or other exciting rewards. You can enjoy the convenience of shopping while benefiting from every dollar spent.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, so whether it's early morning or late at night, your accounts are always at your fingertips. You can check balances, transfer funds, and pay bills without ever leaving the comfort of your home. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure. You can also opt for e-statements to keep track of your transactions in a paperless format. This not only helps the environment but also makes it easy to access your financial records whenever you need them.

Mobile Banking Made Easy

Our mobile application brings the full suite of banking services right to your smartphone. With mobile payments enabled, making purchases is as simple as a tap no cash or card needed. You can even send money directly to friends and family through our person-to-person transfer feature.

Security and Accessibility

We prioritize your security while ensuring that our services remain user-friendly. All transactions are protected with advanced encryption methods, giving you peace of mind as you navigate your financial activities. With all these features combined, managing your money has never been simpler. At America First, we're here to empower you with easy access to real-time account management tools that fit into your busy life. Experience the convenience today by visiting us at http://www.americafirst.com!

Financial Strength

Commitment to Innovation

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $316,583 in used auto loans and $15,267,227,347 in total loans and leases across various sectors.

Growing Trust

Total Share and Deposit Accounts stand at 3,097,747, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $34,785,848, further demonstrating our commitment to serving you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 1225 W Craig Rd North Las Vegas Nv 89032 or call (702) 968-1263 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees who are always ready to assist you with knowledge and care.

Our Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital foundation is further demonstrated by our net worth ratio of $1,113, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your budget.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $1,389,809,869 provide necessary funds to fuel your business ambitions. We aim to support local businesses by offering tailored lending solutions that align with your unique needs. At America First located at 1225 W Craig Rd North Las Vegas NV 89032, we're committed to providing personalized service and expert guidance throughout your loan process. You can reach us at 702-968-1263 during our operating hours: Monday to Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're considering refinancing options or exploring eligibility criteria for our various loan products, our team is here to help you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the journey toward owning your own home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make everyday purchases more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the most favorable loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. By working only with verified financial institutions, LendMesh provides peace of mind that users are accessing legitimate loan options. One key feature of LendMesh is its commitment to verified data. Loan offers displayed on the platform come from trustworthy lenders, ensuring that users can make informed choices without worrying about misleading information. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This neutrality allows users to see all available options without bias, empowering them to find the best rates suited to their needs. With real-time rate comparisons, LendMesh keeps its users updated with the most current loan rates from multiple institutions. This feature is particularly beneficial in today's fast-changing financial landscape, where rates can fluctuate frequently. Users can quickly assess their options and make decisions based on up-to-date information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in helping individuals save money and secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMERICA FIRST FEDERAL CREDIT UNION - North Las Vegas, NV