America First Henderson NV Credit Union: Affordable Auto Loans & Business Banking

Introduction

Welcome to America First at our Henderson branch, located at 370 N Stephanie St, Henderson, NV 89014. Since our establishment in 1939, we've proudly served our community and grown to support over 1.47 million members with a commitment to providing excellent financial services. With total assets exceeding $21.35 billion, we are equipped to help you achieve your financial goals. At America First, we understand that trust and reliability are essential when it comes to your finances. That's why we offer a range of personalized services, including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our dedication is reflected in our impressive total deposits of $2.18 billion and a net worth of $2.28 billion, ensuring that your money is in safe hands. Led by our passionate CEO, Thayne Shaffer, and Board President Linda Carver, our team of over 3,368 employees is here to assist you every step of the way. We pride ourselves on creating a welcoming environment where every member feels valued and supported. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 370 N Stephanie St, Henderson, NV 89014. If you're looking for a reliable partner in your financial journey or have any questions about our services, don't hesitate to reach out! You can contact us at 702-968-1218 or explore more about what we offer by visiting our website at http://www.americafirst.com . We look forward to serving you!

Branch History & Mission

At America First, we pride ourselves on a rich legacy that began in 1939 when our Henderson branch first opened its doors. Located at 370 N Stephanie St, Henderson, NV 89014, our credit union has been committed to serving the community for over eight decades. Since our inception, we have grown significantly and now proudly serve more than 1,470,249 members with total assets exceeding $21,352,783,826. Our mission is clear: to provide our members with the financial tools they need to succeed while fostering a sense of community and support. We believe that everyone deserves access to reliable financial services that empower them to achieve their goals. From personal banking solutions like checking and savings accounts to loans for vehicles and homes, we are dedicated to helping our members navigate their financial journeys. Throughout the years, America First has embraced technology to enhance member experiences. Our digital advancements include online banking and mobile payments, making it easier than ever for members to manage their finances anytime, anywhere. We ensure that our services are accessible to all by maintaining ADA compliance across our platforms. In addition to financial services, we actively engage in community outreach efforts. Our partnerships with local organizations help us give back and support those in need within Henderson. We understand that strong communities build strong credit unions. While members can visit us at 370 N Stephanie St, official correspondence should be sent to the same address as our mailing address: 370 N Stephanie St, Henderson, NV 89014. Our friendly staff is here for you Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. With convenient ATM access and drive-thru banking services available, we strive to offer an efficient banking experience tailored to your needs. If you're looking for a financial partner that values community and your well-being, we invite you to join America First today! Experience firsthand how we can help you reach your financial goals while being part of something bigger. Call us at 702-968-1218 or visit our website at America First for more information.

Branch Location & Accessibility

Welcome to the America First branch located at 370 N Stephanie St in Henderson, NV! Our branch is conveniently situated in the heart of Henderson, making it easy for you to access our services. Whether you're near the bustling shops at The District or taking a stroll around nearby parks, stopping by for your banking needs is always a breeze. While members can visit us at 370 N Stephanie St, official correspondence should be sent to the same address. You'll find plenty of parking available, ensuring a hassle-free visit. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so that everyone can comfortably access our services. Our friendly team is here to assist you during our operating hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Need cash on the go? We offer ATM services right at our branch for your convenience. Plus, if you're looking to quickly make deposits or withdrawals without stepping inside, take advantage of our drive-thru banking service. At America First, we provide a wide range of personal and business banking services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. With options for online and mobile banking, managing your finances has never been easier! Ready to experience all we have to offer? Don't hesitate to give us a call at 702-968-1218 or stop by today! We're excited to help you achieve your financial goals right here in Henderson.

Member Eligibility

Becoming a member of America First is like joining a close-knit community where your financial well-being is the top priority. At our branch located at 370 N Stephanie St Henderson Nv 89014, we welcome individuals who share a common bond, whether it's through employment, family connections, or living in the area. It's all about fostering relationships and supporting each other on the path to financial success. The eligibility criteria are designed to be inclusive, so you can easily find your way into our family. For detailed information about who can join, check out our resource at . Opening an account with us is straightforward and friendly. Our team is ready to guide you through the process, ensuring that you feel comfortable every step of the way. Whether you're looking for a checking account, savings options, or loans, we're here to help! If you have any questions or need assistance, don't hesitate to give us a call at (702) 968-1218. Join us at America First today and experience the benefits of being part of a supportive community that values your needs!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to our loan offerings, we provide merchant services tailored for your needs. Imagine processing payments efficiently while gaining insights into your sales trends all from one platform. Whether you're running a coffee shop or managing an e-commerce site, our services help streamline transactions so you can focus on what really matters: your business. Located at 370 N Stephanie St Henderson Nv 89014 in Henderson, NV, we're here to partner with you on your journey. Reach us at (702) 968-1218 or visit us online at America First to learn more about how we can support your business ambitions.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide essential tools to help your company thrive. From merchant services that simplify payment processing to business loans designed to fuel growth, we're here to support your ambitions.

Call Us Today!

If you're ready to explore how these services can benefit you or if you have any questions, feel free to reach out! Contact us at (702) 968-1218, and our friendly team will be more than happy to assist you. At America First, we're not just about transactions; we're about building relationships and helping you achieve your financial goals. Visit us soon!

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily pay bills, transfer funds, or check balances right from your smartphone or computer. We also offer ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for those quick transactions because we know your time matters.

Personal Banking

Managing your money should be straightforward and accessible. With our checking and savings accounts, you can easily keep track of your finances while earning interest on your savings. Need a new car? Our auto loans and vehicle financing options make it simple for you to drive off with the vehicle you want. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans come with competitive rates designed to fit various budgets. But life sometimes throws unexpected expenses your way. That's where our personal loans and debt consolidation services step in, helping you take control of your financial situation without added stress. Plus, don't forget about our credit cards with rewards that offer benefits for everyday purchases!

Digital & Online Banking

Key Services

With our online banking platform available at http://www.americafirst.com , you can easily check balances, make transfers, and pay bills from the comfort of your home or on the go. Whether it's day or night, our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Managing your statements has never been easier with e-statements available at your fingertips. You can receive all your important documents electronically, reducing clutter and making it simple to keep track of your finances.

Real-Time Management

Our digital tools allow for real-time account management, so you're always in control of your finances. Whether you're checking balances or making payments, everything is just a click away. In summary, at America First, we strive to provide a banking experience that fits your lifestyle while ensuring your information remains secure. Explore all our digital banking options today and see how we can help simplify your financial life!

Security and Convenience

Your security is our top priority. We offer electronic signature authorization, which means you can sign documents securely from anywhere without the hassle of printing or scanning. This feature saves you time while keeping your information safe. For those who love using their mobile devices, our mobile application makes banking even more accessible. With features like mobile payments, you can make purchases directly from your phone, adding ease to everyday transactions. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward.

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $34,785,848, reinforcing our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 370 N Stephanie St Henderson Nv 89014 or call (702) 968-1218 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans, helping members get on the road with confidence. If you're considering refinancing your existing auto loan, we can assist with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to expand your current business operations, we're here to support your journey. At America First, we pride ourselves on providing personalized service and clear communication. If you have questions about eligibility or would like more information on any of our loan products, don't hesitate to reach out. You can contact us at (702) 968-1218 during our operating hours of Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing you need!

Credit Options

For those needing additional flexibility, we also offer unsecured credit card loans with a total of $932,190,935 in loans helping members manage their finances effectively. These options come with competitive terms designed to fit various lifestyles and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple and accessible. We provide support throughout the entire process, ensuring you understand each step along the way.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are based on accurate information.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the effectiveness of LendMesh in assisting borrowers find the right loan at competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA FIRST FEDERAL CREDIT UNION