Altura Credit Union Murrieta CA | Quick Personal Loans & Business Banking

Introduction

Welcome to Altura, your trusted partner in financial wellness, located at 38995 Sky Canyon Dr, Murrieta, CA 92563. Since our establishment in 1957, we have been dedicated to serving our community with personalized banking solutions that cater to your unique needs. With a thriving membership of 199,805 individuals and total assets exceeding $2.6 billion, we are proud to offer a range of services from personal banking to business loans. At Altura, we believe in building strong relationships with our members. Our CEO, Jennifer Binkley, and Board President, Joseph Calderon, lead a team of 477 dedicated employees who are here to support you every step of the way. Whether you're looking for auto loans, mortgages, or credit cards with rewards, we've got you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 38995 Sky Canyon Dr, Murrieta, CA 92563-2617. We invite you to explore our services online at www.alturacu.com or give us a call at 951-571-5705. Your financial journey is important to us let's embark on it together! Visit us today and discover how Altura can make a difference in your financial life.

Branch History & Mission

Welcome to Altura, where our rich history and commitment to community spirit create a strong foundation for financial success. Established in 1957, our Silverhawk Branch 28 in Murrieta, CA, has grown alongside its members, offering not just banking services but also a sense of belonging and support. Located at 38995 Sky Canyon Dr, Murrieta, CA 92563, our branch is easily accessible and surrounded by the vibrant life of our city. As we celebrate over six decades of service, we've proudly become a trusted partner for our 199,805 members, fostering financial wellness through various personalized solutions. Our total assets now stand at an impressive $2,615,320,712, reflecting the trust and confidence placed in us by the community. At Altura, we believe that banking goes beyond transactions; it's about building relationships and empowering individuals. Our mission is simple yet profound: to provide exceptional financial services while enhancing the quality of life for our members and the communities we serve. We are dedicated to supporting local initiatives and partnerships that uplift everyone in Murrieta and surrounding areas. While members can visit us at 38995 Sky Canyon Dr, official correspondence should be sent to our mailing address: 38995 Sky Canyon Dr, Murrieta, CA 92563-2617. Our branch operates with flexible hours Monday through Thursday from 9:00 am to 5:30 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 1:00 pm ensuring that we're available when you need us most. We also offer a deposit-taking ATM open from 5:00 am to midnight for those who prefer convenience. In today's digital world, we've embraced technology while ensuring accessibility for everyone. Our online banking services enable members to manage their finances effortlessly from home or on the go. From personal banking needs like checking accounts and auto loans to business banking solutions including merchant services, we strive to meet all your financial requirements with care and professionalism. At Altura, we're not just about numbers; we're about people. We actively engage in community outreach programs aimed at fostering growth and stability within Murrieta. Whether it's through financial education workshops or local sponsorships, our goal is to uplift those around us. Join us on this journey toward financial empowerment. Discover how becoming a member of Altura can benefit you personally while contributing positively to our community. Together, let's build a brighter future! For more information or assistance, feel free to call us at 951-571-5705 or visit our website at Altura.

Branch Location & Accessibility

Welcome to the Altura Silverhawk Branch 28, your friendly neighborhood credit union located at 38995 Sky Canyon Dr in beautiful Murrieta, California. Nestled in Riverside County, our branch is conveniently situated near popular landmarks like the Murrieta Hot Springs and the vibrant shopping areas along Jefferson Avenue. Whether you're stopping by for personal banking or to discuss a loan, we're here to help! At Altura, we prioritize accessibility and convenience for all our members. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can easily access our services. While you can visit us at this location for all your banking needs, please note that any official correspondence should be sent to the same address. We understand that your time is valuable, which is why our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 9:00 AM to 5:30 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. On Sundays, we take a break to recharge and prepare for the week ahead. For those who prefer quick transactions, we offer a deposit-taking ATM available from 5:00 AM until midnight every day. Unfortunately, we do not have drive-thru banking at this location, but our team is always ready to assist you inside the branch. Plus, as a shared service center, we provide basic transactions for partner credit union members making it easier than ever to manage your finances. Have questions or need assistance? Feel free to give us a call at 951-571-5705. We look forward to welcoming you into our branch and helping you with all your financial needs!

Member Eligibility

Becoming a member of Altura is like joining a welcoming family where your financial needs are truly understood. If you're looking to be part of a community that values its members, you're in the right place! To qualify for membership, you typically need to live, work, worship, or attend school in our service area. We also welcome immediate family members of existing members, making it easy to share the benefits with your loved ones. For more detailed eligibility criteria, you can check out our resource at . The process to open an account is simple and straightforward! Just visit us at 38995 Sky Canyon Dr Murrieta Ca 92563, and our friendly staff will guide you every step of the way. You can also give us a call at (951) 571-5705 if you have any questions or would like to know more about the various services we offer. Joining Altura means gaining access to tailored financial products and exceptional support that puts you first. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services designed to simplify your payment processes. Picture this: a local café using our solutions to accept payments seamlessly, allowing them more time to focus on crafting delicious meals for their customers. Our tools help streamline transactions and enhance customer experiences, making it easier for businesses like yours to thrive. Visit us at 38995 Sky Canyon Dr Murrieta Ca 92563 in Murrieta, CA or call us at (951) 571-5705 to learn how we can partner with you for your business banking needs!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

Need cash quickly? Our ATM and cash withdrawal services are available at various locations for easy access. Additionally, we participate in basic shared branch transactions for partner credit union members allowing deposits and withdrawals wherever life takes you. At Altura, we are committed to making banking accessible and straightforward for everyone in our community. If you have any questions or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! You can give us a call at (951) 571-5705 or visit us online at Silverhawk Branch 28. We look forward to serving you!

Business Banking Services

For our business members, we know how important it is to have reliable financial support. Our Business Banking services include everything from merchant services to business loans, helping you manage cash flow and grow your enterprise.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. With services like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts tailored to help you achieve your financial goals. Need a new vehicle? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. For those considering home ownership, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the best fit for your situation. If you're dealing with unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend!

Digital & Online Banking

Accessibility and Real-Time Management

Managing your finances should be hassle-free. That's why we've designed our digital banking services to be user-friendly and accessible for everyone. With real-time account management at your fingertips, you can stay updated on your financial status whenever you need. Experience the modern way of banking with Altura where convenience meets security. Join us today and take advantage of our digital banking services!

Key Features

Our online banking isn't just about convenience; it also includes features that prioritize security and ease of use. For instance, you can sign important documents with our electronic signature authorization feature, streamlining processes without sacrificing safety. Additionally, enjoy the benefits of e-statements no more paper clutter! You'll receive all your statements electronically, making it easier to keep track of your finances. If you're looking for ways to simplify payments, our mobile payments feature allows you to make transactions directly from your smartphone. Want to send money to friends or family? Our person-to-person transfers let you do just that in a few quick taps.

Financial Strength

At Altura, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that we are in a strong position to meet your financial needs, thanks to our solid financial foundation. With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $23,979 in used auto loans and $1,734,921,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $13,978,805, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 337,756, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 38995 Sky Canyon Dr Murrieta Ca 92563 or call (951) 571-5705 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned option, we have flexible financing solutions tailored just for you.

Business Financing

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $271,026,686 provide the capital needed to take your business to the next level. We understand that every business has unique needs; that's why our team is dedicated to working closely with you to find the right financing solution. At Altura, we are committed to providing accessible financial services that cater to your needs. For more details on our loan offerings and how we can assist you further, please visit our website at Altura or contact us directly at 951-571-5705. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, which can help you secure that dream home you've been eyeing. If you're considering refinancing your existing mortgage, our team is ready to assist you in exploring eligibility options that could save you money.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $49,924,516 in loans helping members manage their finances effectively, our credit cards provide convenience and security for your purchases.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers that reflect the most current market conditions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results tailored to your needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without the guesswork. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the positive impact that LendMesh has had on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Solutions

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

Business Banking Services

Convenient Online and Mobile Banking

Personal Banking Solutions

Digital & Online Banking

Accessibility and Real-Time Management

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

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