America First Goodyear AZ Credit Union: Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to America First, your trusted financial partner located at 1300 S Litchfield Rd, Goodyear, AZ 85338. Established in 1939, we have proudly served our community for decades, fostering a spirit of cooperation and commitment to our members. With a robust membership base of 1,470,249 individuals, our focus remains on providing exceptional financial services tailored to meet your needs. At America First, we understand that every member's journey is unique. That's why we offer a variety of products and services from checking and savings accounts to auto loans and business banking solutions designed to help you achieve your financial goals. Our total assets stand strong at an impressive $21,352,783,826, ensuring that you have the support you need for all your financial endeavors. While you can visit us directly at our Goodyear branch for personalized service, official correspondence should be sent to 1300 S Litchfield Rd, Ste 220I, Goodyear, AZ 85338-1584. This ensures that your messages reach us promptly. Our leadership team is dedicated to maintaining the high standards you've come to expect from America First. Under the guidance of CEO Thayne Shaffer and Board President Linda Carver, we are committed to enhancing our members' experiences through quality service and innovative solutions. With a total deposit figure of $2,179,824,396 and cash in hand amounting to $178,755,078, you can trust that your money is not just safe but growing within a financially sound institution. We pride ourselves on our ability to provide over 917,592 loans and leases to our members while maintaining a net worth of $2,277,865,463. If you're ready to take the next step in your financial journey or have any questions about how we can assist you better, don't hesitate! Call us today at (480) 909-3774 or explore more about what we offer by visiting our website at americafirst.com. Your future is bright with America First by your side!

Branch History & Mission

Community Focus

Our branch is not just about numbers; it's about people. We take pride in being involved in local events and initiatives that foster growth and well-being within Goodyear. From educational workshops to financial literacy programs, we aim to equip our members with the knowledge they need to thrive. Additionally, we understand accessibility matters. Our branch is ADA compliant and features ATM availability for easy cash withdrawals and balance checks ensuring every member can access their funds with ease. Join us at America First! Whether you're looking for personal banking solutions or exploring business opportunities, we're here to help you reach your goals. Contact us at 480-909-3774 or visit americafirst.com today! Experience the difference of being part of a community-focused credit union where your success is our priority.

Our Mission

At America First, our mission is clear: to empower our members through responsible financial solutions while actively supporting the communities we serve. We believe that when our members succeed financially, we all benefit as a community. Our commitment extends beyond traditional banking; it encompasses support for local initiatives and partnerships that uplift those around us. While you can visit us at 1300 S Litchfield Rd, official correspondence should be sent to 1300 S Litchfield Rd, Ste 220I, Goodyear, AZ 85338-1584 if different from your visit. We invite you to experience personalized service during our operating hours from Monday to Friday, 9 am - 6 pm.

Branch Location & Accessibility

Accessibility Features

At America First, we prioritize accessibility. Our location is fully ADA compliant with ramps and designated parking spaces available for those who need them. Whether you're visiting for personal banking or business services, we aim to make your experience as smooth as possible.

Connect with Us

Have questions or want more information? Feel free to call us at 480-909-3774. Our friendly team is here to help! We invite you to stop by America First and discover how we can assist you on your financial journey. Your satisfaction is our top priority!

Operating Hours

We understand that convenience matters. That's why we're open Monday through Friday from 9 AM to 6 PM. We strive to accommodate your busy schedule so you can easily drop by whenever it suits you best.

Services Offered

Our branch provides a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. While we don't offer drive-thru service at this location, our ATM is readily available for quick cash withdrawals and balance checks.

Member Eligibility

At America First, we believe that becoming a member is like joining a family where everyone supports each other. If you're interested in joining us at our Goodyear location, located at 1300 S Litchfield Rd Goodyear Az 85338, you're in for a treat! To be eligible for membership, you simply need to meet certain criteria that focus on community and connection. Whether you live, work, or worship in the area, or have family who are already members, you likely qualify to join our vibrant community. You can find all the specific details about eligibility at [this link](), where we encourage you to explore how easy it is to become part of our credit union. Opening an account with us is straightforward and welcoming. We want to make this process as smooth as possible so that you can start enjoying the benefits of being a member right away. If you have any questions or would like more information, feel free to give us a call at (480) 909-3774. Our friendly team is here to assist you and guide you through each step!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Every business has unique needs, and our commercial loans are designed to meet those needs head-on. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment processing is crucial. Our merchant services streamline transactions, allowing you to focus on what you do best running your business. Imagine a retail store where customers can easily make purchases using their preferred payment methods. This convenience not only enhances customer satisfaction but also drives sales. When you choose America First, you're not just choosing a bank; you're choosing a partner in your journey toward success. Join us at our location at 1300 S Litchfield Rd Goodyear Az 85338 or give us a call at (480) 909-3774 to discover how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services available throughout the area, accessing cash has never been easier. You can withdraw funds or check balances at any time no need to worry about banking hours! We invite you to explore these services further by visiting us at 1300 S Litchfield Rd Goodyear Az 85338 or calling us at (480) 909-3774. At America First, we prioritize making banking accessible and straightforward for everyone in the community. Join us today and experience the difference!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple. We understand how important reliable transportation is for our members. With flexible terms and competitive rates, we can help you get behind the wheel without breaking the bank.

Business Banking

For our entrepreneurial members, we provide business banking solutions including merchant services and business loans. If you're looking to expand your business or need support managing daily operations, we're here to partner with you on your journey toward success.

Credit Cards with Rewards

Our credit cards not only offer convenience but also come with rewards that make spending more rewarding! Whether it's cashback on groceries or travel points for your next adventure, our credit cards add value back into your everyday purchases.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans can turn that dream into reality. From first-time buyers to seasoned homeowners looking to refinance, we offer various mortgage options that fit different budgets and needs. Picture yourself settling into a cozy home with a manageable monthly payment.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at America First, we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the comfort of your home or while on the go.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your finances effectively. Imagine having a safe place for your money that also earns you interest. With our competitive rates, you'll find it easy to save for that special vacation or prepare for unexpected expenses.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses or want to consolidate debt? Our personal loans are designed to provide financial relief when you need it most. By consolidating high-interest debts into one easy-to-manage loan, you can take control of your finances and work towards a debt-free future.

Digital & Online Banking

Conclusion

At America First, we are committed to providing you with accessible and efficient banking solutions that fit into your busy lifestyle. Explore all our digital banking options today by visiting http://www.americafirst.com and experience the ease of managing your finances securely!

Key Services

With our online banking platform at http://www.americafirst.com, you can access your accounts 24/7. Whether you need to check your balance, transfer funds, or pay bills, everything is just a login away. Our user-friendly interface makes it simple to navigate through your options. If you're looking to send money quickly, our person-to-person transfer feature allows you to send cash directly to friends and family without any hassle. Plus, with our mobile payments feature, making purchases has never been easier just tap your phone and go!

Security and Accessibility

We take your security seriously. Our electronic signature authorization ensures that all your transactions are safe and verified. You can also opt for e-statements, providing an eco-friendly way to keep track of your financial documents while ensuring they are always accessible. For those who prefer managing their accounts on the go, our mobile application is available for download, putting the power of banking right in your pocket. It's equipped with all the features you need for real-time account management.

Financial Strength

Efficient Operations

Our impressive $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With a total of 3,097,747, our strong and growing member base trusts us with their finances. This trust allows us to maintain Net Shares (Funds available for lending and investments): ${‌{net_shares}}. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 1300 S Litchfield Rd Goodyear Az 85338 or call (480) 909-3774 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $316,583 in used auto loans and $15,267,227,347 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible terms that can fit your budget.

Commercial Loans

For business owners looking to grow and expand their operations, we have outstanding commercial loans totaling $1,389,809,869 available. These loans can help provide the capital needed for various business ventures. At America First Credit Union in Goodyear, AZ, we believe that everyone deserves access to financial resources that empower them. You can explore refinancing options as well if you're looking for better terms on your existing loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter your financial needs be it auto financing or home mortgages we're committed to supporting you every step of the way!

Credit Lines and Unsecured Loans

For those seeking financial flexibility, we provide credit lines that can total up to $8,183,573,305. Additionally, we also offer flexible terms on unsecured credit card loans with a total of $932,190,935 in loans helping members manage their finances effectively. Our unsecured credit options are designed to give you access to funds without putting up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer various mortgage products including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is ready to guide you through every step of the process.

Loan Aggregator

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America First