Altura Credit Union Riverside CA | Top Checking & Reward Credit Cards

Introduction

Welcome to Altura, your trusted financial partner located at 10725 Magnolia Ave, Riverside, CA 92505. Since our establishment in 1957, we have proudly served our community and built lasting relationships with our members. With a total membership of over 199,805, we are committed to providing exceptional service and support to each individual who walks through our doors. At Altura, we understand that financial decisions can be daunting. That's why we strive to create a welcoming environment where you can explore a range of services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, our expert team is here to help guide you every step of the way. Our commitment to you is reflected in our robust financial standing. With total assets of over $2.6 billion and total deposits amounting to $63,132,305, we have the resources necessary to support your financial journey. Additionally, our net worth stands at an impressive $256,542,138, showcasing our stability and reliability as a credit union. Under the leadership of CEO Jennifer Binkley and Board President Joseph Calderon, we prioritize the needs of our members while fostering a spirit of community involvement. Our dedicated team of 477 employees works diligently to ensure that your banking experience is seamless and satisfying. While members can visit us at our Riverside branch, official correspondence should be sent to the same address: 10725 Magnolia Ave, Riverside, CA 92505-3040. We invite you to call us at 951-571-5655 or visit our website at Altura for more information about how we can assist you. Join us today and become part of a community that values trust and mutual growth!

Branch History & Mission

Welcome to the heart of Riverside, where Altura has been a beacon of financial support since 1957. Nestled at 10725 Magnolia Ave, our branch has grown alongside this vibrant community, evolving to meet the changing needs of our members. With a commitment to providing exceptional service and fostering strong relationships, we have become a trusted partner for nearly 200,000 members. Altura's journey began with a simple mission: to empower individuals and families through accessible financial services. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our total assets now stand at an impressive $2.6 billion, reflecting our growth and stability as we serve you better. Our mission goes beyond just banking; it's about building a supportive community. We believe in giving back, engaging in outreach programs that uplift local initiatives and support those in need. Whether it's through financial education or community events, we strive to make a positive impact on the lives of our members and neighbors. While you can visit us at our Riverside location, official correspondence should be sent to our mailing address at 10725 Magnolia Ave, Riverside, CA 92505-3040. Our branch is conveniently located near local landmarks and is easily accessible for your convenience. At Altura, we understand that modern banking requires innovation and accessibility. That's why we offer advanced digital solutions like online banking and mobile applications. With features such as electronic signatures and mobile payments, managing your finances has never been easier or more secure. We also take pride in being ADA compliant and ensuring that all members can access our services comfortably. Our drive-thru banking option provides an extra layer of convenience for quick transactions without leaving your vehicle. Join us during our operating hours: Monday through Friday from 9:00 am to 5:30 pm, Saturday from 9:00 am to 1:00 pm, while Sundays are reserved for rest. For any inquiries or assistance, don't hesitate to reach out at 951-571-5655. At Altura, we're not just about numbers; we're about people. We invite you to become part of our family and experience firsthand the benefits of membership. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Altura, located conveniently at 10725 Magnolia Ave in Riverside, CA! Our Magnolia Branch 10 is easily accessible and perfectly positioned for your banking needs. Whether you're on your way to the nearby Riverside Plaza or just taking a stroll through the charming neighborhood, you'll find us ready to serve you. At Altura, we understand that convenience is key. That's why our branch features ample parking and ADA-compliant access, ensuring that everyone can visit us with ease. If you need assistance, our friendly staff is always here to help. While members can visit us at 10725 Magnolia Ave, official correspondence should be sent to the same address: 10725 Magnolia Ave, Riverside, CA 92505-3040. We're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM, making it easy for you to drop by whenever it suits your schedule. Please note that we are closed on Sundays. For added convenience, we offer ATM services and a drive-thru for quick transactions like deposits and withdrawals. If you're in a rush but still need banking services, our drive-thru is designed for your busy lifestyle. Feel free to give us a call at 951-571-5655 if you have any questions or need assistance. We invite you to come by and discover all the personal banking services we have available ranging from checking and savings accounts to auto loans and credit cards with rewards. We look forward to welcoming you at Altura!

Member Eligibility

At Altura, we believe that everyone deserves a chance to thrive, and becoming a member is like joining a close-knit community where your financial well-being is our priority. If you live, work, worship, or attend school in the Riverside area, you're already on your way to becoming part of our family! We welcome individuals from various backgrounds and lifestyles, making it easy for you to connect with us. For more specific details about eligibility, feel free to check out our guidelines at . Joining is simple just stop by our branch located at 10725 Magnolia Ave Riverside Ca 92505, and our friendly team will guide you through the account opening process. Whether you're interested in personal banking services or exploring loan options, we're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (951) 571-5655. We can't wait to welcome you into the Altura family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify daily operations. Imagine having the ability to process payments seamlessly, manage transactions efficiently, and enhance customer satisfaction all from one reliable source. Our services provide the tools you need to keep your cash flow steady and your customers happy. Located at 10725 Magnolia Ave Riverside Ca 92505 in Riverside, CA, we are here to support your business journey. Contact us today at (951) 571-5655 to learn how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For small businesses, we understand that managing finances can be challenging. That's why we offer tailored solutions such as Merchant Services and Business Loans that can help you thrive. Our experienced team is ready to assist you with any questions, ensuring that your business gets the support it needs.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to stay connected. That's why we offer robust Online & Mobile Banking features, allowing you to access your accounts from anywhere at any time. You can easily check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that you have access to your money whenever you need it.

Easy Access Through Drive-Thru and ATMs

We also provide basic banking services through our convenient drive-thru facility, where you can handle deposits, withdrawals, and other simple transactions without having to leave your vehicle. If you're on the go, feel free to use our ATMs for quick withdrawals or balance checks. At Altura, we're here for all your banking needs from opening an account to financing your dream home. If you're curious about how we can help you achieve your financial goals or if you'd like more information on any of our services, please don't hesitate to reach out. Call us today at (951) 571-5655 or visit us online at Magnolia Branch 10. We look forward to serving you!

Personal Banking Solutions

When it comes to personal banking, we have you covered with a variety of options designed to fit your lifestyle. Whether you're looking for Checking & Savings Accounts to manage your everyday expenses or planning for the future with a Mortgage Loan or Refinancing, our team is here to help guide you through every step. For those moments when life presents unexpected costs, our Personal Loans & Debt Consolidation services can provide the support you need. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms. Plus, don't forget about our rewarding Credit Cards with Rewards, which allow you to earn points on your everyday purchases.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform allows you to check balances, pay bills, and transfer money with just a few clicks. Plus, if you're on the go, our mobile application makes it even simpler to manage your accounts right from your smartphone. Want to send money to a friend? Our person-to-person transfer feature lets you do that quickly and effortlessly. For those who prefer a paperless experience, we offer e-statements that provide you with all your account information without the clutter of physical paperwork. You can also sign documents electronically through our electronic signature authorization service, making it easy to complete transactions securely from home.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information. Rest assured that when using our digital services, you're backed by top-notch security protocols designed to keep your data safe. In summary, whether you're making payments or checking your balance, the digital banking services at Altura put you in control. Embrace convenience and efficiency today by exploring everything we have to offer at https://www.alturacu.com/!

Financial Strength

A Team You Can Trust

Our operational efficiency is highlighted by a net income of $13,978,805, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 395 full-time employees and 82 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Together

With total share accounts reaching 337,756, it's clear that more members trust us with their finances every day. Our net shares available for lending stand at $0, showcasing our commitment to providing accessible credit options when you need them most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 10725 Magnolia Ave Riverside Ca 92505 or call (951) 571-5655 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

Our commitment to our members is further reflected in our $213,282,700 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $23,979 in used auto loans and $1,734,921,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Position

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have tailored solutions to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges and are here to support you every step of the way. Our loan products come with various refinancing options and eligibility criteria designed to help as many members as possible. If you're unsure about what you qualify for or want more information on refinancing possibilities, feel free to reach out to us at 951-571-5655. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan or considering homeownership, Altura is here to help guide you through your financial journey. Visit us at our branch located at 10725 Magnolia Ave Riverside Ca 92505 for personalized assistance!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We are committed to helping you navigate the path to owning your dream home with ease.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $49,924,516 available for our members. This option allows you to handle unexpected costs while maintaining control over your finances.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options you see reflect the most accurate information available. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality allows users to make informed decisions without worrying about hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to find the best deals quickly. The comparison tool updates in real time, allowing for an efficient decision-making process. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Easy Access Through Drive-Thru and ATMs

Personal Banking Solutions

Digital & Online Banking

Key Services for Your Convenience

Security You Can Trust

Financial Strength

A Team You Can Trust

Growing Together

Member-Focused Savings

Reinvesting in Your Future

Solid Financial Position

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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