Altura Credit Union Moreno Valley CA | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Altura, your trusted financial partner located at 23540 Cactus Ave, Moreno Valley, CA 92553. Since our establishment in 1957, we have been dedicated to serving our community with integrity and commitment. With a robust membership of over 199,805 individuals, we proudly offer a range of services designed to meet your personal and business banking needs. At Altura, we understand that financial stability is essential for every member. That's why our total assets amount to an impressive $2,615,320,712, ensuring that we have the resources to support you. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. In fact, our total loans and leases stand at 95,028, showcasing our dedication to helping members achieve their financial goals. Our leadership team is here to guide you every step of the way. Under the direction of CEO Jennifer Binkley and Board President Joseph Calderon, we strive to create an environment where members feel valued and empowered. Together with a team of 477 employees, we work tirelessly to provide exceptional service and support. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 23540 Cactus Ave, Moreno Valley, CA 92553-8906. Our friendly staff is available during lobby hours from Monday to Friday, 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. Feel free to give us a call at 951-571-5623 if you have any questions or need assistance. Join us at Altura where community comes first and your financial success is our mission! Visit our website at alturacu.com for more information about our services or stop by today!

Branch History & Mission

Community Engagement

At Altura, we recognize the importance of giving back. We participate in numerous local events and initiatives aimed at supporting education, health, and wellness within Moreno Valley. By partnering with local organizations and schools, we strive to make a positive impact on the lives of those around us. Our branch also features convenient amenities such as an ATM and drive-thru banking services for quick transactions. You can reach us at (951) 571-5623 during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM.

Join Us

We invite you to become part of the Altura family! Experience firsthand how we can help you navigate your financial journey while making a difference in our community. Visit us today at 23540 Cactus Ave or explore more about us online at Altura. Together, let's build a brighter future for Moreno Valley!

Our Mission

Our mission at Altura is clear: we are dedicated to providing exceptional financial services while uplifting our community. We believe that strong financial health leads to empowered lives. That's why we not only focus on helping our members achieve their financial goals but also actively engage in community outreach programs and partnerships that promote economic well-being for all. We understand that modern banking needs have changed. With advancements in technology, we ensure that our services remain accessible and user-friendly through online and mobile banking options. Our commitment to accessibility includes ADA compliance and robust customer service initiatives designed with your needs in mind.

Branch Location & Accessibility

Operating Hours

At Altura, we understand that life can get busy, so we offer flexible hours tailored to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 1:00 PM perfect for those who need to stop by on the weekend. Please note that we are closed on Sundays.

Services Offered

In addition to standard banking services like checking and savings accounts, we also provide auto loans, mortgage options, personal loans, and credit cards with rewards ensuring you have everything you need under one roof. If you're on the go, don't forget that we offer ATM services and a convenient drive-thru for quick transactions without leaving your vehicle. If you need assistance or have questions about our services, feel free to give us a call at 951-571-5623. Our team is ready and eager to help you navigate your financial journey! Whether you're visiting us in person or looking for information online at Altura's website, we're excited to support your needs. Come by and see how we can make banking work better for you!

Member Eligibility

Becoming a member of Altura is like joining a caring community where your financial well-being matters. If you live, work, worship, or attend school in the area surrounding 23540 Cactus Ave Moreno Valley Ca 92553, you're already on your way to enjoying the benefits of membership. Our friendly team is here to help you access a range of services tailored to meet your needs, from personal banking to loans and more. You can find detailed eligibility criteria by visiting our website at . It's simple, inclusive, and designed for everyone! If you're ready to take the next step and open an account with us, just give us a call at (951) 571-5623, and we'll guide you through the process. Join us today at Altura we can't wait to welcome you!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions and improve customer experiences. Imagine processing payments quickly and securely, allowing you to focus on what really matters growing your business. Our merchant services provide easy access to payment processing tools that make it simple for you to accept various payment methods. Located at 23540 Cactus Ave Moreno Valley Ca 92553 in Moreno Valley, CA, we're here to partner with you on your journey to success. Contact us today at (951) 571-5623 to learn more about how we can help your business reach its full potential!

Unlocking Business Potential with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick cash or want to make a deposit? Our ATM & Cash Withdrawal Services and basic drive-thru banking ensure you can handle simple transactions without stepping inside the branch. At Altura, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping you achieve financial wellness. If you're interested in learning more about how our services can benefit you, don't hesitate to reach out at (951) 571-5623 or visit us online at Cactus Branch 21. We look forward to serving you!

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our Auto Loans & Vehicle Financing services are tailored to get you on the road quickly. With competitive rates and flexible terms, we work with you to find a loan that fits your budget. Imagine driving off in your dream car without the stress of complicated financing.

Business Banking

For our business members, we offer comprehensive Business Banking solutions. From merchant services that simplify transactions to tailored business loans that fuel growth, we're here to support your entrepreneurial journey.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase can bring you closer to exciting benefits. Enjoy cashback, points, or travel rewards all while managing your spending effectively.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your accounts has never been easier.

Mortgage Loans & Refinancing

If homeownership is on your mind, our Mortgage Loans & Refinancing options can help turn that dream into reality. We guide you through the mortgage process, making it straightforward and manageable. Maybe you're looking to refinance an existing loan; we can help you explore options that might lower your monthly payments or reduce your interest rate.

Personal Banking

We offer a variety of Personal Banking options, including checking and savings accounts designed for your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking simple and accessible.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide the support you need during those times. Whether it's funding a home project or consolidating debt into one easy payment, we've got solutions that can ease your financial burden.

Digital & Online Banking

Accessible Anytime, Anywhere

At Altura, we believe in empowering our members with the tools they need for effective account management in real-time. Our user-friendly interface makes navigating through your financial activities straightforward, ensuring that help is just a click away. So whether it's checking balances late at night or sending money instantly during lunch breaks, our digital banking services are tailored to keep up with you because your time matters. Explore all these features and more by visiting us online at https://www.alturacu.com/.

Key Features of Our Digital Banking Services

With our online banking service available at https://www.alturacu.com/, you can check your account balances, transfer funds, and pay bills all from the comfort of your own device. Enjoy the peace of mind that comes with knowing you have 24/7 access to your financial information. Need to send money quickly? Our person-to-person transfers allow you to send funds to friends or family with just a few taps on your phone. Plus, if you're always on the move, our mobile application makes it easy to manage your accounts wherever you are.

Secure and User-Friendly Experience

Your security is our top priority. With features like electronic signature authorization, you can complete transactions securely without needing to visit a branch. Additionally, our e-statements help keep your records organized and reduce paper clutter while allowing for easy access whenever you need them. To make life even more convenient, we also support mobile payments so you can make purchases directly from your phone without fumbling for cash or cards.

Financial Strength

Commitment to Innovation

With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $23,979 in used auto loans and $1,734,921,196 in total loans and leases, we support your financial goals across various sectors.

Growing Member Base

Total Share Accounts: 337,756, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 23540 Cactus Ave Moreno Valley Ca 92553 or call (951) 571-5623 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $13,978,805, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or other business needs, we're here to support your journey. We invite you to visit us at 23540 Cactus Ave Moreno Valley Ca 92553 in Moreno Valley, CA, or call us at (951) 571-5623 for more information on how our loan products can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We provide personalized service to guide you through the process, ensuring you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. These cards come with various rewards and benefits, making them a smart choice for everyday purchases.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that you receive fair and transparent offers tailored to your needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates displayed are not only current but also reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see the best options available without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you can compare rates in real time. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how our tool can lead to significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Unlocking Business Potential with Loans

Comprehensive List Of Services

ATM & Drive-Thru Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Solutions

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessible Anytime, Anywhere

Key Features of Our Digital Banking Services

Secure and User-Friendly Experience

Financial Strength

Commitment to Innovation

Growing Member Base

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community