Altura Credit Union Wildomar CA | Best Auto Loans & Business Banking

Introduction

Welcome to Altura, your trusted partner in financial well-being! Located at 36068 Hidden Springs Rd Unit 9, Wildomar, CA 92595, we have proudly served our community since our establishment in 1957. With a strong commitment to our members, we've grown to a vibrant community of 199,805 members, all benefiting from our comprehensive range of services. At Altura, we understand that managing your finances can be challenging. That's why we offer personalized banking solutions tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we've got you covered. Currently, we hold an impressive $2,615,320,712 in total assets and facilitate over 95,028 loans and leases, demonstrating our reliability and strength in the financial sector. Our dedicated team of 477 employees is here to assist you every step of the way. Under the guidance of our CEO Jennifer Binkley and Board President Joseph Calderon, we strive to create a welcoming environment where you feel valued and secure. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 36068 Hidden Springs Rd Unit 9, Wildomar, CA 92595-7679. We invite you to take advantage of our convenient hours open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM so you can find a time that works best for you. With total deposits exceeding $63,132,305 and a net worth of $256,542,138, Altura is not just about numbers; it's about building relationships with our members and impacting our community positively. Our commitment extends beyond banking we're invested in helping you achieve your financial goals. Ready to explore what Altura can do for you? Give us a call at 951-571-5680 or visit us online at Altura today! Your journey towards financial success starts here!

Branch History & Mission

Join Us!

We invite you to become part of the Altura family. Experience firsthand how our member-focused approach can help you achieve your financial goals while being part of a community-driven organization. Together, let's build a brighter future!

Our Evolution

Since our inception at 36068 Hidden Springs Rd Unit 9, we have continually adapted to meet the needs of our members. We take pride in our role as a trusted partner for families and businesses alike. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, Altura is here for you. Our expansion into digital banking has made it easier than ever for members to manage their finances on the go. While our physical branch at Hidden Springs remains a hub of activity, we also offer shared service center access for added convenience. You can reach us by phone at (951) 571-5680 during our operating hours: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm.

Our Mission

At the heart of Altura's mission is a dedication to not only provide top-notch financial services but also uplift the community we serve. We believe that by supporting local initiatives and partnerships, we contribute to a brighter future for everyone in Wildomar and beyond. Our focus on member satisfaction drives us to innovate continuously and ensure that our services are accessible and impactful. While members can visit us at 36068 Hidden Springs Rd Unit 9 Wildomar Ca 92595, official correspondence should be sent to 36068 Hidden Springs Rd Unit 9, Wildomar, CA 92595-7679. We are proud to offer ATM availability for your convenience, though we do not currently have drive-thru banking at this location.

Branch Location & Accessibility

Welcome to Altura, your friendly neighborhood credit union! Our Bear Creek Branch 29 is conveniently located at 36068 Hidden Springs Rd Unit 9 in Wildomar, CA. This prime location makes it easy for you to access our services, whether you're running errands or just passing by. If you need to send us anything by mail, please use our mailing address at 36068 Hidden Springs Rd Unit 9, Wildomar, CA 92595-7679. It's important to keep those lines of communication open! Our branch is nestled near local landmarks that are familiar to residents, making it a breeze to find us. We prioritize accessibility for all members and guests. You'll find ample parking available, along with ADA-compliant features such as ramps and wide doorways to ensure everyone can visit us comfortably. We're open during the week from Monday through Friday, from 9:00 AM to 5:30 PM. On Saturdays, we're here for you until 1:00 PM. Unfortunately, we don't have drive-thru banking services available at this branch, but we do offer a convenient ATM for your cash withdrawal needs. At Altura, we pride ourselves on providing a range of personal banking options such as checking and savings accounts, auto loans, and mortgage refinancing. Plus, if you're a member of another credit union that participates in shared services, you can enjoy basic transactions like deposits and withdrawals right here! Have questions? We're always happy to help! Feel free to call us at 951-571-5680 or stop by the branch we look forward to seeing you soon!

Member Eligibility

At Altura, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is straightforward and welcoming. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We embrace individuals from all walks of life, ensuring that our services are accessible to everyone. For more specific details on eligibility requirements, feel free to check out our dedicated page at . Once you've confirmed your eligibility, opening an account is simple and hassle-free. You can visit us at our branch located at 36068 Hidden Springs Rd Unit 9 Wildomar Ca 92595, or give us a call at (951) 571-5680 for any questions you may have. Our friendly team is here to guide you every step of the way as you take this exciting step towards becoming a valued member of Altura!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive landscape, efficient payment processing can set your business apart. Our merchant services offer easy-to-use payment solutions that allow you to accept various forms of payment seamlessly. Imagine a busy Saturday at your café where customers pay with their smartphones while you serve up fresh brews. That's the kind of convenience our services provide. Discover how Altura can empower your business journey. Visit us at 36068 Hidden Springs Rd Unit 9 Wildomar Ca 92595, Wildomar, CA, or call us at (951) 571-5680 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, you'll appreciate our Business Banking services. We offer Merchant Services & Business Loans designed to support your business goals while streamlining everyday transactions.

Credit Solutions

For those who want to simplify their finances or tackle debt head-on, our Personal Loans & Debt Consolidation services can be a lifeline. With competitive rates and flexible terms, we aim to provide financial relief when you need it most. And don't forget about our Credit Cards with Rewards program, which offers benefits that fit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Altura offers robust Online & Mobile Banking solutions. You can manage your accounts from anywhere at any time check balances, transfer funds, and even make person-to-person payments effortlessly. Our ATM & Cash Withdrawal Services are also readily available for quick access to cash whenever you need it.

Home Financing Options

Thinking about buying a home? We provide various Mortgage Loans & Refinancing options tailored just for you. Our experienced team can guide you through the process, making it simple and straightforward. If you're already a homeowner looking to lower your monthly payments, refinancing could be the perfect solution.

Personal Banking Services

Whether you're opening your first checking account or saving for a big purchase, we offer Personal Banking options that make managing your finances easy and convenient. Our checking and savings accounts come with features designed to help you track your spending and save for the future. Plus, if you're looking for a way to finance a new car, our Auto Loans & Vehicle Financing solutions can help you hit the road without breaking the bank.

Shared Branch Transactions

We understand that flexibility matters. That's why we participate in basic shared branch transactions for partner credit union members, allowing deposits and withdrawals through shared services across various locations. At Altura, we're here to support all your banking needs while ensuring ease of access and personalized service. To learn more about how we can assist you or if you have questions about any of our offerings, please feel free to reach out at (951) 571-5680. Visit us today at our branch in Wildomar, CA, or explore more online at our website. We're excited to help you achieve your financial goals!

Digital & Online Banking

Key Features of Our Online Banking

With our online banking services available 24/7 at https://www.alturacu.com/, you can access your accounts anytime and anywhere. Need to sign documents quickly? Our electronic signature authorization feature lets you do just that, saving you time and hassle. You'll also love the convenience of e-statements; they're available whenever you need them, allowing you to keep track of your transactions without the clutter of paper. If you're always on the go, our mobile application is perfect for managing your finances right from your smartphone. With mobile payments enabled, you can make purchases with ease, whether you're shopping in-store or online. Plus, transferring money to friends or family is a breeze with our person-to-person transfer option.

Security and Accessibility

Your security is our top priority. We utilize robust measures to ensure that your personal information is safe while you bank online. This means you can feel confident when accessing your accounts from any device. Accessibility is key at Altura. Our user-friendly interface makes it easy for everyone to navigate their accounts efficiently. Real-time account management means you'll always know where you stand financially no more waiting for statements in the mail! In conclusion, our digital and online banking services at Altura are designed to provide convenience, security, and ease of use. Explore all that we have to offer today at https://www.alturacu.com/!

Financial Strength

At Altura, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner for all your financial needs, and our strong financial position reflects our commitment to serving you. With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is further demonstrated by having $213,282,700 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $23,979 in used auto loans and $1,734,921,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive $13,978,805 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 337,756, it's clear that many have chosen to trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 36068 Hidden Springs Rd Unit 9 Wildomar Ca 92595 or call (951) 571-5680 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans to help our members get on the road with confidence. Whether you are interested in financing a new or used vehicle, our team is ready to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand your enterprise. We understand that running a business comes with challenges; our loan options can help lighten that load. At Altura, we believe everyone deserves access to the financial tools necessary for success. Whether you're looking to purchase a vehicle, buy a home, or manage your everyday expenses with a credit card, we have something for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at 951-571-5680 or visit our website here for more information about our loan offerings!

Credit Card Loans

Managing finances effectively is crucial, and we also offer flexible terms on unsecured credit card loans. With a total of $49,924,516 in these loans available, our credit cards provide a convenient way to cover unexpected expenses while enjoying rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582. We simplify the process for first-time buyers and those looking to refinance. Let us help you turn your dream of owning a home into reality with competitive rates and personalized service.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh serves as a trusted resource for borrowers looking to make informed decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers that reflect current market conditions. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which helps build trust among users. Furthermore, there are no sponsored listings on the platform. LendMesh does not prioritize lenders based on paid promotions its primary goal is to provide unbiased results that empower users. The platform also excels in delivering real-time rate comparisons. By aggregating up-to-date loan rates from multiple institutions, LendMesh enables users to easily compare options side by side, helping them make well-informed choices about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in assisting borrowers throughout their decision-making process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us!

Our Evolution

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Solutions

Digital Banking Convenience

Home Financing Options

Personal Banking Services

Shared Branch Transactions

Digital & Online Banking

Key Features of Our Online Banking

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

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