America First Boise ID Credit Union: Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to America First, your trusted partner in financial wellness located at 11292 W Fairview Ave, Boise, ID 83713. Since our establishment in 1939, we have dedicated ourselves to serving our community with integrity and excellence. With over 1.4 million members and a strong commitment to providing tailored financial solutions, we are proud to be a cornerstone of the Boise area. At America First, we prioritize your financial needs by offering a wide range of services, including personal banking, auto loans, mortgages, and business financing. Our total assets stand impressively at $21,352,783,826, demonstrating our stability and capacity to support your financial journey. We currently hold $2,179,824,396 in deposits and maintain a net worth of $2,277,865,463, ensuring that your funds are secure with us. Our branch is staffed by a team of dedicated professionals led by CEO Thayne Shaffer and Board President Linda Carver, who are both committed to providing exceptional service and fostering a supportive environment for all members. With a workforce of 3,368 employees, we are here to assist you every step of the way. Whether you're looking for an auto loan where we have facilitated 917,592 loans or simply want to open a checking account with competitive benefits like online banking and mobile payments, we've got you covered. For those considering business loans or merchant services, our net member business loan balance is an impressive $1,336,834,974, showing our dedication to helping local businesses thrive. While you can visit us directly at our branch on Fairview Avenue for personalized service during our operating hours (Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM), official correspondence should be directed to the same address. Join us at America First today let's build a brighter financial future together! Call us at 208-985-7734 or explore more about our offerings on our website www.americafirst.com.

Branch History & Mission

Welcome to America First, a credit union with a rich legacy in Boise, Idaho. Since our establishment in 1939, we have been dedicated to serving our community with exceptional financial services and support. Our branch, located at 11292 W Fairview Ave, Boise, ID 83713, has become a cornerstone of trust and reliability for our members. Over the years, America First has seen tremendous growth. With a total membership of 1,470,249 and total assets reaching an impressive $21,352,783,826, we have evolved from our humble beginnings into one of the leading credit unions in the region. This journey reflects not just numbers but the countless lives we've impacted through our services. Our mission is clear: to empower our members by providing quality financial solutions while fostering a spirit of community and cooperation. We believe that when our members thrive financially, so does our community. Our commitment goes beyond traditional banking; we strive to be a partner in your financial journey. At America First, we understand the importance of accessibility and convenience. Our operating hours are designed to fit your busy lifestyle Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. For those who prefer quick transactions, we offer drive-thru banking along with ATM availability for easy cash access. We also take pride in being responsive to modern needs with online and mobile banking options. Whether you're checking your balance or making payments on-the-go, our digital platforms ensure that you can manage your finances anytime, anywhere. Community outreach is at the heart of what we do. We actively engage in local initiatives and partnerships aimed at uplifting those around us. By supporting local events and charities, we reaffirm our dedication not only to our members but also to the broader Boise community. While members can visit us at 11292 W Fairview Ave, official correspondence should be sent to 11292 W Fairview Ave, Boise, ID 83713 if needed. If you're looking for a supportive financial partner where you matter most, look no further than America First. Join us today and discover how America First can help you achieve your financial dreams! Feel free to reach out at (208) 985-7734 for more information or visit us online at America First.

Branch Location & Accessibility

Connect With Us Today!

Ready to take the next step? We invite you to visit us at the America First Boise Office or give us a call at 208-985-7734. Our team is excited to help you with all your financial needs! While members can visit us at 11292 W Fairview Ave, official correspondence should be sent to the same address. We look forward to seeing you soon!

Convenient Access for Everyone

At our Boise Office, accessibility is a top priority. We offer ample parking, including designated spots for those with disabilities. The branch is designed to be welcoming for everyone, featuring ADA-compliant ramps and entrances. Whether you prefer to walk in or utilize our drive-thru service, we have you covered.

Operating Hours That Fit Your Schedule

We know that life can get busy! That's why our lobby hours are tailored to fit your schedule. Visit us Monday through Friday from 9 AM to 6 PM, or stop by on Saturday from 9 AM to 3 PM. Our friendly staff is ready to assist you during these hours, ensuring that you receive the support you need when it matters most.

Services Designed for You

At America First, we pride ourselves on offering a wide range of services. From checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks anytime. And if you're in a hurry, our drive-thru banking allows you to complete simple transactions without leaving your car.

Member Eligibility

At America First, we believe that everyone deserves a chance to be part of a community that values support and growth. Becoming a member is simple! If you live, work, worship, or attend school in the area around our branch at 11292 W Fairview Ave Boise Id 83713, you are likely eligible to join our family. We welcome individuals from all walks of life, so whether you're looking for personal banking solutions or business services, there's a place for you here. For more specific eligibility criteria, please check out the details on our website at . Joining America First comes with many benefits, including access to competitive rates on loans and savings accounts, as well as personalized service from our dedicated team. Opening an account is straightforward; just give us a call at (208) 985-7734 or stop by during our operating hours. We're excited to help you take this step towards better financial health and to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services make transactions simple and efficient. Imagine processing payments seamlessly while focusing on serving your customers. Our solutions allow you to accept various payment methods, ensuring your customers have the flexibility they need. Visit us at 11292 W Fairview Ave Boise Id 83713 in Boise, ID or call us at (208) 985-7734 to learn how we can help your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that managing finances can be challenging. Our business banking services, including merchant services and business loans, are tailored to help you succeed. With our support, you can focus on growing your business while we take care of the financial details.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is essential. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with our ATM services and basic drive-thru banking options for deposits and withdrawals, managing your money has never been easier.

Get Started Today!

At America First, we prioritize convenience without sacrificing quality service. We invite you to visit us at 11292 W Fairview Ave Boise Id 83713 or give us a call at (208) 985-7734 to learn more about how we can assist you on your financial journey. Let us help you achieve your goals today!

Home Financing Options

Thinking about homeownership? Our mortgage loans and refinancing options provide competitive rates and flexible terms that can fit your unique situation. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff is here to guide you every step of the way.

Personal Banking Solutions

We offer various personal banking options to help you manage your day-to-day finances easily. Our checking and savings accounts are designed for convenience and accessibility, ensuring that your funds are always within reach. If you're planning to purchase a vehicle, explore our auto loans and vehicle financing solutions, which make buying a car straightforward and stress-free.

Personal Loans and Credit Cards

Sometimes, life throws unexpected expenses your way. That's where our personal loans and debt consolidation products come into play, helping you manage those costs with ease. Additionally, enjoy the perks of our credit cards with rewards, offering great benefits for everyday purchases.

Digital & Online Banking

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your information while giving you the freedom to manage your accounts securely from any device. With features like two-factor authentication and encryption, you can bank with peace of mind knowing that your data is safe. In summary, America First combines convenience with robust security measures in its digital banking offerings. Embrace the ease of online banking today and take control of your financial future!

User-Friendly Features

Navigating your accounts is straightforward with our user-friendly mobile application. Available for download now, this app makes it easy to manage your finances on the go. You can even sign documents electronically through our electronic signature authorization feature, saving you time and hassle. Keeping track of your statements is simple as well. We offer e-statements that allow you to view your financial information securely online no more waiting for mail! This not only helps the environment but also ensures that you have access to your statements whenever you need them.

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 11292 W Fairview Ave Boise Id 83713 or call (208) 985-7734 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles that can make financing easier than ever.

Credit Lines and Unsecured Loans

For those looking for additional flexibility in their finances, we offer credit lines totaling $8,183,573,305. This option can be ideal for managing larger purchases or unexpected expenses. We also provide flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. If you're considering refinancing any existing loans or exploring eligibility options for our products, our dedicated team at America First is ready to guide you through those possibilities. Feel free to reach out for more information or visit us at our branch located at 11292 W Fairview Ave Boise Id 83713. You can call us at 208-985-7734 during our operating hours from Monday to Friday 9 am - 6 pm and Saturday 9 am - 3 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let America First help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to assist you through every step of the process.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Boise, ID