Altura Credit Union Murrieta CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Altura, your trusted financial partner located at 40412 Murrieta Hot Springs Rd, Murrieta, CA 92563. Since our establishment in 1957, we have been dedicated to serving our community with integrity and a commitment to your financial well-being. With over 199,805 members and total assets of $2,615,320,712, Altura is proud to be a cornerstone of support for individuals and families in the Murrieta area. At Altura, we understand that each member's journey is unique. That's why we offer a range of services tailored to meet your needs from personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our goal is not just to provide banking services but to empower you on your financial path. Led by our CEO, Jennifer Binkley, and Board President, Joseph Calderon, our team of 477 dedicated employees is here to assist you every step of the way. We pride ourselves on creating a welcoming environment where you can feel confident about your finances. Whether you're looking for guidance on loans or simply need help with day-to-day banking, our knowledgeable staff is ready to help. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 40412 Murrieta Hot Springs Rd, Murrieta, CA 92563. We invite you to discover how Altura can help you achieve your financial goals. Visit us or call us at (951) 571-5682 during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM to learn more about how we can serve you better!

Branch History & Mission

Community Engagement

We are proud to operate not just as a financial institution but also as a community partner. Our shared service center enables members from other credit unions to access essential services right here at our Murrieta location. With ATM availability and drive-thru banking options, we prioritize convenience while ensuring a friendly experience. As part of Riverside County's vibrant landscape, we invite you to visit us during our operating hours: Monday through Friday from 9:00 am to 5:30 pm and Saturdays from 9:00 am to 1:00 pm. For any inquiries or assistance, feel free to reach out at (951) 571-5682.

Join Us!

We welcome you to be part of the Altura family! Experience the benefits of membership by joining us today. Discover how together we can build a brighter financial future for you and your loved ones. Visit us online at Altura for more information on how we can serve you better!

Our Mission

At Altura, our mission is clear: to empower individuals and families by providing accessible and affordable financial services while fostering community growth and support. We believe in building lasting relationships with our members and actively participating in local initiatives that uplift those around us. Whether through financial literacy programs or partnerships with local organizations, we strive to make a positive impact every day. Our commitment extends beyond traditional banking services. We offer modern conveniences such as online and mobile banking capabilities for easy access to your accounts anytime you need it. Additionally, our branch features ADA compliance standards to ensure accessibility for all members of the community.

Branch Location & Accessibility

Accessible Services

At Altura, we believe that banking should be convenient for everyone. Our branch is fully ADA compliant, featuring ramps and accessible entrances for all members of the community. Plus, we offer drive-thru banking services for those who prefer not to leave their vehicles. With an ATM available on-site, you can also manage cash withdrawals and balance inquiries without stepping inside.

Conveniently Located

Nestled in the heart of Murrieta, our branch is close to popular local spots like the Murrieta Public Library and the beautiful California Oaks Sports Park. This prime location makes us easily accessible for all your banking needs. If you're traveling from nearby areas, you'll find ample parking available right outside our doors, ensuring that you can get in and out quickly.

More Than Just Banking

In addition to traditional banking services like checking and savings accounts, we offer a variety of options including auto loans, mortgages, personal loans, and business banking solutions. If you're a member of a partner credit union, you can also take advantage of shared services right here at our location. We invite you to stop by Altura's Murrieta Branch today! Whether you're looking for financial advice or simply want to chat about how we can assist you, our team is eager to help. Come see how we can support your financial journey!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 9:00 am to 5:30 pm, and on Saturday from 9:00 am to 1:00 pm. Please note that we are closed on Sundays. Feel free to give us a call at 951-571-5682 if you have any questions about our services or need assistance before visiting.

Member Eligibility

Becoming a member of Altura is like joining a warm and welcoming family where your financial needs are truly understood. If you live, work, or worship in the area, or even if you have a family member who is already a member, you're likely eligible to join us at our branch located at 40412 Murrieta Hot Springs Rd Murrieta Ca 92563. We want everyone to feel included and empowered as part of our community, so the membership process is designed to be straightforward and friendly. To get started, simply give us a call at (951) 571-5682 or visit our website for more details on how you can become part of our supportive network. You can find all the eligibility criteria clearly laid out at , which makes it easy to see if you qualify. Once you're ready to take that step, opening an account is just as simple check out the information available on our site about account opening options. Join us today and discover the benefits of being part of Altura!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment solutions can set your business apart. Our merchant services offer seamless payment processing that helps you manage transactions effortlessly. Imagine being able to accept payments anytime, anywhere whether in-person or online. This means happier customers and smoother operations. Visit us at 40412 Murrieta Hot Springs Rd Murrieta Ca 92563 in Murrieta, CA, or call us at (951) 571-5682 to learn how our business banking and commercial services can elevate your enterprise today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we know how important it is to have reliable banking support. Our business banking services include merchant services and business loans that can help you manage cash flow and grow your enterprise. We're committed to helping local businesses thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features, allowing you to manage your finances from anywhere. With options for ATM cash withdrawals, mobile payments, and person-to-person transfers, accessing your money has never been easier.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions, our drive-thru service offers quick access for deposits, withdrawals, and simple transactions without leaving your car. Additionally, as part of a shared service network, we enable basic transactions for members of partner credit unions making it easy for everyone to stay connected. At Altura, we believe that every member deserves personalized attention and effective solutions. Whether you're visiting us in person or using our digital platforms, our team is dedicated to ensuring a smooth experience every time. Ready to take the next step? Give us a call at (951) 571-5682 or visit us at 40412 Murrieta Hot Springs Rd Murrieta Ca 92563 today! Your financial future starts here at Murrieta Branch 13!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Imagine having the peace of mind knowing that your money is safe and accessible whenever you need it. If you're considering buying a vehicle, our auto loans and vehicle financing options can help turn that dream into reality without breaking the bank. Our mortgage loans and refinancing services provide flexible terms to help you secure the perfect home loan or improve your existing mortgage. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation options are here to simplify your financial journey. Plus, don't forget about our credit cards with rewards perfect for earning points while making everyday purchases!

Digital & Online Banking

Key Features

Managing your money has never been easier! If you're on the go, our mobile application allows you to access your accounts and perform transactions directly from your smartphone. Whether you're paying a friend through person-to-person transfers or making purchases with our convenient mobile payments feature, everything is just a tap away. We also offer e-statements, which means you can say goodbye to paper clutter while keeping track of your financial activity effortlessly. You'll receive your statements electronically, ensuring they're both accessible and secure. Plus, with our electronic signature authorization, signing documents has never been simpler or faster.

Why Choose Us?

Choosing Altura means choosing convenience without compromising safety. Our online banking services provide real-time account management that lets you stay in control of your finances whenever you need to. Whether it's managing daily transactions or planning for future goals, we're here to support you every step of the way. Experience the ease of digital banking today by visiting us online at https://www.alturacu.com/. Let us help you make banking work for you!

Financial Strength

Growing Membership Base

We have a strong and growing member base with a total of 337,756 share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 40412 Murrieta Hot Springs Rd Murrieta Ca 92563 or call (951) 571-5682 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $1,734,921,196, including $23,979 in used auto loans that support our members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,978,805 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options can accommodate your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. These loans are tailored to meet the specific needs of your business while offering competitive rates. At Altura, we're committed to providing transparent and straightforward loan solutions tailored for our community members. Our dedicated team is here to guide you through every step of the application process and answer any questions you may have. Feel free to visit us at 40412 Murrieta Hot Springs Rd Murrieta Ca 92563, call us at (951) 571-5682, or check out our website at Altura for more information on how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for additional financial flexibility, we provide credit lines with a total of $1,320,071,175 available for our members. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home. If you're considering refinancing, be sure to ask about our eligibility options.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed for those who want clarity and accuracy in their loan search. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can expect fair and transparent offers tailored to their financial needs. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency throughout the comparison process. Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions; our goal is to provide unbiased results that genuinely reflect the best options available. Users benefit from real-time rate comparisons, which means they have access to up-to-date loan rates from multiple institutions. This timely information empowers users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability and effectiveness of using LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us!

Our Mission

Branch Location & Accessibility

Accessible Services

Conveniently Located

More Than Just Banking

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Drive-Thru & Shared Branch Transactions

Personal Banking Solutions

Digital & Online Banking

Key Features

Why Choose Us?

Financial Strength

Growing Membership Base

Investing Back into Our Community

Member-Centric Savings Solutions

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Join Our Community