Altura Credit Union San Jacinto CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Altura, your trusted financial partner located at 1821 S San Jacinto Ave Ste G, San Jacinto, CA 92583. Since our establishment in 1957, we have been committed to serving our community with a personal touch and a range of financial solutions tailored just for you. With over 199,805 members, we proudly manage total assets of $2,615,320,712 and provide a robust selection of services including personal banking, auto loans, mortgage financing, and business banking options. At Altura, our mission goes beyond numbers; it's about empowering our members to achieve their financial goals. Whether you're looking to open a checking account or secure a loan, our dedicated team is here to guide you every step of the way. Under the leadership of our CEO, Jennifer Binkley, and Board President, Joseph Calderon, we strive to create an environment where trust and reliability are at the forefront of every interaction. While members can visit us at our branch location, official correspondence should be sent to the same address: 1821 S San Jacinto Ave Ste G, San Jacinto, CA 92583. If you have any questions or need assistance, feel free to reach out to us at 951-571-5332 during our operating hours. Join us in experiencing a credit union that truly cares about its members and the community. We invite you to explore our website at Altura for more information on how we can help you thrive financially!

Branch History & Mission

Community Focus

As part of our commitment to community outreach, we engage in various partnerships that promote financial literacy and economic development within San Jacinto. These efforts allow us to not only serve as a financial institution but also as a resource for education and empowerment. We encourage you to explore the benefits of joining Altura. Experience personalized service tailored to your unique needs, along with a range of financial products designed with you in mind. Whether you're looking for help with everyday banking or seeking advice on larger investments, we are here for you. Join us today at Altura! Discover how we can assist you on your financial journey while making a positive impact in our community. For more information or inquiries, feel free to contact us at 951-571-5332 or visit our website at Altura. We look forward to welcoming you into our family!

Our Mission

At Altura, our mission is simple yet profound: we aim to provide exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to quality banking options, whether it's personal banking through checking and savings accounts or more complex solutions like auto loans and mortgages. Our commitment extends beyond financial transactions; we actively participate in local initiatives aimed at uplifting the community. While members can visit us at 1821 S San Jacinto Ave Ste G, official correspondence should be sent to the same address. We prioritize accessibility with features such as ATM availability for quick cash withdrawals and online banking options for easy account management. Although we do not offer drive-thru services or shared service centers, our dedicated team is here during operating hours: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm.

Branch Location & Accessibility

Accessibility Features

At Altura, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to accommodate everyone comfortably.

Convenient Location and Nearby Landmarks

Situated just off the main thoroughfare, our San Jacinto Branch is easily accessible. You'll find us near local favorites like the San Jacinto Community Park, making it a breeze to combine your errands with a day out. Plus, there's ample parking available right outside our doors, ensuring that your visit is as smooth as possible.

Get in Touch

Ready to take the next step? Give us a call at (951) 571-5332 or simply drop by our branch today! We look forward to welcoming you into the Altura family and helping you achieve your financial goals.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours tailored to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. We are closed on Sundays. Feel free to stop by during these hours for any assistance you may need!

Services Offered

At Altura, we provide a variety of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. If you own a business, don't forget about our merchant services and business loans! For added convenience, we also have ATM services available for quick cash withdrawals and balance checks. While members can visit us at 1821 S San Jacinto Ave Ste G San Jacinto Ca 92583, official correspondence should be sent to our mailing address at 1821 S San Jacinto Ave Ste G, San Jacinto, CA 92583.

Member Eligibility

Joining the Altura community is a wonderful step towards better financial support and services tailored just for you. If you're looking to become a member of Altura, you'll be happy to know that eligibility is quite straightforward. Generally, anyone living, working, or attending school in the San Jacinto area can join us. This means you can easily access our range of personal banking products, auto loans, mortgages, and much more. Plus, as a member, you'll benefit from lower fees and competitive rates that make banking with us not only convenient but also rewarding. For the most accurate and up-to-date eligibility information, feel free to check out our detailed criteria here. If you're ready to take the next step toward membership or if you have any questions, don't hesitate to call us at (951) 571-5332 or visit us at our branch located at 1821 S San Jacinto Ave Ste G San Jacinto Ca 92583. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly, whether online or in-store. Our merchant services offer easy payment processing options that fit your business model, allowing you to focus on what matters most growing your business. Come visit us at 1821 S San Jacinto Ave Ste G San Jacinto Ca 92583 in San Jacinto, CA or give us a call at (951) 571-5332. Let's work together to take your business to new heights!

Tailored Business Loan Options

Imagine securing the funds you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide convenient access through our ATM and cash withdrawal services. You can withdraw cash or check balances effortlessly at various locations. At Altura, we believe in making banking accessible and straightforward for everyone. Our friendly staff is always ready to assist you with any questions or concerns. Don't hesitate to reach out at (951) 571-5332, or visit us today! Let us help you take control of your financial future!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services provide flexible terms and competitive rates, making it easier for you to drive off the lot in the vehicle you've been dreaming about. Picture yourself behind the wheel without the stress of overwhelming payments!

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services including merchant services and business loans. We aim to empower local businesses with the tools they need to succeed and grow.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase can earn you points towards exciting benefits. Whether it's cash back or travel rewards, using our credit card can turn everyday spending into opportunities for great experiences.

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can help make that dream a reality. We guide you through every step of the process, ensuring you understand all options available so you can make informed decisions.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking features, managing your finances has never been easier. Check balances, transfer money, or pay bills from anywhere at any time using your smartphone or computer.

Personal Banking

We understand that managing your money can be challenging. That's why we offer Personal Banking options like checking and savings accounts designed to help you reach your financial goals with ease. Imagine having a checking account that not only keeps your funds secure but also earns interest over time. Our savings accounts are perfect for building an emergency fund or saving for that special purchase.

Personal Loans & Debt Consolidation

Need a little extra cash? Our Personal Loans & Debt Consolidation options allow you to borrow money for various needs, from home improvements to unexpected expenses. If you're feeling overwhelmed by multiple debts, consider consolidating them into one manageable monthly payment.

Digital & Online Banking

Key Features

Security is paramount at Altura. Our electronic signature authorization ensures that your transactions are not only efficient but also protected. You can feel confident knowing that sensitive information remains safe throughout your online interactions. For those who prefer paperless options, we offer e-statements to keep you organized and reduce clutter. Staying updated on your financial activity has never been easier! And if you're looking for quick ways to send money to friends or family, our person-to-person transfer feature is perfect for hassle-free payments. Additionally, our mobile payments feature allows you to make purchases directly from your phone no need for cash or cards. Just tap and go! In this fast-paced world, we're committed to providing services that are user-friendly and designed to fit into your lifestyle. With Altura, managing your finances has never been more straightforward or secure. Explore all that our digital banking has to offer today!

Financial Strength

A Solid Foundation

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We're proud to have a robust member base with a total of 337,756 share accounts. This reflects the trust that our community places in us as their financial partner. Our net shares available for lending stand at $0, giving us the flexibility to meet your diverse needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 1821 S San Jacinto Ave Ste G San Jacinto Ca 92583 or call (951) 571-5332 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are our priority. Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, we ensure that our resources benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $13,978,805. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees who are dedicated to serving you with expertise and care.

Reinvestment for Growth

Our commitment to growth is reflected in our $213,282,700 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $23,979 in used auto loans and $1,734,921,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. We make it easy to finance the vehicle you need, whether it's brand new or pre-owned.

Business Loans

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey toward success. At Altura, we pride ourselves on being more than just a lender; we are your partners in achieving financial wellness. If you're interested in any of our loan offerings or would like more information about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (951) 571-5332 or visit us at our branch located at 1821 S San Jacinto Ave Ste G San Jacinto Ca 92583 in San Jacinto, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We recognize that managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases while enjoying competitive interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive accurate and fair offers without hidden fees or misleading information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see their options and choose the best fit for their needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how our platform can lead to significant savings for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location and Nearby Landmarks

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Business Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

A Solid Foundation

Growing Together

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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