Altura Credit Union Palm Springs CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Altura, your trusted financial partner since 1957! Located at 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262, our branch is dedicated to serving the needs of our growing community. With over 199,805 members and total assets exceeding $2.6 billion, we pride ourselves on providing personalized banking solutions that foster financial well-being. At Altura, we understand that each member has unique financial goals. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. As of now, our total deposits stand at an impressive $63,132,305, with a net worth of $256,542,138 a testament to our stability and commitment to our members. Our leadership team is committed to your success. Under the guidance of CEO Jennifer Binkley and Board President Joseph Calderon, we strive to create a welcoming environment where your financial needs are met with care and expertise. Whether you prefer in-person assistance or digital convenience through our online banking services, we've got you covered. While members can visit us at our Palm Springs location for all their banking needs, official correspondence should be sent to the same address: 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262-3408. We invite you to explore how Altura can help you achieve your financial dreams. For any inquiries or assistance, feel free to reach out at 951-571-5585. Come visit us today or check out our website at alturacu.com for more information on how we can serve you better!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking services; it encompasses a deep dedication to community outreach. We actively participate in local events and support various initiatives aimed at making Palm Springs a better place for all residents. Through partnerships with local organizations and charities, we work hard to uplift those around us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262-3408. Our team is ready to assist you during our operating hours: Monday through Friday from 9:00 am to 5:30 pm, Saturday from 9:00 am to 1:00 pm (we're closed on Sundays). In today's digital world, we've embraced technology while ensuring compliance with ADA standards. With features like online banking and mobile payments available, managing your finances has never been easier or more convenient.

Join Us

As we look toward the future, we're excited about continuing this legacy of service and support. We invite you to join Altura and experience the benefits of becoming a member of our family. Together, let's build a brighter financial future for ourselves and our community! For any inquiries or assistance, feel free to reach out at (951) 571-5585. Explore more about what we offer by visiting Altura's website!

Our Story

Located at 1751 N Sunrise Way Ste 1, Palm Springs, CA 92262, our branch has become a cornerstone in the community. As a member-focused institution, we have always believed in the power of collaboration and local engagement. From our early days serving just a handful of families to now being an integral part of the lives of countless individuals and businesses, our history is one of growth driven by community needs. Our mission is simple yet profound: we strive to empower our members by offering accessible financial services that enhance their quality of life. Whether it's through personal banking options like checking and savings accounts or specialized loans for vehicles and homes, we are here to help members achieve their financial goals.

Branch Location & Accessibility

Convenient Access and Features

At Altura, we understand that accessibility is key. Our branch features ADA-compliant entrances and ample parking to ensure that everyone can visit us with ease. Whether you're dropping by for a quick ATM transaction or need assistance with one of our many financial services, our welcoming staff is here to help.

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. Unfortunately, we are closed on Sundays. These hours are tailored to fit your busy schedule, allowing you to manage your banking needs at your convenience.

Services Offered

Our branch offers a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and more. We also provide online and mobile banking services for those who prefer managing their finances from home. While we don't have a drive-thru service available here, our ATM is always ready for cash withdrawals and balance checks. If you need any assistance or have questions about our services, feel free to give us a call at 951-571-5585. We encourage you to stop by our Altura Sunrise Branch we look forward to welcoming you and helping you with all your banking needs!

Member Eligibility

Becoming a member of Altura feels like joining a warm and supportive community that truly cares about your financial well-being. If you're looking to unlock a world of personalized banking services, you'll be happy to know that membership is open to anyone who lives, works, or worships in the area. Additionally, if you have family members who are already part of our credit union, you can join too! This inclusive approach means that more people can benefit from our competitive rates and exceptional service. At Altura, located at 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262, we make it easy for you to take the first step towards membership. You can find detailed eligibility criteria and further information at . If you're ready to open an account or have any questions, feel free to give us a call at (951) 571-5585. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment processing is vital. Our merchant services provide businesses with the tools they need to accept payments seamlessly. Imagine a local café that can serve customers quicker because they can process card payments right at the table. With secure and reliable systems, your business can focus on what it does best serving your customers. Visit us at 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262 in Palm Springs, CA, or call us at (951) 571-5585 to discover how our business banking and commercial services can make a difference for you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key in today's fast-paced world. With our ATM & Cash Withdrawal Services, accessing cash has never been easier. Plus, basic ATM access allows for quick withdrawals and balance checks without hassle. In addition to these offerings, all our services are backed by friendly staff who are dedicated to helping you succeed financially. You can reach us at (951) 571-5585 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM, Saturday from 9:00 AM to 1:00 PM, and closed on Sundays. Ready to experience all that we offer? Visit us at 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262 or check out our website at Sunrise Branch 30 for more information on how we can assist you with all your financial needs!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help make that dream a reality. We provide competitive rates and flexible terms, allowing you to choose the financing that works best for your budget. Picture driving off in your new vehicle, knowing you've secured an excellent deal with us.

Business Banking

For our business members, we understand that managing finances can be complex. That's why we offer comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support you every step of the way.

Credit Cards with Rewards

Our Credit Cards with Rewards give you more than just a payment option; they offer perks that add value every time you use them. From cashback offers to travel rewards, you'll find a card that suits your spending habits while providing additional benefits.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, our team is here to assist. Our Mortgage Loans & Refinancing options are designed to fit different lifestyles and budgets. We take the time to walk you through the process, making it less overwhelming and more straightforward.

Personal Banking

For everyday banking needs, we offer Personal Banking services that include checking and savings accounts designed to help you manage your finances effectively. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features that make banking simple and accessible. Imagine easily checking your balance or transferring funds with just a few taps on your mobile device through our Online & Mobile Banking options.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's for home repairs or consolidating debt into one manageable payment, we offer solutions tailored to your situation, helping you regain control over your finances.

Digital & Online Banking

Key Features for Your Convenience

With our mobile application, banking is literally at your fingertips. You can make person-to-person transfers effortlessly, ensuring you can send money to friends or family whenever needed. Plus, our electronic signature authorization feature means you can sign documents quickly and securely without the hassle of printing or mailing. For those who prefer paperless solutions, we offer e-statements that keep your financial records organized and accessible anytime. It's not only good for the environment but also helps you manage your accounts efficiently.

Security Meets Ease-of-Use

At Altura, your security is our top priority. Our online banking platform employs state-of-the-art security measures to ensure your information is safe. We strive to provide a user-friendly experience so that you can navigate through transactions with confidence. Whether you're making mobile payments or accessing your accounts through our website or app, rest assured that everything is designed with simplicity in mind. Our aim is to empower you with real-time account management tools that make banking straightforward and stress-free. Experience the convenience of digital banking today at Altura!

Financial Strength

Building Trust Through Transparency

We have achieved significant milestones together with our community, as indicated by our total share accounts reaching 337,756, showcasing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, reinforcing our capacity for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 1751 N Sunrise Way Ste 1 Palm Springs Ca 92262 or call (951) 571-5585 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident as we support our community with $23,979 in used auto loans and $1,734,921,196 in total loans and leases.

Efficient Operations

Our $13,978,805 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This is possible thanks to the dedicated efforts of our team comprising 395 full-time employees and 82 part-time employees who are always ready to assist you with their knowledge and commitment.

Member Savings and Investments

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that your car buying experience is as smooth as possible. Plus, refinancing options are available if you want to lower your monthly payments or change your loan terms.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $271,026,686 provide the capital needed to expand operations and invest in new projects. We're committed to supporting local businesses and fostering economic development within our community. At Altura, we believe in empowering our members through tailored financial solutions. If you're interested in learning more about our loan offerings or would like to discuss refinancing options available to you, feel free to contact us at 951-571-5585 or visit us at our Palm Springs branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, which can help make your dream home a reality. Our knowledgeable staff will assist you in understanding eligibility requirements and finding the right mortgage solution for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $49,924,516 in loans helping members manage their finances effectively, we provide flexible terms that fit your lifestyle. Whether it's consolidating debt or making a large purchase, our credit cards come with features that support responsible spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to NCUA guidelines guarantees that users receive fair and transparent offers. By verifying the legitimacy of lenders, LendMesh provides peace of mind in knowing that all loan comparisons are accurate and trustworthy.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Story

Branch Location & Accessibility

Convenient Access and Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Security Meets Ease-of-Use

Financial Strength

Building Trust Through Transparency

Commitment to Growth

Efficient Operations

Member Savings and Investments

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community