America First Mesquite NV Credit Union: Affordable Auto Loans & Business Banking

Introduction

Welcome to America First, your trusted partner in financial wellness located at 1120 W Pioneer Blvd, Mesquite, NV 89027. Since our establishment in 1939, we have been committed to serving our members with dedication and care. As a vital part of the community, we proudly support over 1.4 million members and manage assets totaling an impressive $21,352,783,826. At America First, we understand that your financial needs are unique. That's why we offer a wide range of services designed to help you achieve your goals from personal banking options like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. We also cater to businesses through merchant services and business loans, ensuring that both individuals and enterprises can find the right financial solutions. Our branch is led by CEO Thayne Shaffer and Board President Linda Carver, who prioritize member satisfaction and community engagement. With a dedicated team of 3,368 employees, we ensure that every interaction is met with expertise and a friendly smile. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1120 West Pioneer Blvd., Mesquite, NV 89027. With a net worth of $2,277,865,463 and total deposits of $2,179,824,396, America First stands strong in its commitment to providing reliable financial services. Our total cash on hand is currently $178,755,078, reflecting our stability and readiness to serve you. We invite you to explore what America First has to offer. Whether you're looking for guidance on loans or seeking the best options for saving and investing your money, our team is here for you! Call us at 702-346-0358 or visit our website at http://www.americafirst.com to learn more about how we can help you thrive financially!

Branch History & Mission

At America First, we take pride in our rich history and commitment to serving our community in Mesquite, Nevada. Since opening our doors in 1939, we have grown to become a trusted financial partner for over 1,470,249 members. Our branch, located at 1120 W Pioneer Blvd, Mesquite, NV 89027, is more than just a place for banking; it's a hub for financial empowerment and community support. America First started with a vision: to provide accessible financial services tailored to the needs of our members. Over the years, we have expanded our offerings, ensuring that everyone has access to essential banking solutions. With total assets of $21,352,783,826, we are well-equipped to help you navigate your financial journey whether you're looking for personal banking options, auto loans, or business financing. Our mission is straightforward yet powerful: to improve the financial lives of our members while giving back to the community. We strive to create an environment where everyone feels welcome and valued. This commitment drives us to offer competitive rates on loans and savings accounts while also providing educational resources to help our members make informed decisions about their finances. While members can visit us at 1120 W Pioneer Blvd Mesquite Nv 89027, official correspondence should be sent to 1120 West Pioneer Blvd., Mesquite, NV 89027 if different. Our branch operates with convenient hours from Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 5 pm, making it easy for you to stop by when it suits your schedule. As part of our dedication to innovation and accessibility, we offer digital banking services like online banking and mobile payments. Our team is proud of these advancements which cater not only to tech-savvy individuals but also ensure ADA compliance for all customers. Community outreach is another cornerstone of our mission. We regularly engage in local initiatives that support education, health, and wellness in Mesquite. By partnering with local organizations, America First aims to uplift our neighborhood and strengthen community ties. We invite you to experience the difference at America First. Whether you're considering joining as a member or simply want more information about our services, we encourage you to reach out at 702-346-0358 or visit us online at http://www.americafirst.com . Join us today and discover how we can help enhance your financial future while being an active part of our wonderful community!

Branch Location & Accessibility

Connect With Us

For any questions or assistance, don't hesitate to give us a call at 702-346-0358. We are excited to welcome you at America First in Mesquite! Remember, while you can visit us at 1120 W Pioneer Blvd for all your banking needs, any official correspondence should be sent to our mailing address: 1120 West Pioneer Blvd., Mesquite, NV 89027. See you soon!

Operating Hours

We want to make banking as convenient as possible for you! Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Feel free to drop by during these hours; we look forward to serving you!

Parking and Accessibility

At our branch, we understand the importance of accessibility. We offer ample parking right outside our doors, ensuring that your visit is hassle-free. Our facility is ADA compliant, featuring ramps and other accessibility options for all members of our community.

Services Offered

America First provides a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking solutions or want to manage your finances online or via mobile, we have those tools available too.

Member Eligibility

At America First, we believe that everyone deserves a chance to be part of a supportive and thriving community. Joining us as a member is simple and welcoming! If you're living, working, or attending school in the areas we serve, you're likely eligible to become a member. It's all about fostering connections and providing resources that help you achieve your financial goals. Plus, being a member means access to exclusive benefits like competitive loan rates, personalized service, and community support. To get started, you can easily learn more about the eligibility requirements by visiting this link. If you have any questions or need assistance with the process, feel free to call us at (702) 346-0358. We're here to help guide you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily, manage cash flow efficiently, and build lasting customer relationships. Our merchant services do just that. They provide secure payment processing solutions that fit your business model, whether you're a retail store or an online vendor. Let us help you streamline your operations so you can focus on what really matters growing your business! Visit us at 1120 W Pioneer Blvd Mesquite Nv 89027 or give us a call at (702) 346-0358 to learn more about how we can assist you today.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans provide competitive rates and flexible terms so you can drive away with confidence. We understand that buying a vehicle is a significant investment, which is why our financing options are designed to be straightforward and accessible.

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans. We know how important it is for businesses to thrive, so we strive to provide the support necessary for growth and success.

Convenient Access & Support

Our commitment extends beyond traditional banking hours. With ATM services available at Mesquite Walmart, you can withdraw cash or check balances without hassle. Plus, our online and mobile banking features enhance your ability to manage finances conveniently from anywhere. We invite you to experience all that America First has to offer. Visit us at 1120 W Pioneer Blvd Mesquite Nv 89027 or call us at (702) 346-0358 today! Your financial wellness is just around the corner with the right support by your side.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards! Not only do they provide everyday purchasing power, but they also come with enticing rewards programs that allow you to earn points on purchases. Use these points towards travel or cashback options it's like getting paid for spending!

Mortgage Loans & Refinancing

Owning a home is a dream for many. At America First, we offer mortgage loans with various plans that suit first-time buyers as well as seasoned homeowners looking to refinance. Our experienced loan officers will guide you through the process, ensuring you find the best fit for your situation.

Personal Banking Solutions

We offer various personal banking options, including checking and savings accounts that cater to different lifestyles and financial habits. Whether you're saving for a special occasion or managing daily expenses, our accounts are tailored to meet your needs. You can easily access your funds through our online and mobile banking services, allowing you to check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Whether it's medical bills or home repairs, our personal loans are here to help alleviate financial stress. Additionally, if you're managing multiple debts, consider our debt consolidation options that simplify payments into one manageable monthly sum.

Digital & Online Banking

Key Features

Our digital banking services come packed with features that enhance both security and convenience. For instance, we offer Electronic Signature Authorization, allowing you to sign documents quickly and securely without needing to visit a branch. You can also choose to receive E-Statements, which not only help you keep track of your financial activity but also promote a more eco-friendly approach by reducing paper waste. If you're always on the move, our Mobile Application is perfect for you! You can enjoy the same powerful features on your smartphone as you would on a computer. This includes making Person-to-Person Transfers, which allows you to send money directly to friends or family instantly perfect for splitting bills or sending gifts.

Security First

At America First, your security is our top priority. We utilize advanced encryption technologies to keep your personal information safe while you bank online. Our mobile payments feature adds another layer of convenience, enabling you to make purchases quickly and securely with just your phone. Banking has never been so accessible or easy. With tools like mobile payments and comprehensive online services, managing your finances is simple and efficient. Join us at America First today and experience how digital banking can empower you in every step of your financial journey!

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth ensures that we remain a trusted partner in your financial journey. Our lending capacity is robust as well. With $316,583 in used auto loans and $15,267,227,347 in total loans and leases, we are dedicated to supporting your financial goals across various sectors. Additionally, our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 1120 W Pioneer Blvd Mesquite Nv 89027 or call (702) 346-0358 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Dedicated Team

We also take pride in having 3,164 full-time employees and 204 part-time employees who are always ready to serve you with a knowledgeable, committed team. Their dedication enhances your experience at America First, ensuring that every interaction meets your expectations.

Member Savings and Investments

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings with secure options designed to meet your goals. Unlike traditional banks, we focus on you our members. With non-member deposits at $15,786,109, we ensure that our resources are centered around benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members.

Our Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth reflects our commitment to managing resources wisely while prioritizing the needs of our members. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Such metrics indicate our resilience and capacity to adapt in fluctuating market conditions.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We make it easy to secure financing for both new and used vehicles so you can drive with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your business. We offer tailored solutions to help you meet your business objectives. At America First, we prioritize flexibility and accessibility. If you're considering refinancing or want to explore eligibility options for our loan products, our dedicated team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's for personal use or business needs, we're committed to helping you navigate your financial journey successfully.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We understand that securing a mortgage is a significant step towards building your future.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can suit various spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trusted tool for anyone seeking to navigate the often-complex world of loans. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, which fosters trust and confidence in the information provided. Additionally, LendMesh operates without Sponsored Listings, meaning it does not prioritize lenders based on paid promotions. This approach allows users to see unbiased results that reflect true market conditions. Moreover, LendMesh provides Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions, enabling them to make informed decisions tailored to their specific financial situations. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits and satisfaction experienced by those who utilize this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMERICA FIRST FEDERAL CREDIT UNION