America First Las Vegas NV Credit Union: Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to America First, your trusted partner in financial well-being since 1939. Located conveniently at 7130 N Durango Dr, Las Vegas, NV 89149, our branch is dedicated to serving the needs of our vibrant community. With a total membership exceeding 1.47 million members and assets amounting to an impressive $21.35 billion, we are committed to providing personalized financial services that empower individuals and families. At America First, we believe in building lasting relationships with our members. Our leadership team, headed by CEO Thayne Shaffer and Board President Linda Carver, is dedicated to ensuring that every member feels valued and supported. We understand the importance of having a reliable financial partner, especially in today's fast-paced world. While you can visit us at our physical branch for all your banking needs, official correspondence should be sent to our mailing address: 7130 North Durango, Las Vegas, NV 89149. Our commitment to excellence is reflected in our robust financial standing: we currently have total loans and leases amounting to 917,592 and total deposits of $2.18 billion. With a net worth of $2.28 billion and cash readily available at $178.76 million, we ensure that your finances are safe and secure with us. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered! Our online and mobile banking options offer convenient access to your accounts anytime, anywhere. Ready to take the next step? Give us a call at 702-968-1206 or visit our website at www.americafirst.com to learn more about how we can help you achieve your financial goals. At America First, we're not just a credit union; we're a community-focused institution dedicated to making a positive impact on your life!

Branch History & Mission

Community Commitment

Our commitment doesn't stop at providing excellent financial services; it also includes actively engaging with our community. We support various local initiatives and partner with organizations that share our vision for a stronger community. We believe that when our members succeed, the entire community flourishes. With convenient operating hours from Monday to Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM, we are here for you whenever you need us. Plus, with ATM availability on-site, accessing your funds has never been easier. Join us today at America First in Las Vegas Montecito Smith's and experience the difference of being part of a credit union that truly cares about your financial well-being. Whether you're looking for checking accounts, loans, or simply advice on managing your finances better, we are here for you every step of the way! For more information or assistance, give us a call at 702-968-1206. Welcome aboard!

Our Mission

At America First, our mission is simple yet powerful: to empower our members by offering them the financial tools they need to thrive. We strive to provide not just banking services but also support and resources that help individuals and families achieve their financial goals. Our focus extends beyond transactions; we aim to build lasting relationships within the community through outreach programs and partnerships that foster growth and development. As part of this mission, we offer modern conveniences like online banking and mobile payments to ensure that all members have access to their accounts anytime and anywhere. We're proud to uphold ADA compliance standards so that all individuals can comfortably access our services.

Branch Location & Accessibility

Convenient Access and Parking

At America First, we understand the importance of convenience. Our branch offers ample parking to ensure your visit is hassle-free. For those with mobility challenges, our facility is designed with accessibility in mind, featuring ADA-compliant ramps for easy entry.

Join Us Today!

We invite you to come visit us at America First! If you have any questions or need further assistance, feel free to give us a call at 702-968-1206. We look forward to helping you achieve your financial goals right here in Las Vegas!

Services Tailored to You

America First offers a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. Unfortunately, we currently do not have drive-thru service available at this location. However, we encourage you to utilize our online and mobile banking options for added convenience.

Welcoming Atmosphere and Operating Hours

We pride ourselves on creating a warm and inviting atmosphere for all our members. Our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 6 PM Monday through Friday, and 9 AM to 5 PM on Saturdays. Whether you need to deposit a check, discuss loan options, or simply ask questions about your account, our friendly staff is here to assist you during these hours.

Member Eligibility

Becoming a member of America First is more than just opening an account; it's about joining a welcoming community that truly cares. If you're looking to enjoy personalized financial services and a range of benefits, you'll be pleased to know that eligibility is designed to be straightforward. Generally, anyone who lives, works, or attends school in the area can join us at America First. We believe in inclusivity, so whether you're a first-time account holder or someone looking for better banking options, we're here for you. Getting started is easy! Simply visit us at our branch located at 7130 N Durango Dr Las Vegas Nv 89149, or give us a call at (702) 968-1206 to learn more about the membership process. You can also find detailed information about eligibility and account opening by checking out our website at . We're excited to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine a world where your payment processing is seamless and efficient. Our merchant services provide just that. From easy credit card transactions to secure online payments, we help you focus on what matters most running your business. With tools designed for convenience and speed, you'll enhance customer satisfaction while boosting your bottom line. Located at 7130 N Durango Dr Las Vegas Nv 89149 in Las Vegas, NV, we invite you to visit us or call us at (702) 968-1206 to learn more about how our business banking and commercial services can help you thrive.

Comprehensive List Of Services

Building a Rewarding Future

For those looking to build their credit while enjoying benefits, our credit cards with rewards program offers an excellent way to earn points on everyday purchases. Whether you're shopping for groceries or planning a vacation, these rewards can help enhance your purchasing power over time.

Easy Access Anytime, Anywhere

With our modern approach to banking, accessing services has never been easier. Not only do we provide traditional banking options at our branch, but our digital platforms allow you to manage your accounts anytime whether you're at home or on the go. With features like person-to-person payments and e-statements, staying on top of your finances is hassle-free. At America First, we're more than just a credit union; we're part of your financial journey. If you're ready to explore how we can assist you further, don't hesitate to reach out! Give us a call at (702) 968-1206, or visit us at 7130 N Durango Dr Las Vegas Nv 89149. We're excited to help you achieve your financial goals!

Financing Your Dreams

Thinking about buying a new car? Our auto loans and vehicle financing options are designed to get you on the road quickly without breaking the bank. We offer competitive rates that suit various budgets, ensuring that your dream vehicle is within reach. Additionally, if you're considering homeownership or refinancing your current mortgage, our mortgage loans can guide you through the process with ease.

Personal Banking Made Simple

Whether you're looking to open a checking or savings account, or need assistance with personal loans and debt consolidation, we've got you covered. Our personal banking services are tailored to help you manage your money effectively. Imagine being able to easily check your balance and transfer funds right from your smartphone, thanks to our online and mobile banking features. You can also enjoy the convenience of ATM access for quick cash withdrawals whenever you need them.

Supporting Local Businesses

If you're a business owner, our commitment extends to the community with specialized services in business banking. From merchant services that simplify transactions for your customers to tailored business loans that support growth, we're here to ensure your venture thrives.

Digital & Online Banking

Convenient Features

Our online banking service operates 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're scheduling payments or viewing e-statements, everything is just a click away. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Mobile Banking On-the-Go

Stay connected with our mobile application that puts banking right in your pocket. You can easily make person-to-person transfers to friends or family without the hassle of cash or checks. And if you're looking for quick payment solutions, our mobile payments feature lets you pay for purchases quickly and securely from your smartphone.

Security You Can Trust

We know security is a top concern when it comes to online banking. That's why we employ advanced security measures to protect your personal information and transactions. You can bank confidently knowing that your sensitive data is safe with us. With America First, managing your finances has never been easier. Explore our digital banking services today at http://www.americafirst.com and experience the convenience of modern banking tailored just for you!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 3,097,747, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $34,785,848, we are well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 7130 N Durango Dr Las Vegas Nv 89149 or call (702) 968-1206 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our robust lending capacity. We support members' financial goals with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Strong Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle both easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or streamline your operations, we have tailored solutions designed for small to medium-sized enterprises.

Credit Lines

If you're looking for more flexibility in managing expenses, our total credit lines amounting to $8,183,573,305 could be the solution for you. These lines can help cover unexpected costs or assist with larger purchases while providing the convenience of borrowing as needed. At America First, we're committed to helping you find the right financial solutions that fit your lifestyle. We encourage you to reach out and discuss refinancing options or eligibility details that may apply to your situation. You can visit us at 7130 N Durango Dr Las Vegas Nv 89149 in Las Vegas, NV, or call us at (702) 968-1206 during our operating hours: Monday through Friday from 9 am - 6 pm and Saturday from 9 am - 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take the next step together toward achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing loan, our team is here to guide you through the process with personalized support.

Unsecured Credit Card Loans

For those who need a little extra flexibility, we also offer unsecured credit card loans. With a total of $932,190,935 in loans helping members manage their finances effectively, these cards come with great benefits and rewards that can enhance your purchasing power without tying you down with collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Every loan comparison is backed by accurate data, allowing consumers to make informed choices without confusion.

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