Altura Credit Union Rancho Mirage CA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Altura, your trusted financial partner in Rancho Mirage, CA. Located at 72877 Dinah Shore Dr Ste 100, our branch has proudly served the community since 1957, building a strong foundation of trust and reliability. With a total membership of 199,805, we are dedicated to providing personalized banking solutions that meet your unique needs. At Altura, we manage assets totaling an impressive $2,615,320,712, with total deposits reaching $63,132,305. Our commitment to our members is reflected in our focus on transparency and community impact. We offer a variety of services, including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Whether you're looking for a new vehicle loan or need help with debt consolidation, our experienced team is here to assist you every step of the way. Under the leadership of CEO Jennifer Binkley and Board President Joseph Calderon, our passionate staff of 477 employees works diligently to ensure that every member feels valued and supported. We take pride in maintaining a net worth of $256,542,138, ensuring that your money is safe and secure with us. While members can visit us at 72877 Dinah Shore Dr Ste 100, official correspondence should be sent to our mailing address: 72877 Dinah Shore Dr Ste 100, Rancho Mirage, CA 92270-2709. We invite you to connect with us! Feel free to call us at 951-571-5790 or visit our website at Altura for more information about our services and how we can help you achieve your financial goals. Your journey towards financial success starts here!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to be part of our growing family at Altura. Experience firsthand how we blend modern banking solutions with a personal touch that sets us apart. Whether you're looking to open an account or explore loan options, our dedicated team is here to assist you every step of the way. For more information about membership or services, feel free to reach out at 951-571-5790 or visit us online at alturacu.com. Together, let's build a brighter financial future!

Our Evolution

Since our inception, we have remained committed to empowering our members through accessible financial services. With total assets now exceeding $2.6 billion, we are proud to offer a wide range of products and services tailored to meet the diverse needs of our community. From personal banking options like checking and savings accounts to auto loans and business financing, Altura aims to provide financial solutions that help individuals and families achieve their goals. Our branch has seen significant milestones over the decades, including the introduction of online and mobile banking services that allow members to manage their finances conveniently from anywhere. We prioritize accessibility with features such as ADA compliance and an ATM available for easy cash withdrawals. While we do not currently offer drive-thru service or shared service centers, our commitment to being there for our members remains strong.

Our Mission

At the core of Altura's mission is a dedication to enhancing the lives of our members through exceptional service and community support. We believe that everyone deserves access to quality financial resources that can help them thrive. Our mission statement reflects this belief: "To enhance our member's lives by providing personalized financial services while actively engaging with our communities." We take pride in supporting local initiatives, partnering with organizations that share our vision of building stronger communities. Whether it's sponsoring educational programs or participating in local events, Altura strives to make a positive impact on those we serve.

Branch Location & Accessibility

Call to Action

We invite you to come visit us and experience the friendly atmosphere at Altura Rancho Mirage Branch! Whether you're looking for guidance on loans or just need some banking advice, we're here for you. Stop by today or give us a call we look forward to serving you!

Convenient Location

Our branch is just a stone's throw away from popular local spots, making it an ideal place to handle your banking needs. With ample parking available right outside the entrance, you won't have to worry about finding a spot. Plus, we've made sure that our location is ADA-compliant, ensuring everyone can access our services with ease.

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. Unfortunately, we are closed on Sundays. If you need assistance outside of regular hours, feel free to give us a call at 951-571-5790.

Services Offered

At the Altura Rancho Mirage Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our ATM is conveniently located on-site for quick cash withdrawals and balance checks. While we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside. For official correspondence, please note that while members can visit us at our branch address, any mail should be directed to the same address listed above.

Member Eligibility

At Altura, we believe that becoming a member is like joining a close-knit family that supports your financial journey. Whether you're looking to open a savings account, secure a loan, or simply enjoy better banking services, the path to membership is welcoming and straightforward. To be eligible, you should either live, work, worship, or attend school in the communities we serve. We want to make sure that our members are part of our local fabric, so if you fit any of these criteria, you're already on your way! You can learn more about the specific eligibility requirements by visiting this link. Once you're ready to join us at our branch located at 72877 Dinah Shore Dr Ste 100 Rancho Mirage Ca 92270, opening an account is a breeze. Our friendly team is here to guide you through the process and answer any questions you may have. If you'd like to chat or get more information, feel free to call us at (951) 571-5790. We're excited to welcome you into our community where you'll find not just banking services but also genuine care and support for your financial well-being!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Alongside our loan offerings, our merchant services are designed with you in mind. Imagine accepting payments easily from customers no matter where they are. Our solutions enable quick and secure transactions that streamline operations and enhance customer satisfaction. When you choose Altura, you're not just getting a bank; you're gaining a partner committed to your success at every step of your business journey. Stop by our branch located at 72877 Dinah Shore Dr Ste 100 Rancho Mirage Ca 92270, Rancho Mirage, CA, or give us a call at (951) 571-5790 to learn more about how we can help your business flourish!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever you need them. With locations across the area and 24/7 access through our ATMs, getting cash has never been more convenient. At Altura, we strive to create an environment where all members feel supported in their financial journey. We invite you to visit us at 72877 Dinah Shore Dr Ste 100 Rancho Mirage Ca 92270 or call us at (951) 571-5790 for any questions about our services or how we can assist you better. Experience personalized service today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans offer competitive rates and flexible terms, ensuring you can drive away in the vehicle you want without breaking the bank. We also support vehicle financing, making it straightforward for you to get the wheels you need.

Business Banking

If you're running a business, our business banking services are tailored just for you. From merchant services that simplify payment processing to business loans that fuel growth, we've got what you need to keep your operations running smoothly.

Credit Cards with Rewards

Our credit cards not only provide convenience but also rewards for everyday purchases. Earn points on shopping, dining out, or traveling every purchase brings you closer to great rewards!

Mortgage Loans & Refinancing

Owning a home is a dream for many, and we're here to help make that dream a reality with our mortgage loans. If you're already a homeowner looking to save on your current mortgage, consider our refinancing options which can lower your monthly payments or help you access cash.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be easy and convenient. That's why we offer robust online and mobile banking services. Check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer.

Personal Banking

For those looking to manage their daily finances, we provide personal banking options like checking and savings accounts that cater to various lifestyles. Whether you're saving for a vacation or just need a reliable place for your paycheck, our accounts come with features that make banking easy and accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, having access to personal loans can be a lifesaver. Whether it's for home repairs, medical bills, or debt consolidation, we provide loans that fit your situation without the hassle.

Digital & Online Banking

Key Features for Your Convenience

We offer a variety of features that make managing your money a breeze. Need to send money to a friend? Our person-to-person transfer option allows you to do just that with just a few taps. And if you prefer going paperless, our e-statements provide an easy way to view your account activity without the clutter of paperwork. Security is our top priority. With electronic signature authorization available, signing documents online has never been easier or safer. You can complete transactions securely without having to visit a branch. For those who love using mobile payments, we've got you covered! Our mobile payments feature enables you to make purchases quickly and securely from your phone. Whether it's day or night, our 24/7 online banking services ensure you're always connected to your finances. At Altura, we're dedicated to making banking simple and accessible so you can focus on what matters most.

Financial Strength

Commitment to Growth

Our dedication to growth is reflected in our $213,282,700 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures that better serve you. We're here to support your dreams too! With $23,979 in used auto loans and $1,734,921,196 in total loans and leases, our lending capacity helps you achieve various financial goals.

Dedicated Team

We also take pride in having 395 full-time employees and 82 part-time employees who are always ready to serve you with a knowledgeable and committed team. Together, we're dedicated to creating a positive banking experience for all our members.

Growing Membership Base

Our strength is further demonstrated by our growing membership base with a total of 337,756 share accounts. This number reflects the trust our members place in us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 72877 Dinah Shore Dr Ste 100 Rancho Mirage Ca 92270 or call (951) 571-5790 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Your savings are safe with us. We have secured $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $13,978,805, which empowers us to keep offering competitive loan rates and solid financial products tailored for you.

Strong Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering tailored solutions that meet your needs. Whether you're looking for an auto loan, mortgage financing, or support for your business endeavors, Altura is here for you. Visit us at our branch located at 72877 Dinah Shore Dr Ste 100 Rancho Mirage Ca 92270 in Rancho Mirage, CA, or call us at (951) 571-5790 to learn more about our loan offerings and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

Our credit lines provide members with immediate access to funds when they need it most. With a total of $1,320,071,175 available, you can have peace of mind knowing that extra cash is just a draw away for those unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We are dedicated to helping you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. Enjoy the benefits of a credit card without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results allows users to make informed decisions without any hidden agendas. Moreover, LendMesh provides real-time rate comparisons, allowing users to view up-to-date loan rates from multiple institutions at once. This feature helps borrowers quickly identify the best options available for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of using LendMesh for your borrowing needs. If you're ready to find competitive loan rates tailored for you, compare real-time loan offers today at LendMesh and discover the best options available. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that users receive fair and transparent offers. By focusing on verified financial institutions, LendMesh guarantees that the information presented is accurate and up-to-date.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Call to Action

Convenient Location

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Make Sense

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Financial Strength

Commitment to Growth

Dedicated Team

Growing Membership Base

Member Savings Security

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community