Altura Credit Union Riverside CA | Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to Altura, your trusted financial partner located at 6403 Riverside Ave, Riverside, CA 92506. Since our establishment in 1957, we have been dedicated to serving our community with integrity and care. At Altura, we pride ourselves on being more than just a credit union; we're a part of the fabric of Riverside, committed to supporting our 199,805 members with personalized banking solutions tailored to their needs. With total assets exceeding $2.6 billion, we ensure that your finances are secure and well-managed. Our strong net worth of $256,542,138 reflects our stability and commitment to your financial success. Whether you're looking for auto loans, personal banking options, or business services, we have you covered with over 95,000 loans and leases in our portfolio. Our friendly team of 477 employees, led by our CEO Jennifer Binkley and Board President Joseph Calderon, is here to help you navigate your financial journey. We offer a range of services including checking and savings accounts, credit cards with rewards, mortgage loans, and more all designed with your convenience in mind. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same location: 6403 Riverside Ave, Riverside, CA 92506. Ready to take control of your financial future? Feel free to call us at 951-571-5781 or visit our website at Altura for more information about our services and offerings. Join us today and experience the Altura difference!

Branch History & Mission

At Altura, we take pride in our rich history and unwavering commitment to our members. Established in 1957, our Riverside Avenue Branch has been a cornerstone of the Riverside community for over six decades. Located at 6403 Riverside Ave, Riverside, CA 92506, our branch has grown alongside its members, adapting to their needs while fostering a spirit of togetherness and support. From the very beginning, our mission has been clear: to provide accessible financial services that empower individuals and families to achieve their goals. Over the years, we've welcomed nearly 200,000 members into the Altura family, offering them a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our total assets now stand at an impressive $2,615,320,712, reflecting our dedication to responsible growth and sound financial practices. As we evolved, so did our approach to service. We understand that convenience is key; that's why we offer features like ATM access and drive-thru banking for quick transactions. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 6403 Riverside Ave, official correspondence should be sent to 6403 Riverside Ave, Riverside, CA 92506 if you need to reach us by mail. We also embrace technology with online and mobile banking options that allow you to manage your finances anytime, anywhere. Our mission extends beyond just financial services; we believe in giving back to our community. Through various outreach initiatives and partnerships with local organizations, we strive to uplift those around us. Whether it's supporting education programs or helping small businesses thrive, we're here to make a positive impact. Join us at Altura as we continue this journey together! Experience the benefits of being part of a credit union that truly cares about its members and the community. For more information or assistance, feel free to contact us at 951-571-5781. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At Altura, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and designated parking spaces to make your visit as smooth as possible. If you're coming by car, you'll find ample parking available for your convenience.

Convenient Location

Just a stone's throw away from local landmarks such as Fairmount Park and close to the vibrant downtown area, our branch is easy to find. Whether you're stopping by for personal banking or business services, our location ensures you have everything you need right at your fingertips.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open from Monday to Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. We're closed on Sundays but invite you to visit us during the week when it's most convenient for you. For those who prefer drive-thru banking, we've got you covered! Our drive-thru service allows you to conduct simple transactions without leaving your vehicle. Plus, our ATM services are available around the clock for quick cash withdrawals and balance checks. While members can visit us at 6403 Riverside Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 951-571-5781.

Visit Us Today!

We're excited to welcome you to Altura! Whether you're looking for checking accounts, auto loans, or any other financial service we offer, we're here to help you every step of the way. Stop by today and experience personalized banking that puts you first!

Member Eligibility

At Altura, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, it's easy to become one of us! Membership is open to anyone who lives, works, worships, or attends school in our local area. We welcome individuals and families alike whether you're just starting out or looking for a place to grow your financial future. To find out more about the specific eligibility criteria, you can visit our website at . Joining is straightforward and hassle-free. Once you've confirmed your eligibility, simply reach out to us at (951) 571-5781, or stop by our branch located at 6403 Riverside Ave Riverside Ca 92506. Our friendly staff is here to guide you through the account opening process and answer any questions you may have. With membership at Altura, you'll enjoy access to a range of services designed with your needs in mind. Don't miss out on being part of something great check out the details today!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer merchant services that simplify how you accept payments. From card transactions to online payments, we ensure your customers can pay easily, so you can focus on what matters most running your business smoothly. Visit us at 6403 Riverside Ave Riverside Ca 92506 in Riverside, CA or give us a call at (951) 571-5781 to learn more about how our business banking and commercial services can empower your success!

Outstanding Commercial Loan Portfolio

With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services can support your growth with tools like Merchant Services and Business Loans. We understand the unique challenges that come with running a business, and we're here to help you succeed.

Committed Support

We pride ourselves on being more than just a bank; we are a community partner committed to supporting our members through every financial journey. If you have questions or need assistance, don't hesitate to reach out at (951) 571-5781. Explore all that Altura has to offer by visiting us today! Your financial success starts here.

Convenient Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options, allowing you to manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure you have access to funds when you need them most. For quick transactions, our Basic Drive-Thru Banking makes it easy to deposit or withdraw without leaving your car.

Financial Solutions

Need a little extra cash? Our Personal Loans & Debt Consolidation options can help you tackle unexpected expenses or consolidate existing debt into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases and enjoy various benefits.

Personal Banking

Our personal banking services are designed with you in mind. With options for Checking & Savings Accounts, you can easily manage your money while enjoying competitive rates. For those considering vehicle purchases, our Auto Loans & Vehicle Financing make it simple and affordable to drive away in your new car. We also offer Mortgage Loans & Refinancing, providing flexible terms that fit your budget and lifestyle.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your financial documents. Say goodbye to paper clutter! Plus, with electronic signature authorization available, signing documents is quicker and more efficient. If you're always on the go, our mobile application has got you covered. It includes features like mobile payments, making it easy to shop without cash or cards. You can also send money to friends or family instantly through our person-to-person transfer feature no need for cash or checks anymore!

Security and User-Friendliness

We prioritize your security while ensuring our online banking experience is user-friendly. Our systems use advanced encryption technology to keep your information safe. Whether you're checking your balance or making a transfer, you can feel confident that your data is protected. With the combination of accessibility and real-time account management at Altura, staying on top of your finances has never been simpler. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

At Altura, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $23,979 in used auto loans and $1,734,921,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $13,978,805 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 337,756, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 6403 Riverside Ave Riverside Ca 92506 or call (951) 571-5781 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For those looking for additional financial flexibility, we have substantial resources available. Our total auto loan portfolio stands at $47,958, while our total credit lines amount to $1,320,071,175. These figures illustrate our commitment to providing comprehensive financial solutions tailored to meet various member needs. If you're considering refinancing or exploring eligibility options for any of our products, our knowledgeable staff is ready to assist you every step of the way. At Altura, we prioritize transparency and accessibility in all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions or further information about our loan offerings or to set up an appointment with one of our financial advisors, please call us at 951-571-5781. We're here to help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing solutions tailored for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $49,924,516 in loans helping members manage their finances effectively, our credit card options provide both convenience and support when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582. Our team is here to guide you through the process and ensure you find the right mortgage solution for your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with clear insights into their borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is based on the latest results published by the NCUA, which you can explore at ncua.gov. By relying on verified financial institutions, LendMesh guarantees that users receive fair and transparent offers without hidden agendas. One of the standout features of LendMesh is its verified data approach. All loan offers are sourced from legitimate financial institutions, ensuring users can trust the information presented. Additionally, LendMesh maintains a strict policy against sponsored listings; lenders are not prioritized based on paid promotions. The focus here is solely on delivering unbiased results to help users make informed decisions. The platform provides real-time rate comparisons, allowing users to view up-to-date loan rates from multiple institutions. This feature helps potential borrowers quickly assess their options and choose what best fits their needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the reliability and effectiveness of this comparison tool. If you're looking for competitive loan offers tailored to your requirements, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Operating Hours and Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Merchant Services

Outstanding Commercial Loan Portfolio

Comprehensive List Of Services

Business Banking

Committed Support

Convenient Access

Financial Solutions

Personal Banking

Digital & Online Banking

Key Features

Security and User-Friendliness

Financial Strength

Loan Offering

Additional Offerings

Auto Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Join Our Community