Altura Credit Union Riverside CA | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Altura, your trusted financial partner located at 2692 Canyon Springs Pkwy Ste C, Riverside, CA 92507. Since our establishment in 1957, we have been dedicated to serving the Riverside community with commitment and care. With a growing membership of 199,805 individuals, we take pride in offering personalized financial solutions tailored to meet your unique needs. At Altura, we understand that managing finances can be overwhelming. That's why our team is here to guide you every step of the way. With total assets exceeding $2.6 billion and over $63 million in deposits, our strength lies not just in numbers but in our relationships with members like you. We offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our leadership team is dedicated to your success. CEO Jennifer Binkley and Board President Joseph Calderon are passionate about ensuring that every member receives the support they need. With 477 employees working tirelessly to serve you, we are always ready to help you achieve your financial goals. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 2692 Canyon Springs Pkwy Ste C, Riverside, CA 92507-0949. We invite you to discover the benefits of being part of the Altura family. Whether you're looking for a new savings account or seeking advice on loans, we're here for you. Don't hesitate to reach out at 951-571-5771 or visit our website at Altura Credit Union for more information. Join us as we continue to build a brighter financial future together!

Branch History & Mission

At Altura, our journey began in 1957, rooted in a commitment to serve our community in Riverside, California. Over the years, we have grown from a small credit union into a trusted financial partner for nearly 200,000 members. Our Canyon Springs Branch, located at 2692 Canyon Springs Pkwy Ste C, is more than just a banking location; it's a hub of support and service for our community. Since opening our doors, we've always believed in putting people first. As we evolved, we focused on expanding our offerings while maintaining the personal touch that sets us apart. Today, with total assets surpassing $2.6 billion, we provide a wide range of financial services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our dedication to member satisfaction is reflected in our commitment to accessibility our branch features ATM availability for quick transactions and online banking options for convenience. Our mission is clear: We strive to empower our members by providing them with the tools and resources they need to achieve their financial goals. We believe that everyone deserves access to quality financial services without the burden of high fees or hidden costs. By fostering an inclusive environment where every voice matters, we aim to uplift not just individuals but entire families and communities. While members can visit us at our branch address, official correspondence should be sent to the same location: 2692 Canyon Springs Pkwy Ste C, Riverside, CA 92507-0949. We invite you to experience firsthand how Altura is dedicated to making banking simple and accessible. Community involvement is at the heart of what we do. From supporting local charities to hosting financial literacy workshops, we actively seek ways to give back. By collaborating with various organizations, we work towards building a stronger Riverside together. As we look forward to the future, we remain committed to embracing digital advancements while ensuring ADA compliance so that all members can benefit from our services effortlessly. Whether you're looking for personal banking solutions or business resources, Altura is here for you. Join us today and discover how being part of Altura can enhance your financial journey! Reach out at 951-571-5771 or visit us online at Altura for more information on how you can become a member and enjoy the many benefits we offer.

Branch Location & Accessibility

Welcome to the Altura Canyon Springs Branch, your friendly neighborhood credit union located at 2692 Canyon Springs Pkwy Ste C in Riverside, CA. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while you're out and about. Whether you're heading to a nearby restaurant or shopping center, we're just a stone's throw away. At Altura, we pride ourselves on providing accessible banking services to all our members. Our branch is designed with your comfort in mind, featuring ADA-compliant facilities and convenient parking options right outside our doors. If you prefer to conduct your banking from the comfort of your vehicle, please note that we currently do not have drive-thru services available. We know that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. We're closed on Sundays to give our team a well-deserved break. For any questions or assistance, feel free to reach us at (951) 571-5771; our friendly staff is always ready to help. Additionally, if you need cash quickly, we have an ATM available for your convenience right at our branch. While members can visit us at 2692 Canyon Springs Pkwy Ste C for all their banking needs, official correspondence should be sent to the same mailing address. We invite you to come by and discover how Altura can support your financial journey. Whether you're interested in personal banking options like checking and savings accounts or looking into auto loans and mortgage refinancing, we're here for you every step of the way!

Member Eligibility

At Altura, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us as a member is easy and welcoming! If you live, work, worship, or attend school in the Riverside area, you're likely eligible to become a member. We are here to help you navigate the straightforward process of signing up for an account, where you'll find a range of benefits designed to enhance your financial well-being. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at . Becoming part of Altura means gaining access to personalized services and resources tailored just for you. Whether it's checking and savings accounts, auto loans, or online banking options, we have something for everyone. If you have any questions or need assistance with the account opening process, don't hesitate to reach out at (951) 571-5771. We're excited to welcome you into our community at 2692 Canyon Springs Pkwy Ste C Riverside Ca 92507!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, allowing you to focus on what matters most your customers. With reliable support and innovative solutions, you can enhance customer experiences while improving your bottom line. Visit us at 2692 Canyon Springs Pkwy Ste C Riverside Ca 92507 in Riverside, CA or give us a call at (951) 571-5771 to discover how our business banking services can empower your success!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services make withdrawals simple and straightforward. With basic ATM access available for balance checks and cash withdrawals, you'll find it easy to manage your finances on the go. At Altura, we pride ourselves on providing quality financial services that cater to the diverse needs of our members. We invite you to visit us at 2692 Canyon Springs Pkwy Ste C Riverside Ca 92507, call us at (951) 571-5771, or explore our website for more information about how we can assist you in achieving your financial goals!

Auto Loans and Vehicle Financing

Planning to buy a car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle of your dreams. We understand that purchasing a car is a big decision, which is why we provide competitive rates and personalized service to guide you through the process.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Running a business involves many moving parts; let us help streamline your banking needs so you can focus on what matters most growing your business.

Credit Cards with Rewards

Take advantage of our credit cards with rewards that allow you to earn points on every purchase. Enjoy benefits like cash back or travel rewards while managing your expenses effectively. It's a great way to get more out of your spending!

Home Loans

If you're considering buying a home or refinancing your existing mortgage, look no further! Our mortgage loans and refinancing services are designed to help you secure the best terms possible. We know that finding the right home can be challenging, but with our support, you'll have one less thing to worry about.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why online and mobile banking are essential services at Altura. Access your accounts anytime, anywhere with just a few taps on your phone or clicks on your computer. From checking balances to transferring funds, everything is at your fingertips.

Personal Banking

When it comes to managing your everyday finances, we offer a variety of personal banking options. Our checking and savings accounts are designed for flexibility and ease, allowing you to manage your money effortlessly. Whether you're saving for a vacation or just need a place for your day-to-day spending, we have the right account for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether you're looking to consolidate debt or cover an emergency expense, we can provide flexible loan solutions tailored to fit your budget.

Digital & Online Banking

Convenient Online Banking

With our online banking platform, accessible at https://www.alturacu.com/, you can check balances, make transfers, and pay bills anytime you need. No more rushing to the bank before closing time! Our user-friendly interface ensures that you can navigate your account with ease.

Mobile Applications & Payments

For those who prefer banking on their phones, our mobile application provides a convenient way to manage your finances right in your pocket. You can also take advantage of our mobile payments feature, which lets you make purchases effortlessly from your device. Whether you're shopping or splitting a dinner bill with friends through our person-to-person transfer option, we've got you covered!

Real-Time Management

Our online banking services allow for real-time account management. Check your transactions as they happen and stay updated on your financial status whenever it suits you. This means no surprises when it comes to managing your money! With Altura's digital and online banking services, you have everything you need for efficient banking at your fingertips. Join us today and experience the convenience and security of modern banking!

Secure Access Anytime

Your security is our top priority. We offer electronic signature authorization for added convenience when signing important documents. Plus, with e-statements available, you can easily view your account statements online without the hassle of paper clutter.

Financial Strength

At Altura, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to bank with us, knowing that your finances are in safe hands. Our financial health speaks volumes about our commitment to you. With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further underscored by our net worth ratio of $980, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these figures, our organization boasts $213,282,700 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $23,979 in used auto loans and $1,734,921,196 in total loans and leases. Our operational efficiency is reflected in our $13,978,805, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees who are dedicated to serving you with a knowledgeable, committed team. With a total of 337,756 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 2692 Canyon Springs Pkwy Ste C Riverside Ca 92507 or call (951) 571-5771 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing solutions can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or operational costs, our tailored solutions can support your business objectives. At Altura, we prioritize transparency and member service. You can trust that our dedicated team is here to answer any questions about eligibility or refinancing options that may be available to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to take the next step? Reach out to us at (951) 571-5771 or visit us at 2692 Canyon Springs Pkwy Ste C Riverside Ca 92507, Riverside, CA. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We offer competitive rates and terms to fit your budget. If you're considering refinancing an existing mortgage, we can guide you through the process and help you find the best solution for your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to make your spending more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. Whether you're looking for a new car or refinancing your home, LendMesh helps you navigate your options with ease. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is fair and transparent, allowing you to make informed choices without hidden surprises. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which adds an essential layer of trust. Additionally, LendMesh does not prioritize lenders based on paid promotions; it provides unbiased results so you can focus on what matters most finding the best deal for your needs. With real-time rate comparisons available from multiple institutions, users can quickly assess their options and make decisions confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the platform is in helping borrowers secure favorable terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

ATM Services

Auto Loans and Vehicle Financing

Business Banking

Credit Cards with Rewards

Home Loans

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenient Online Banking

Mobile Applications & Payments

Real-Time Management

Secure Access Anytime

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

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