Affordable Auto Loans & Personal Banking | Altura Credit Union Palm Springs CA

Introduction

Welcome to Altura, your trusted financial partner in Palm Springs, CA! Located at 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262, our Sunrise Branch 30 has been serving our community since 1957. With a strong commitment to providing exceptional service and reliable financial solutions, we proudly support over 205,000 members with a focus on their unique needs. At Altura, we understand the importance of financial security. Our total assets stand at an impressive $2.6 billion, while our members benefit from total deposits of $87,971,870 and cash in hand amounting to $99,584,302. This robust financial foundation allows us to offer competitive rates on loans currently exceeding 96,271 loans and leases and ensures that we can help you achieve your financial goals. Our leadership team is dedicated to maintaining the highest standards of service. Under the guidance of CEO Jennifer Binkley and Board President Jerry Rivera, our staff of 461 employees is here to assist you every step of the way. Whether you're looking for personal banking options like checking accounts or auto loans or business banking services including merchant services and business loans, we have something for everyone. While members can visit us at 1751 N Sunrise Way Ste 1, official correspondence should be sent to our mailing address: 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262-3408. We invite you to explore the wide range of services we offer and experience firsthand the community impact that Altura strives for. With convenient online and mobile banking options available, managing your finances has never been easier. For any questions or assistance, don't hesitate to reach out by calling us at 951-571-5585. We look forward to welcoming you into the Altura family!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, Altura is committed to staying ahead by embracing digital advancements that make banking easier for you. Our offerings include online and mobile banking options that allow you to manage your finances conveniently from anywhere. Additionally, with ATM availability on-site and compliance with ADA standards, we ensure that our services are accessible to everyone. We invite you to join us at Altura, where you'll experience not just banking but a partnership focused on your financial growth. Together, let's build a brighter future for ourselves and our community! For any inquiries or assistance, feel free to reach us at (951) 571-5585 during our operating hours: Monday through Friday from 9:00 AM - 5:30 PM and Saturday from 9:00 AM - 1:00 PM. We look forward to welcoming you!

Our Mission

Our mission at Altura is simple yet powerful: to empower individuals and businesses through accessible financial services while fostering a supportive community environment. We believe that everyone deserves the opportunity for financial success, and we work tirelessly to provide personalized banking solutions that meet diverse needs be it checking accounts, auto loans, mortgages, or business banking services. We are not just about transactions; we are about transformation. Through various partnerships and community outreach programs, we aim to uplift those around us by providing education on financial literacy and supporting local initiatives. Our efforts extend beyond banking as we actively engage with members and non-members alike to create positive change. While members can visit us at 1751 N Sunrise Way Ste 1 for their banking needs, official correspondence should be sent to 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262-3408.

Branch Location & Accessibility

Come Visit Us!

Whether you're already a member or considering joining our community, we invite you to visit Altura Sunrise Branch 30 today! If you have any questions or need assistance before your visit, feel free to call us at 951-571-5585. We're excited to help you achieve your financial dreams!

Convenient Access and Amenities

At Altura, we understand that accessibility is key. Our branch features ADA-compliant entry points and ample parking for your convenience. Whether you're coming in for personal banking services or just need to make a quick ATM withdrawal, we've got you covered with available ATM services right on-site. While our branch does not have a drive-thru service, our friendly staff is always eager to help you inside. For those needing to send official correspondence, please note that while you can visit us at the same address for all your banking needs, official mail should be sent to our mailing address: 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262-3408.

Operating Hours

We know that your time is valuable! That's why we offer flexible operating hours designed to fit your schedule. Visit us Monday through Friday from 9:00 am to 5:30 pm or stop by on Saturday from 9:00 am until 1:00 pm. We are closed on Sundays, but rest assured that we're here during the week to meet your banking needs.

Services Tailored for You

At Altura Sunrise Branch 30, we offer a range of financial services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got options that suit every financial goal. Plus, our online and mobile banking services make managing your accounts easier than ever.

Member Eligibility

At Altura, becoming a member feels like joining a welcoming family where your financial needs are understood and prioritized. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We believe in making banking accessible to everyone, and that includes offering a range of services designed to support your financial journey. To get all the details on who qualifies for membership, we invite you to check out our eligibility criteria. It's straightforward and designed with you in mind! Opening an account is just as easy! You can start this process by visiting us at our location: 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262 or simply give us a call at (951) 571-5585 for more information. Our team is here to help you every step of the way, ensuring that you feel confident and supported as you take this important step toward your financial future with Altura.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $154 in commercial loans for our members, helping businesses scale and succeed. Imagine expanding your operations or investing in new technology; we make it possible.

Non-Member Support

But we don't stop there! We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions for those seeking growth opportunities.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $282,029,474, we continue to drive economic growth by financing new and expanding businesses. Our merchant services provide practical benefits too think streamlined payment processing that allows you to focus on what matters most: running your business smoothly. Located at 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262 in Palm Springs, CA, we invite you to explore how our comprehensive business banking services can help turn your vision into reality. For inquiries, call us at (951) 571-5585!

Comprehensive List Of Services

Business Banking

We also cater to local businesses with our comprehensive business banking services. From merchant services that streamline payment processing to business loans that fuel growth, we're committed to supporting entrepreneurs in Palm Springs. Think about how much easier managing business expenses can be with personalized financial advice at your fingertips.

Connect With Us

At Altura, we're proud of the services we offer and are here to help you achieve your financial goals. If you have any questions or want to learn more about what we can do for you, don't hesitate to reach out! Call us at (951) 571-5585 or visit us at our branch located at 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262 in Palm Springs, CA. Let's take this journey together towards financial wellness!

Credit Options

When life throws unexpected expenses your way, our personal loans and debt consolidation services can help lighten the load. Our credit cards come with rewards programs that allow you to earn while you spend, making every purchase more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With access to ATMs for cash withdrawals and balance checks, banking has never been more accessible.

Home Financing

For those ready to invest in a home, our mortgage loans and refinancing options make it easier than ever. Whether you're a first-time buyer or looking to refinance an existing mortgage, we offer personalized solutions that fit your lifestyle. Picture settling into your new home with confidence knowing you have the right financial support behind you.

Personal Banking

Our personal banking services are designed to help you take control of your finances. We offer both checking and savings accounts that make managing your money simple and effective. With competitive interest rates and low fees, you can grow your savings while enjoying easy access through our online and mobile banking platforms. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates. Imagine driving off in your dream car without the stress of complicated paperwork our team is here to guide you through every step.

Digital & Online Banking

Key Features

Our online banking platform, accessible, is designed with you in mind. It offers a user-friendly interface that makes it easy to navigate through your accounts. Whether you're on a computer or using our mobile application, available for download, you'll find it simple to handle all your banking tasks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. You can also enjoy the benefits of mobile payments, allowing you to make transactions directly from your smartphone. Plus, if you prefer going paperless, we offer e-statements for easy access to your account information without the clutter.

Security You Can Trust

We prioritize your security by providing electronic signature authorization for transactions, ensuring that your financial activities are safe. Our 24/7 online banking services mean you can check your accounts and complete transactions whenever it suits you best. With real-time account management at your fingertips, you'll always be in control of your finances. Whether you're reviewing statements or transferring funds, our platform is designed to make banking as straightforward as possible. At Altura, we're committed to providing tools that enhance your financial experience while keeping everything secure and accessible. So why wait? Dive into the world of digital banking today!

Financial Strength

A Trusted Partner

Our net shares available for lending and investments stand at $0. With a total of 352,439 share accounts, it's clear that we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262 or call (951) 571-5585 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $232,328,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $1,712,809,332, including $23,634 in used auto loans. This lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. Members' savings are backed by $474,512,492 in share certificates and $497,806,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,280,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $3,449,694, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 391 full-time employees and 70 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $263,453,722, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $420,630,183 in used vehicle loans and $284,061,243 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way. We also provide refinancing options for existing auto loans, allowing you to potentially lower your monthly payments.

Commercial Loans

For business owners, our outstanding commercial loans totaling $282,029,474 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our dedicated team will guide you through the application process. At Altura, our mission is to support our members' financial well-being through comprehensive loan offerings tailored to individual needs. For more information or if you have questions about eligibility or refinancing options, please reach out to us at (951) 571-5585. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $61,482,586, make buying or refinancing simple. We work with you to find the best terms that fit your budget and future plans. If you're looking to refinance your current mortgage, we have competitive rates and flexible options available.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $53,811,617 in loans helping members manage their finances effectively. These credit cards come with various benefits and rewards tailored to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the effectiveness of the platform in delivering valuable insights to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that every comparison is based on accurate information.

ALTURA FEDERAL CREDIT UNION - Palm Springs, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Palm Springs, CA (92262)

Introduction

Branch History & Mission

Commitment to Innovation

Our Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access and Amenities

Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Business Banking

Connect With Us

Credit Options

Digital Banking Features

Home Financing

Personal Banking

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

A Trusted Partner

Investment in Growth

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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