Altura Credit Union Indio CA | Top Auto Loans & Quick Personal Loans

Introduction

Welcome to Altura, your trusted financial partner located at 81096 Us Highway 111 Ste B, Indio, CA 92201. Since our establishment in 1957, we have been dedicated to serving the community with a wide range of banking services tailored to meet your needs. With a thriving membership of over 199,805 individuals and total assets amounting to an impressive $2,615,320,712, we pride ourselves on being a pillar of support for families and businesses alike. At Altura, we understand that financial well-being is essential for achieving your dreams. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that help you make the most of your money. For businesses, we provide merchant services and business loans to foster growth and success. We are more than just numbers; our commitment to our members is reflected in our total deposits of $63,132,305 and net worth of $256,542,138. With $106,428,472 in cash on hand and over 95,028 loans issued, our focus remains on empowering you financially while ensuring your peace of mind. Under the leadership of CEO Jennifer Binkley and Board President Joseph Calderon, our team of 477 employees is here to assist you every step of the way. Whether you're looking for guidance or simply want to explore your options, we're ready to help. While members can visit us at our branch location in Indio, official correspondence should be sent to the same address. We invite you to reach out by calling us at 951-571-5738, or explore more about what we offer by visiting our website at Altura. Let's take this journey together toward a brighter financial future!

Branch History & Mission

Welcome to Altura, your trusted credit union in Indio, CA. Since our founding in 1957, we have been dedicated to serving the financial needs of our community with integrity and care. Located at 81096 Us Highway 111 Ste B, Indio, CA 92201, our branch has grown into a vital resource for nearly 200,000 members who rely on us for personal banking solutions and community support. At Altura, we believe that everyone deserves access to quality financial services. Our mission is clear: to empower our members by providing tailored financial products while actively contributing to the well-being of our local communities. This commitment is reflected in our steady growth, as we now proudly manage assets totaling over $2.6 billion. With a dedicated team of over 477 employees, we are here to ensure that your banking experience is not just about transactions but about building relationships. Over the years, we've expanded our offerings beyond traditional banking. From auto loans and mortgages to online banking and mobile payment solutions, we continuously adapt to meet the evolving needs of our members. Our drive-thru service may not be available, but we provide convenient ATM access and friendly lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:00 AM to 1:00 PM ensuring you can manage your finances at your convenience. While members can visit us at 81096 Us Highway 111 Ste B, official correspondence should be sent to 81096 US Highway 111 Ste B, Indio, CA 92201-6685. Our headquarters are located in Riverside, CA, which allows us to stay connected with the broader Altura family and maintain a strong presence in the community. We take pride in being more than just a financial institution; we are partners in local initiatives that support education, health, and economic development. By collaborating with various organizations within Riverside County, we aim to uplift those around us and promote overall community prosperity. As you consider joining our growing family of members, know that Altura is committed to providing exceptional service focused on your unique needs. Experience firsthand the difference of being part of a credit union that truly cares. Visit us today or call 951-571-5738 for more information on how we can help you achieve your financial goals!

Branch Location & Accessibility

Welcome to Altura, your friendly neighborhood credit union located at 81096 Us Highway 111 Ste B in sunny Indio, California. We are proud to serve our community with a convenient and accessible location that makes banking easy for you. Nestled near the bustling Highway 111, our branch is just a stone's throw away from local landmarks, making it a breeze for members to stop by and take care of their financial needs. At Altura, we understand how important accessibility is. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and parking options to ensure that all our members feel welcome. Plus, you can rest assured knowing that we offer plenty of parking spaces right outside our doors. We're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM, so you can visit us at a time that works best for your schedule. If you have any questions or need assistance, don't hesitate to give us a call at 951-571-5738. While members can visit us at our physical location, official correspondence should be sent to the same address: 81096 US Highway 111 Ste B, Indio, CA 92201-6685. For your convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks. Although we currently do not offer drive-thru services or shared service centers, our team is always here to help inside the branch with a variety of services like personal banking, auto loans, mortgage loans, and more. We invite you to come by and experience the Altura difference! Whether you're looking for assistance with your accounts or simply want to learn more about our offerings, we're here for you. Stop in today we look forward to welcoming you!

Member Eligibility

At Altura, we believe that becoming a member means joining a caring community that supports your financial goals. If you're looking to become part of our family, it's easy! Anyone who lives, works, worships, or attends school in the area around 81096 Us Highway 111 Ste B Indio Ca 92201 is eligible to join us. This means that whether you're local to Indio or just passing through, we welcome you with open arms. By choosing to bank with us, you'll enjoy personalized service, competitive rates, and a variety of financial products designed to help you thrive. To get started on your journey with us, simply visit our branch or call us at (951) 571-5738 for more information. You can also check out the detailed eligibility criteria on our website at . We're excited to have you join our community and look forward to serving you!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business with a payment processing system that makes transactions easy for both you and your customers. Our merchant services are designed to streamline payments, whether you're operating a bustling café or an online store. You can focus on what you do best while we handle the financial intricacies. Visit us at 81096 Us Highway 111 Ste B Indio Ca 92201 in Indio, CA, or call us at (951) 571-5738 to learn how we can help elevate your business today!

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances can be challenging. That's why we provide comprehensive business banking services, including merchant services and business loans. We're committed to supporting local businesses so they can thrive in our community.

Connect with Us

If you're interested in learning more about how our services can benefit you, don't hesitate to reach out! Give us a call at (951) 571-5738 or visit us at our branch location. At Indio Branch 7, we're here to help you achieve your financial goals with personalized service and community support. Come see what makes us different today!

Convenient Online Banking

To enhance your banking experience, we offer robust online and mobile banking features. You can easily check your balance, transfer funds, and pay bills from the comfort of your home or on-the-go using our mobile application. Plus, with features like ATM access for cash withdrawals and balance checks, you have control over your finances whenever you need it.

Credit Options

Don't forget about our credit cards with rewards! These cards not only offer convenience but also allow you to earn rewards on your everyday purchases. It's a great way to make your spending work for you!

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit different lifestyles and financial goals. Whether you're saving for a big purchase or just want a secure place for your daily expenses, we have options that suit you perfectly. Need a new vehicle? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. With competitive rates and flexible terms, we make it easy to drive away in your dream car. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services provide the support and guidance you need. We'll help you navigate the process, ensuring that you find the best solution for your housing needs. If life throws unexpected expenses your way, our personal loans and debt consolidation services are here to assist. We offer straightforward loan options to help manage bills or consolidate debts into one easy monthly payment.

Digital & Online Banking

Key Features

Our online banking services, available at https://www.alturacu.com/, provide you with the flexibility to handle transactions at your convenience. Whether it's checking your balance or transferring funds, everything is just a few clicks away. You can also enjoy the benefits of electronic statements, which are not only eco-friendly but also keep all your financial information organized and accessible. For those on the go, our mobile application makes banking even simpler. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases has never been easier. Plus, with electronic signature authorization, signing documents digitally is quick and hassle-free. Security is a top priority at Altura. Our 24/7 online banking services ensure that you have access to your accounts around the clock while keeping your information safe. You can rest easy knowing that your financial data is protected with advanced security measures. With all these features combined, managing your finances becomes an effortless task. Join us at Altura and experience how our digital banking solutions can enhance your banking experience today!

Financial Strength

Growing Trust

Total Share Accounts: 337,756, show a strong and growing member base that trusts us with their finances. This trust underpins everything we do here at Altura, ensuring that we remain a reliable partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 81096 Us Highway 111 Ste B Indio Ca 92201 or call (951) 571-5738 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,978,805 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees who are dedicated to serving you with knowledge and commitment.

Reinvestment for Growth

With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $23,979 in used auto loans and $1,734,921,196 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier for you to find the right fit for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. We understand the challenges that come with running a business and offer tailored solutions to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We aim to streamline the process so that you can focus on what matters most your new home.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we can guide you through eligibility options that may help reduce your payments or overall interest costs. Speak with one of our representatives today to explore how refinancing could benefit your financial situation. We are committed to transparency and integrity in all our dealings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan products or to speak with a representative about your specific needs, feel free to call us at 951-571-5738. Our operating hours are Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm. We're here to assist you!

Unsecured Credit Cards

Managing everyday expenses is important. We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping costs low.

Loan Aggregator

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Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Loan Options That Fuel Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking Services

Connect with Us

Convenient Online Banking

Credit Options

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Growing Trust

Member-Focused Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

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