Altura Credit Union Riverside CA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Altura, your trusted partner in financial well-being since 1957. Located at 1616 University Ave, Riverside, CA 92507, our commitment to serving our members shines through in everything we do. With a thriving membership of over 199,805 individuals and businesses, we take pride in offering personalized banking solutions tailored to meet the diverse needs of our community. At Altura, we understand that financial stability is essential for a brighter future. That's why we manage total assets of $2,615,320,712 and maintain a solid net worth of $256,542,138, ensuring that your money is secure with us. Our total deposits stand at $63,132,305, reflecting the trust our members place in us every day. With a dedicated team of 477 employees, including our CEO Jennifer Binkley and Board President Joseph Calderon, we strive to create an environment where everyone feels valued and heard. Our friendly staff is here to assist you from Monday through Friday between 9:00 am and 5:30 pm, and on Saturdays until 1:00 pm. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 1616 University Ave, Riverside, CA 92507-4449. We invite you to explore the wide range of services we offer from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Whether you're looking for business banking services or convenient online banking features like mobile payments and person-to-person transfers, Altura has you covered. Join us today in building a financially secure future together! For more information or assistance, feel free to call us at 951-571-5703 or visit our website at alturacu.com. Your journey towards better financial health starts here!

Branch History & Mission

At Altura, we take pride in our rich history and unwavering commitment to serving the Riverside community. Since opening our doors in 1957, we have grown from a small credit union to a vital financial institution with over 199,805 members. Our branch, located at 1616 University Ave, Riverside, CA 92507, has become a cornerstone of the local community, providing not just financial services but also support and resources for families and businesses alike. Our mission is clear: to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's purchasing a home, financing a vehicle, or managing everyday expenses. With total assets exceeding $2.6 billion, we are well-equipped to offer competitive rates on loans and savings accounts, ensuring our members can make the most of their finances. Over the years, we have embraced technological advancements to improve our services. From online banking and mobile payments to e-statements and person-to-person transfers, we strive to make banking easy and convenient for everyone. Additionally, our branch is fully ADA compliant, ensuring accessibility for all members of the community. Community involvement is at the heart of what we do. We regularly partner with local organizations to give back through outreach programs and events that support education, health, and economic development. Our commitment extends beyond just banking; it's about building lasting relationships within Riverside. While you can visit us at 1616 University Ave, official correspondence should be sent to 1616 University Ave, Riverside, CA 92507-4449. For your convenience, we offer ATM access and drive-thru services for quick transactions during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. If you're looking for a financial partner that truly cares about your success and well-being, we invite you to join Altura today! Experience firsthand how we can help you thrive financially while being an active part of your community. Call us at 951-571-5703 or visit us online at Altura Credit Union for more information.

Branch Location & Accessibility

Welcome to Altura's University Branch 15, conveniently located at 1616 University Ave in Riverside, CA! This prime spot makes it easy for our members to access a range of financial services right in the heart of the city. Whether you're heading to the nearby Riverside Plaza for shopping or visiting the historic Riverside Mission Inn, our branch is just a stone's throw away from popular local landmarks. At Altura, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily navigate our facilities. Plus, ample parking is available so you can visit us without any hassle. We're here for you during convenient hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:00 AM to 1:00 PM. Please note that we are closed on Sundays. If you need assistance outside of these hours, feel free to reach out to us at 951-571-5703. For added convenience, our branch offers both ATM availability and drive-thru banking services. This means you can quickly handle deposits, withdrawals, and other simple transactions without having to step inside if you prefer. While members can visit us at 1616 University Ave, official correspondence should be sent to the same address as our mailing address is also 1616 University Ave, Riverside, CA 92507-4449. Come visit us today! We look forward to helping you with your personal banking needs whether it's opening a checking account, exploring auto loans, or discussing mortgage options. Let Altura be your trusted partner in achieving your financial goals!

Member Eligibility

At Altura, we believe that everyone deserves the chance to be part of a caring and supportive community. If you're looking to join us, becoming a member is straightforward! We welcome individuals who live, work, worship, or attend school in certain areas, as well as their family members. This means if you're connected to our community in any way, you likely qualify! You can learn more about the specific eligibility criteria by visiting our website at . Once you're ready to take the next step, opening an account with us is simple and hassle-free. You can enjoy a wide range of benefits as a member of Altura, including competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. If you have any questions or need assistance, feel free to give us a call at (951) 571-5703. We look forward to welcoming you into our family at Altura, located at 1616 University Ave Riverside Ca 92507!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify your daily operations. Imagine easily accepting payments from customers through various channels whether online or in-store. Our tools help streamline transactions, giving you more time to focus on what you do best: running your business. Visit us at 1616 University Ave Riverside Ca 92507 in Riverside, CA, or call us at (951) 571-5703 to learn how our business banking services can elevate your company's potential. Together, let's build a brighter future for your business!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our tailored services like Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, and we're here to provide the financial backing needed to help it thrive.

Drive-Thru Services

For members who prefer face-to-face interactions but are pressed for time, our Drive-Thru Banking allows for easy deposits and withdrawals without leaving your vehicle. This service ensures that even simple transactions fit into your busy schedule. With all these services wrapped up in one place, including basic ATM access for balance checks and withdrawals, we strive to meet every member's needs efficiently. If you have any questions or need assistance, don't hesitate to reach out! Call us at (951) 571-5703 or visit us at our branch today. Let Altura help you take control of your finances and achieve what matters most to you!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. You can easily check balances, transfer funds, and even deposit checks right from your smartphone or computer making banking as simple as tapping an app. We also provide access to an ATM for quick cash withdrawals and basic transactions, ensuring you're never far from your money.

Personal Banking Services

Starting with personal banking, our offerings include Checking & Savings Accounts designed for convenience and ease. Imagine managing your daily expenses effortlessly while earning interest on your savings. Our Auto Loans & Vehicle Financing options help you get behind the wheel of your dream car without straining your budget. If you're considering buying a home, our Mortgage Loans & Refinancing products provide flexible terms to suit different financial situations. For those unexpected expenses or plans that require extra funding, our Personal Loans & Debt Consolidation can simplify your financial obligations and reduce stress. Plus, with our Credit Cards with Rewards, every purchase earns you points that can be redeemed for exciting rewards making spending a little more rewarding!

Digital & Online Banking

Explore Our Online Services

Visit us at https://www.alturacu.com/ to discover a range of online banking options designed for your lifestyle. Whether you're checking your balance, transferring funds, or managing payments, our platform is accessible 24/7, ensuring that you have control over your finances whenever you need it.

Mobile Banking Made Simple

With our mobile application available for download, banking is just a tap away. You can make mobile payments effortlessly and send money directly to friends or family through person-to-person transfers no cash needed! This flexibility means you can handle transactions quickly and securely while on the go. In a world where time is precious, Altura strives to make banking easy and efficient for all our members. Embrace the future of banking today and enjoy real-time account management at your fingertips!

Secure and Easy Transactions

One of the standout features at Altura is our commitment to security. We offer electronic signature authorization, making it simple and safe to sign documents from the comfort of your home. Additionally, our members enjoy e-statements, which not only help reduce paper clutter but also keep your financial information secure.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 337,756, show a strong and growing member base that trusts us with their finances. This growth not only signifies trust but also enables us to strengthen our community impact. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 1616 University Ave Riverside Ca 92507 or call (951) 571-5703 to learn more about how we can help you achieve your financial goals.

Efficient Operations for Member Benefits

Our commitment to operational efficiency is reflected in our $13,978,805, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $23,979 in used auto loans and $1,734,921,196 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, our flexible terms can help make your purchase more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. We offer solutions tailored specifically for small businesses to help you thrive in today's competitive market. At Altura, we believe in empowering our members with the resources they need to succeed financially. For more details on our loan offerings or to speak with a representative about your specific needs, please contact us at 951-571-5703 or visit us at 1616 University Ave Riverside Ca 92507. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your budget and lifestyle. If you're considering refinancing your current mortgage, ask us about eligibility options that may save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday purchases while enjoying competitive interest rates and rewards programs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate their loan options with ease and clarity. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results (Source: https://www.ncua.gov), guaranteeing that users receive fair and transparent offers. The commitment to accuracy means you can trust that the information you see reflects the true offerings available in the market. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh prioritizes fairness by maintaining a policy of No Sponsored Listings lenders are not ranked based on paid promotions, allowing for unbiased results. Another advantage is the Real-Time Rate Comparisons provided by LendMesh. Users have access to up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. This feature is especially valuable in a market where rates can change frequently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of the platform. If you're ready to explore your loan options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Business Loans

Comprehensive List Of Services

Business Banking Solutions

Drive-Thru Services

Online and Mobile Banking

Personal Banking Services

Digital & Online Banking

Explore Our Online Services

Mobile Banking Made Simple

Secure and Easy Transactions

Financial Strength

A Growing Community

Efficient Operations for Member Benefits

Member-Centric Savings Options

Reinvestment in Your Future

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community