Altura Credit Union Perris CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Altura, your trusted financial partner in the heart of Perris, California. Located at 2570 N Perris Blvd Ste 101, Perris, CA 92571, our branch has been serving the community since 1957. With a proud membership base of over 199,805 individuals, we are dedicated to providing exceptional financial services tailored to meet your unique needs. At Altura, we understand that financial well-being is essential for a thriving community. That's why we've built our foundation on trust and commitment. Our total assets exceed $2.6 billion, allowing us to offer a wide range of products, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services to help local entrepreneurs succeed. Our leadership team is committed to your success. Under the guidance of CEO Jennifer Binkley and Board President Joseph Calderon, our team of 477 employees is here to support you every step of the way. With a net worth of $256,542,138 and total deposits reaching $63,132,305, we have the resources to help you achieve your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 2570 N Perris Blvd Ste 101, Perris, CA 92571-3249. We invite you to explore how Altura can make a difference in your life. Whether you're looking for personal loans or seeking advice on business financing options, we're here to help. Don't hesitate to reach out! You can give us a call at 951-571-5745 or visit us online at alturacu.com for more information about our services. Join us today and experience the Altura difference where your financial success is our priority!

Branch History & Mission

Join Us Today!

With operating hours designed for your convenience Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM we are here when you need us most. Whether you're looking for an ATM or shared service options, Altura is equipped to meet your needs. We invite you to become part of the Altura family today! Experience firsthand how we can help you achieve your financial dreams while supporting your community. For inquiries or more information about our services, feel free to call us at 951-571-5745 or visit our website at Altura. Your journey toward financial empowerment starts here!

Our Evolution

From humble beginnings, Altura has evolved significantly to meet the changing landscape of banking. Our branch at 2570 N Perris Blvd Ste 101, near the bustling city center, has become a trusted partner for many families and businesses in the area. We understand that every member's financial journey is unique, which is why we offer tailored services ranging from personal banking and auto loans to business financing solutions. Over the years, we've embraced advancements in technology while ensuring accessibility for all. Our commitment to ADA compliance means everyone can enjoy our services without barriers. We are also proud to provide online and mobile banking options that allow our members to manage their finances conveniently from anywhere.

Our Mission

At Altura, our mission is clear: we aim to empower our members through sound financial education and support. We believe that by offering quality financial products and excellent customer service, we can help individuals achieve their goals whether it's buying a new home, financing a vehicle, or planning for retirement. Our commitment extends beyond just banking; we actively participate in community outreach initiatives that strengthen ties with local organizations and charities. These efforts reflect our belief in giving back to the community that has supported us throughout our journey. While you can visit us at 2570 N Perris Blvd Ste 101, official correspondence should be sent to our mailing address: 2570 N Perris Blvd Ste 101, Perris, CA 92571-3249.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to suit your schedule. Visit us Monday through Friday from 9:00 AM to 5:30 PM, or stop by on Saturdays from 9:00 AM to 1:00 PM. We're closed on Sundays so our staff can recharge and be ready to serve you during the week.

Parking and Accessibility Features

At our Perris branch, we prioritize your convenience. You'll find ample parking available right outside our doors. We also ensure that our facilities are accessible for everyone, with ADA-compliant features including ramps for easy entry and exit.

Services Offered

At Altura, we pride ourselves on providing a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of ATM services available on-site for quick cash withdrawals or balance checks. If you ever have questions or need assistance, don't hesitate to give us a call at 951-571-5745. Our friendly team is here to help! We invite you to visit us at our Perris branch today! Experience firsthand how we can assist you in achieving your financial goals while being part of this wonderful community.

Member Eligibility

At Altura, we're excited to welcome you into our community of members! Joining us is simple and inclusive, as we believe everyone should have the opportunity to benefit from our services. To become a member, you'll want to check out the eligibility criteria that generally includes living or working in certain areas or being related to someone who is already a member. We strive to ensure that our membership reflects the diverse community we serve. For detailed eligibility requirements, please visit our website at . Once you've confirmed your eligibility, opening an account with us is a breeze! Our friendly team is here to guide you through the process, ensuring you feel supported every step of the way. Feel free to reach out at (951) 571-5745 if you have any questions or need assistance. We can't wait for you to experience all the advantages of being part of Altura!

Business Banking & Commercial Services

Loan Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having the ability to process payments easily and efficiently our merchant services do just that. Whether you're running a bustling café or a retail shop, our solutions help streamline transactions, making it easier for you to focus on what you do best: serving your customers. Experience the difference at Altura, located at 2570 N Perris Blvd Ste 101 Perris Ca 92571. Give us a call at (951) 571-5745 to learn more about how we can support your business today!

Comprehensive List Of Services

Business Banking

For local entrepreneurs, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. If you're starting or expanding a business, our team is ready to assist with financing options designed specifically for small businesses like yours.

Credit Solutions

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options give you the flexibility to manage your finances effectively. We can help simplify your payments and reduce stress by consolidating debts into one easy monthly payment. Additionally, our Credit Cards with Rewards allow you to earn benefits as you spend. Think of it as getting something back every time you swipe whether it's cashback, travel points, or other rewards.

Digital Convenience

In today's fast-paced world, we know convenience matters. That's why at Perris Branch 20, we provide robust Online & Mobile Banking services. Whether you're checking balances, transferring funds, or paying bills from your phone, we've got you covered. Plus, with features like ATM & Cash Withdrawal Services, accessing your money is straightforward and hassle-free. We also support basic shared branch transactions for partner credit union members, making it easy for you to deposit or withdraw cash even when you're away from home.

Get in Touch

At Altura, our commitment is not just about offering services but ensuring that they cater to your unique financial journey. Whether you're visiting us in person or using our online services, we're here for you. For more information on how we can assist with your financial needs, feel free to call us at (951) 571-5745 or visit us online at our website. We look forward to serving you!

Personal Banking

We understand that personal banking is about more than just transactions; it's about building relationships and making life easier. Our Checking & Savings Accounts offer flexible options to suit your lifestyle. Imagine having easy access to your funds whenever you need them while earning interest on your savings. For those looking to make a big purchase, our Auto Loans & Vehicle Financing options are tailored to help you get behind the wheel without breaking the bank. Picture yourself driving home in that new car you've been eyeing, all while enjoying competitive rates and manageable monthly payments. If homeownership is on your horizon, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We provide expert advice and customized solutions to ensure that you're comfortable every step of the way.

Digital & Online Banking

Key Features

One of the standout features at Altura is our electronic signature authorization. This allows you to sign documents securely from the comfort of your home, eliminating the need for in-person visits. Plus, with e-statements available, you can access your financial records quickly without worrying about paper clutter. For those who are always on the go, our mobile application makes banking even easier. You can deposit checks, make person-to-person transfers, and manage payments directly from your smartphone. And yes, we also support mobile payments so whether you're buying coffee or shopping online, you can do it all with just a tap.

Security You Can Trust

Security is a top priority at Altura. Our online banking services are equipped with advanced security measures to keep your personal information safe. With features like two-factor authentication and encryption technology, you can bank with confidence knowing that your data is protected. In today's fast-paced world, having real-time access to your accounts is crucial. That's why we ensure that our digital banking tools are not only easy to use but also reliable and efficient. Join us at Altura and experience how digital banking can simplify your financial life. Visit us online today at https://www.alturacu.com/!

Financial Strength

At Altura, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial position, which is a testament to our commitment to providing you with reliable services and support. With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $23,979 in used auto loans and $1,734,921,196 in total loans and leases. This support helps you achieve your financial goals across various sectors. Our operational efficiency shines through with a net income of $13,978,805, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 337,756, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 2570 N Perris Blvd Ste 101 Perris Ca 92571 or call (951) 571-5745 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing straightforward and accessible.

Business Loans

For business owners seeking capital to grow and expand their enterprises, our outstanding commercial loans totaling $271,026,686 provide essential support. We understand the challenges of running a business and are here to help you succeed. If you're considering refinancing options or want to learn more about eligibility requirements for any of these products, feel free to reach out. You can contact us at 951-571-5745 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Altura Credit Union, we strive to support our members every step of the way in achieving financial success!

Credit Lines

For those needing more flexibility in their spending or wanting to prepare for future purchases, our total credit lines amount to $1,320,071,175. This gives you access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, making buying or refinancing simple. We're committed to helping you navigate the home buying process with personalized service tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. This option is ideal for those looking for a convenient way to cover unexpected expenses or consolidate debt.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, there are no sponsored listings on LendMesh. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh aims to provide unbiased results for all users. With real-time rate comparisons, users have access to up-to-date loan rates from multiple institutions. This feature allows borrowers to quickly see which options fit their needs best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for the best rates tailored to your specific situation, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today!

Our Evolution

Our Mission

Branch Location & Accessibility

Operating Hours

Parking and Accessibility Features

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Work for You

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking

Credit Solutions

Digital Convenience

Get in Touch

Personal Banking

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community