Altura Credit Union Riverside CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Altura, your trusted financial partner located at 3451 14th St, Riverside, CA 92501. Since our establishment in 1957, we've been dedicated to serving our community, nurturing a sense of belonging among our 199,805 members. With total assets exceeding $2.6 billion and deposits amounting to $63,132,305, we are committed to providing our members with secure and reliable financial services. At Altura, we pride ourselves on offering a comprehensive range of banking solutions tailored to meet your needs. Whether you're looking for personal banking options such as checking and savings accounts or seeking financing through auto loans and mortgages, we have you covered. Our team of 477 employees is here to ensure you receive personalized service every step of the way. Led by our CEO, Jennifer Binkley, and Board President, Joseph Calderon, Altura is more than just a credit union; it's a community. We understand the importance of supporting local businesses and individuals alike. With a total loan portfolio comprising 95,028 loans, including business loans with a balance of over $271 million, we help empower our members to achieve their financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3451 14th St, Riverside, CA 92501-3811. For any inquiries or assistance, feel free to call us at 951-571-5552 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:00 AM to 1:00 PM. Join us at Altura today and experience the difference that comes with being part of a cooperative institution focused on your success! Visit us online at alturacu.com or drop by our branch we look forward to serving you!

Branch History & Mission

At Altura, we take pride in our rich history and commitment to serving the Riverside community. Since our opening in 1957, we have been dedicated to providing exceptional financial services that empower our members and foster community growth. Our branch is located at 3451 14th St, Riverside, CA 92501, a vibrant area where we strive to make a positive impact. Over the years, Altura has grown significantly. Today, we proudly serve a total membership of nearly 200,000 individuals who trust us with their financial needs. With total assets reaching an impressive $2.6 billion, we are equipped to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission is clear: to provide accessible financial services that enhance the lives of our members while supporting local initiatives. We believe that when we invest in our community, everyone benefits. Whether it's through partnerships with local organizations or outreach programs aimed at improving financial literacy, we are committed to making Riverside a better place for all. While members can visit us at our branch for in-person assistance and enjoy our drive-thru service for convenience, official correspondence should be sent to our mailing address at 3451 14th St, Riverside, CA 92501-3811 if different from the branch address. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm. We also embrace technology to improve member experience. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Our ATM services ensure you have access to your funds whenever you need them. As we look toward the future, we invite you to join us on this journey. At Altura, you're not just a member; you're part of a community dedicated to support and growth. Experience the difference that comes with being a part of something special come visit us today or call us at 951-571-5552 for more information!

Branch Location & Accessibility

Welcome to Altura, your friendly neighborhood credit union located at 3451 14Th St, Riverside, CA 92501. We pride ourselves on being conveniently situated near the heart of Riverside, just a stone's throw away from popular spots like the Riverside Plaza and Fairmount Park. Whether you're a long-time member or new to our community, our location makes it easy for you to access all the financial services you need. At Altura, we understand that accessibility is important. Our branch features parking options right outside for your convenience, along with ADA-compliant entrances to ensure everyone can visit us comfortably. If you prefer the ease of drive-thru banking, we offer that too! You can quickly handle deposits, withdrawals, and other simple transactions without leaving your vehicle. We are open Monday through Friday from 9:00 AM to 5:30 PM, making it easy for you to stop by before or after work. On Saturdays, our drive-thru service is available from 9:00 AM until 1:00 PM. Unfortunately, we're closed on Sundays, but you can always reach us by phone at 951-571-5552 during business hours if you have any questions. For those who might need to send us official correspondence, please note that while members can visit us at our branch address, mailing should be directed to 3451 14th St, Riverside, CA 92501-3811, which is also our official mailing address. With an ATM available on-site and various personal banking services including checking and savings accounts, auto loans, and online banking options your financial needs are well taken care of. We're here to help you every step of the way! So why wait? Come visit us at Altura today or give us a call! We look forward to welcoming you!

Member Eligibility

At Altura, we believe that becoming a member is like joining a family where everyone supports each other. If you're interested in opening an account, you'll be pleased to know that our membership is open to anyone who lives, works, worships, or attends school in the Riverside area. This means that if you have a connection to our vibrant community, you're likely eligible! Being a part of Altura not only gives you access to a range of financial services but also connects you with people who genuinely care about your financial well-being. The process to join us is straightforward and welcoming. Just visit us at 3451 14Th St Riverside Ca 92501, or give us a call at (951) 571-5552 for more information on how to become a member. You can also check out the detailed eligibility criteria and learn more about the advantages of being part of our credit union at . We're excited to help you take this important step towards better banking!

Business Banking & Commercial Services

Financing Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly from customers anywhere, anytime. Our merchant services are designed to enhance your operations, making transactions smoother and keeping your cash flow steady. From credit card processing to point-of-sale systems, we provide the tools you need to run your business efficiently. Visit us at 3451 14Th St Riverside Ca 92501 in Riverside, CA, or call us at (951) 571-5552 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to purchase a new car? Our auto loans and vehicle financing options make it simple and affordable for you to get behind the wheel. With competitive rates and personalized service, we help you navigate the loan process smoothly, so you can focus on what matters enjoying your new ride.

Business Banking Services

For entrepreneurs and small business owners, Altura offers comprehensive business banking services including merchant services and business loans. We know how crucial it is for businesses to have reliable financial support, so we tailor our services to help them thrive.

Credit Cards with Rewards

Our credit cards not only provide convenience but also come with rewards that add value back into your everyday spending. Whether it's cashback or travel points, these benefits can enhance your financial experience.

Home Financing Options

For those dreaming of homeownership or considering refinancing their current mortgage, our mortgage loans offer flexible terms tailored to fit your needs. Our team is here to guide you through every step of the mortgage process, making it less daunting and more accessible.

Online & Mobile Banking

In today's fast-paced world, having access to online and mobile banking is essential. Our platform allows you to manage your accounts with ease make deposits, check balances, transfer funds all from the comfort of your home or while on-the-go. We invite you to explore all that Altura has to offer at 14th Street Branch 6. If you have questions or want assistance getting started with any of our services, please don't hesitate to reach out at (951) 571-5552. Your financial journey is important to us; let's make it a successful one together!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed with your lifestyle in mind. Imagine having easy access to your funds through online and mobile banking, allowing you to manage your money anytime, anywhere. You can also take advantage of our ATM and cash withdrawal services, ensuring you have cash when you need it.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We understand that life can throw curveballs, and having a supportive credit union like Altura makes all the difference.

Digital & Online Banking

Key Features for Your Convenience

Our mobile application makes banking even simpler. You can easily access all your accounts, make mobile payments, and set up person-to-person transfers with ease. Whether it's splitting a dinner bill with friends or sending money to family, our person-to-person feature has you covered. And if you prefer the traditional route, we offer electronic signature authorization for added convenience when signing documents.

Security You Can Trust

Your security is our top priority. With state-of-the-art encryption and authentication measures in place, you can feel confident that your personal information is safe while using our digital services. In summary, Altura offers a comprehensive suite of digital banking options designed to fit your lifestyle. Experience hassle-free banking today by visiting us online or downloading our mobile app!

Stay Organized with E-Statements

We also provide e-statements so you can keep track of your transactions without the clutter of paper statements. This eco-friendly option not only helps the environment but also ensures that all your financial information is organized and easily accessible.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 337,756, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 3451 14Th St Riverside Ca 92501 or call (951) 571-5552 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $23,979 in used auto loans and $1,734,921,196 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our $13,978,805 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to your budget. Whether it's a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. We understand that every business has unique needs; thus, our loan products are customizable to fit various business plans and goals. Our commitment at Altura is to provide accessible financing solutions while ensuring you have the resources needed to make informed decisions about borrowing. If you're interested in learning more about our loan offerings or discussing refinancing options, don't hesitate to reach out! You can contact us at (951) 571-5552, or visit us at our branch located at 3451 14Th St Riverside Ca 92501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We offer personalized support throughout the mortgage process, ensuring you feel confident in your decisions. Plus, if you're considering refinancing, we can help explore eligibility options that could lower your monthly payments.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to make everyday purchases more manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh offers users a clear view of their options without any hidden agendas. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers tailored to their needs. One key benefit of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring that users are looking at trustworthy options. Additionally, there are No Sponsored Listings on the platform; lenders are not prioritized based on paid promotions. This approach guarantees that all results presented are unbiased and focused solely on what best fits the user's financial situation. LendMesh also provides Real-Time Rate Comparisons. This feature allows users to see up-to-date loan rates from multiple institutions, making it easier for them to make informed decisions about borrowing money. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in navigating the complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Financing Solutions Tailored for You

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Home Financing Options

Online & Mobile Banking

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Stay Organized with E-Statements

Financial Strength

Growing Membership Base

Investment in Member Services

Operational Efficiency

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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