America First Mesa AZ Credit Union: Best Auto Loans & Business Banking

Introduction

At America First, we believe in empowering our community through strong financial partnerships. Located at 6846 E Warner Rd, Mesa, AZ 85212, our branch has been serving members since 1939. With a commitment to member satisfaction and community growth, we proudly support over 1.47 million members with a robust total asset base of $21.35 billion. Our branch isn't just a financial institution; it's a hub for local growth and development. Our dedicated team of 3,368 employees, led by CEO Thayne Shaffer and Board President Linda Carver, is here to ensure you receive the personalized attention you deserve. With total deposits exceeding $2.18 billion, we are equipped to help you manage your finances effectively whether that's through personal checking accounts, auto loans, or business services. While members can visit us at our Mesa location for all their banking needs, official correspondence should be directed to our mailing address: 6846 E Warner Rd, Mesa, AZ 85212-2138. In addition to traditional banking services like loans and savings accounts, we offer modern conveniences such as online and mobile banking, ensuring that you have access to your funds anytime, anywhere. Plus, with our focus on community impact and member engagement, every interaction with us helps strengthen the ties that bind us to our local area. Come visit us today or give us a call at 480-909-3748 to discover how America First can help you achieve your financial goals!

Branch History & Mission

Embracing Technology

As we move forward into an increasingly digital world, America First prioritizes innovation while ensuring all members feel welcome and supported. With features like online banking, mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier or more secure. Moreover, we maintain high standards for ADA compliance so that everyone can access our services comfortably. Our commitment to customer service is unwavering; we're here not only to help you bank but also to guide you toward achieving your financial goals.

Join Us Today!

If you're looking for a credit union that puts you first while nurturing the community spirit, look no further than America First in Mesa. Experience the benefits of being part of a cooperative where every member counts. Visit us today or give us a call at 480-909-3748 we're excited to welcome you into our family!

Our Mission

At America First, our mission goes beyond just providing financial services. We strive to empower our members by offering accessible banking solutions tailored to their unique circumstances. Our focus is on personal banking that includes checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also cater to small businesses with merchant services and business loans. We believe in giving back to the communities we serve. Through various partnerships and outreach initiatives, we work tirelessly to support local causes and improve the lives of those around us. Whether it's helping a family secure their first home or assisting a local business owner with funding, we are committed to making a real difference.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. That's why our branch is designed with ADA compliance in mind, featuring ramps and other accessibility features to ensure everyone can visit us comfortably. Parking is available on-site, providing easy access whether you're coming in for a quick transaction or a more in-depth financial consultation.

Operating Hours

We're excited to welcome you during our convenient operating hours! Our lobby is open Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm. This allows you the flexibility to manage your banking needs at a time that works best for you.

Services Offered

At America First, we offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need assistance? Our friendly staff is ready to help with online and mobile banking support as well as ATM services right here at the branch. And if you're in need of drive-thru service, we've got you covered! With our basic drive-thru banking option, you can handle deposits, withdrawals, and simple transactions without leaving your car. If you have any questions or would like more information about our services, don't hesitate to call us at 480-909-3748. We invite you to stop by America First at Mesa Gateway today we look forward to helping you achieve your financial dreams!

Member Eligibility

At America First, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in our service area, or if you have a family member who is already a member, you're likely eligible to join us. This opens the door to a range of financial services designed with your needs in mind. Not only do our members enjoy competitive rates and personalized service, but they also become part of a network that prioritizes community growth and support. Ready to take the next step? You can find more detailed eligibility criteria at . If you're eager to open an account, just give us a call at (480) 909-3748 or visit us at our convenient location: 6846 E Warner Rd Mesa Az 85212. Joining America First means joining a family that cares about your financial well-being!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify transactions for your customers, allowing you to focus on what you do best running your business. Imagine being able to accept payments easily while managing your finances all in one place. At America First, we equip you with the tools needed to thrive in today's competitive market. Visit us at 6846 E Warner Rd Mesa Az 85212 in Mesa, AZ, or call us at (480) 909-3748 to learn how we can help you achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, merchant services and business loans are tailored to fuel growth. Whether you're starting a new venture or expanding an existing one, we have financing solutions that align with your vision. And managing transactions becomes hassle-free with our digital tools designed specifically for businesses.

Convenient Access

At America First, we also prioritize convenience with our ATM services available for cash withdrawals and balance checks anytime you need them. Our basic drive-thru banking allows you to make deposits and withdrawals quickly without leaving your vehicle a perfect solution for those busy days when every minute counts. Ready to experience all that America First has to offer? Visit us at 6846 E Warner Rd Mesa Az 85212, call us at (480) 909-3748, or explore more about our services online at http://www.americafirst.com . Your financial journey starts here!

Credit Solutions

We understand that sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help ease financial burdens. Whether you're planning a big purchase or consolidating existing debt into one manageable payment, we're here to assist you every step of the way. Plus, our credit cards with rewards let you earn points on everyday purchases think of it as getting something back just for using your card!

Financing Options

When it comes to purchasing a vehicle or buying your dream home, our auto loans and mortgage loans provide competitive rates and flexible terms. Picture this: You find the perfect car, and with our quick auto loan process, you're driving it off the lot in no time. If homeownership is your goal, our mortgage refinancing options could save you money each month by lowering your interest rate.

Personal Banking Solutions

For everyday banking needs, we offer various checking and savings accounts that cater to different lifestyles. Need a reliable way to manage your money? Our accounts come with features that help you save effortlessly while enjoying easy access to your funds. Imagine being able to track your spending right from your phone using our online and mobile banking services. With just a few taps, you can check balances, transfer funds, and even pay bills without stepping foot in a branch.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which makes signing documents a breeze no more printing and scanning! Plus, with e-statements available, you can go paperless and receive your statements directly in your inbox, reducing clutter while keeping your information secure. For those who prefer mobile convenience, our mobile application provides all the capabilities of online banking right in your pocket. You can make mobile payments, ensuring that paying for things is quick and easy. If you ever need to send money to a friend or family member, our person-to-person transfer feature allows for instant transfers without hassle.

Security & Accessibility

Security is a top priority at America First. We utilize advanced measures to protect your personal information so that you can bank with confidence. Our platform is designed to be intuitive, making it easy for anyone to navigate whether you're tech-savvy or just getting started with digital banking. In short, the digital and online banking services at America First offer you the freedom to manage your finances on your terms. Join us today and discover how easy banking can be!

Financial Strength

Member Savings

Your savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Strong Community Trust

Total Share Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 6846 E Warner Rd Mesa Az 85212 or call (480) 909-3748 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have flexible financing options that fit your budget.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and succeed. We work with businesses of all sizes and can tailor our services to meet your unique needs. In addition to these offerings, we encourage our members to explore refinancing options if they seek better rates or terms on existing loans. At America First, we believe that understanding your eligibility for different loan products is essential. For more information on how you can benefit from our loan offerings or if you're ready to start your application process, give us a call at 480-909-3748 or visit us at 6846 E Warner Rd Mesa Az 85212. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, allowing you to step into your new home with confidence. Our mortgage specialists are here to guide you through the process and ensure you find the right loan for your situation.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans assisting members as they navigate their financial journeys. These cards provide convenience and rewards while ensuring you have access to funds when needed.

Loan Aggregator

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