Amarillo Postal Employees CU Amarillo TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Amarillo Postal Employees Credit Union, your trusted financial partner since 1931! Located at 2400 Hobbs Rd, Amarillo, TX 79109, we are proud to serve our community with a commitment to excellence and member satisfaction. With over 1,846 members and total assets of $18,661,624, we are dedicated to providing personalized banking services that meet your needs. At Amarillo Postal Employees, we understand the importance of financial well-being. Our diverse range of services includes checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We currently hold a robust portfolio with 822 loans and leases issued, ensuring our members have access to the funds they need for their dreams and goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. 30003, AMARILLO, TX 79120. Our friendly team is here to assist you during lobby hours from 9:00 AM to 5:00 PM on weekdays and drive-thru service is available from 8:00 AM to 5:00 PM. Under the leadership of CEO Jay Lewter and Board President Harry (Bill) Widick, we focus on fostering a supportive environment where each member feels valued. Our net worth stands at an impressive $2,461,120, reflecting our stability and commitment to our community. As we continue to grow holding total deposits of $1,369,749 and cash in hand of $70,001 we invite you to join us on this journey toward financial success. Whether you're looking for a loan or need guidance on managing your finances, we're here for you! Ready to take the next step? Call us at 806-354-2166 or visit our website at www.crunion.org today! Let's build a brighter financial future together!

Branch History & Mission

Join Us

With a dedicated team led by CEO Jay Lewter and President Harry (Bill) Widick, we invite you to experience the supportive environment at Amarillo Postal Employees Credit Union. Our staff is always ready to assist you with any inquiries or financial needs you may have. Be part of something bigger join us today and discover the benefits of membership at Amarillo Postal Employees Credit Union! For more information or assistance, feel free to reach out at 806-354-2166 or visit us online at www.crunion.org. Together, let's build a brighter financial future!

Our Journey

The journey of Amarillo Postal Employees Credit Union is a testament to our commitment to member service and community engagement. Over the years, we have expanded our offerings beyond basic savings and loans to include a full suite of personal banking options such as auto loans, mortgages, and credit cards with rewards. Today, we manage total assets amounting to $18,661,624, reflecting our strong financial standing and ability to support our members effectively. Located at 2400 Hobbs Rd in Amarillo, TX 79109, our branch is easily accessible for all members. For official correspondence, please use our mailing address: P.O. 30003, Amarillo, TX 79120. We are open Monday through Friday; while lobby hours are from 9:00 AM to 5:00 PM, our drive-thru service operates from 8:00 AM to 5:00 PM.

Our Mission

At Amarillo Postal Employees Credit Union, our mission is simple yet profound: to provide personalized financial services while fostering a sense of community among our members. We strive to empower individuals by offering not just banking products but also guidance that helps them achieve their financial goals. Whether it's purchasing a new vehicle or planning for retirement, we are here every step of the way. We believe in giving back and actively participate in local outreach initiatives that strengthen ties within the Amarillo community. Our partnerships with various organizations allow us to contribute positively and support those in need around us. As technology evolves, so do we. While we don't currently offer ATM services or shared service centers, we provide online banking and person-to-person payment options for convenience. This digital approach ensures that you can manage your finances securely and efficiently from anywhere.

Branch Location & Accessibility

Convenient Access

Getting to our branch is simple, with ample parking available for our members. We pride ourselves on being accessible to everyone, including features that comply with ADA standards to ensure that everyone can comfortably visit us. Whether you prefer to come in and speak with our staff or use our drive-thru service, we've made it convenient for you.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM for lobby services and from 8:00 AM to 5:00 PM for drive-up banking. This gives you plenty of time during the week to take care of your banking needs without feeling rushed.

Services Offered

At Amarillo Postal Employees Credit Union, we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and personal loans, we strive to provide options that fit your lifestyle. Although we do not have ATM services available at this location, our drive-thru is fully equipped for deposits, withdrawals, and other simple transactions. While members can visit us at 2400 Hobbs Rd Amarillo Tx 79109, official correspondence should be sent to P.O. 30003, AMARILLO, TX 79120 if your needs require it.

We're Here for You

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 806-354-2166. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Amarillo Postal Employees means joining a welcoming community that's dedicated to supporting your financial goals. If you're in the Amarillo area, you're likely eligible! Generally, membership is open to anyone who lives, works, worships, or attends school in our local community. We believe in making banking accessible for everyone, which is why we're proud to offer a range of products tailored to fit your needs, from personal accounts to auto loans and more. To get started on your membership journey at Amarillo Postal Employees, simply visit us at 2400 Hobbs Rd Amarillo Tx 79109 or give us a call at (806) 354-2166. You can also find all the details about eligibility and how to open an account by checking out our website at . We look forward to welcoming you into our family!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $75,498, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, we provide essential merchant services that streamline payment processing and enhance customer experiences. Imagine having the ability to accept payments swiftly, whether you're at a storefront or a local market. This flexibility allows you to focus more on serving your customers while we take care of the financial details. Located at 2400 Hobbs Rd Amarillo Tx 79109 in Amarillo, TX, we're here to help your business thrive. Let's work together to turn your vision into reality! For more information, give us a call at (806) 354-2166.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, our drive-thru service ensures easy access for deposits and simple transactions during business hours. If you need cash withdrawal services outside of branch hours, our team can guide you on alternative options available within the community. Whether you're an individual seeking personal finance solutions or a business owner looking for support, Amarillo Postal Employees is here for you. Feel free to reach out at (806) 354-2166 or visit us at 2400 Hobbs Rd Amarillo Tx 79109 in Amarillo, TX for any inquiries about our services or how we can assist you today!

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, we understand that financing can be overwhelming. That's why we provide auto loans and vehicle financing solutions with flexible terms. Whether you're buying a new car or refinancing an existing loan, our team will work with you to find the best option that fits your budget.

Business Banking

For our members who run businesses, we offer tailored business banking solutions, including merchant services and business loans. We recognize how vital it is for small businesses to have reliable financial support, so we're committed to helping local entrepreneurs thrive.

Credit Cards with Rewards

Our credit cards are designed with you in mind, offering rewards on everyday purchases. Imagine earning points every time you shop or dine out points that can be redeemed for travel, merchandise, or cash back! It's just another way we help you maximize your spending power while enjoying benefits along the way.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans can help turn your dream into reality. We also offer refinancing options that could lower your monthly payments and reduce the total interest paid over time. Picture yourself in your dream home while saving money each month our mortgage experts are ready to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services that allow you to manage your accounts anytime and anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and more all from the comfort of your own home.

Personal Banking

We offer various personal banking options, including checking and savings accounts tailored to your needs. Imagine having a checking account that not only helps you manage your daily expenses but also allows you to save for future goals. Our savings accounts provide competitive rates, making it easier for you to grow your money over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. These loans can help cover anything from medical bills to home repairs. Additionally, if you're juggling multiple debts, consider our debt consolidation service. It simplifies repayment by combining several debts into one manageable loan with a single monthly payment.

Digital & Online Banking

Key Services

With our 24/7 Online Banking service available at http://www.crunion.org/ , you can access your accounts anytime, anywhere. This means you can check balances, pay bills, and transfer money without having to step foot in a branch. Whether you're at home or on the go, managing your finances is just a few clicks away. For those moments when you need to send money quickly, our Person-to-Person Transfers feature makes it simple to share funds with friends and family. No need for cash or checks just use your mobile device or computer for easy transfers.

Mobile Features

Although we do not have a dedicated mobile application or support for mobile payments at this time, our website is fully optimized for mobile use. This means you can perform all your banking tasks from your smartphone or tablet without any hassle. In today's fast-paced world, having control over your finances should be effortless. With Amarillo Postal Employees, you can enjoy real-time account management and peace of mind knowing that help is just a phone call away. If you have any questions or need assistance, feel free to reach out to us at (806) 354-2166. Experience the ease of banking with Amarillo Postal Employees today!

Security and Accessibility

We prioritize your security while providing these services. Our online platform is built with robust security measures to keep your information safe. While we currently don't offer electronic signature authorization or e-statements, rest assured that our systems are user-friendly and designed for your convenience.

Financial Strength

Commitment to Efficiency

Our $11,996 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 2,820, showing a strong and growing member base that trusts us with their finances. This commitment to service is what sets us apart as your local credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Amarillo Postal Employees is your trusted partner. Visit us at 2400 Hobbs Rd Amarillo Tx 79109 or call (806) 354-2166 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $5,291,823 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $2,426,939 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is significant; with $215 in used auto loans and $7,543,534 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $2,461,120, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,317 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing existing loans or are unsure about eligibility for any of our products, our team is ready to assist you. We'll help clarify your options and find the best fit for your financial situation. At Amarillo Postal Employees, we're dedicated to empowering our members through accessible financial products. For more information about our loan offerings or to speak with one of our knowledgeable representatives, call us at (806) 354-2166 or visit us at 2400 Hobbs Rd Amarillo Tx 79109 in Amarillo, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,371,884 in used vehicle loans and $1,094,170 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $75,498 provide the capital needed to grow and expand. We understand that every business has unique needs and are here to support you with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through each step, ensuring you have all the information needed to make informed decisions about your future.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $211,085 in loans helping members manage their finances effectively, our credit cards come with rewards that add value to every purchase.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed financial decisions without the confusion that often comes with shopping for loans. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data helps guarantee that you receive fair and transparent offers. One of the standout features of LendMesh is its dedication to providing verified data. All loan offers are sourced from legitimate financial institutions, which means you can trust the information presented to you. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the focus is solely on delivering unbiased results that reflect true market conditions. With real-time rate comparisons available from multiple institutions, LendMesh allows users to stay updated on the latest loan rates, enabling them to make choices that align with their financial goals. Thousands of users have already benefited from this service. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your loan search and find competitive rates tailored for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMARILLO POSTAL EMPLOYEES CREDIT UNION