Altura Credit Union Hemet CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Altura at our West Hemet Branch 16, located at 320 S Sanderson Ave Ste B1B3, Hemet, CA 92545. Since opening our doors in 1957, we have dedicated ourselves to serving the financial needs of our community with trust and reliability. With a robust membership of 199,805 individuals and total assets amounting to an impressive $2,615,320,712, we are proud to be a cornerstone of financial support in Hemet. At Altura, we believe in empowering our members through personalized financial solutions. Whether you're looking for a new auto loan or seeking advice on mortgage refinancing, our experienced team is here to help. We offer an array of services including checking and savings accounts, credit cards with rewards, business banking options, and much more. Our total deposits currently stand at $63,132,305, indicating the strong trust placed in us by our valued members. Under the leadership of CEO Jennifer Binkley and Board President Joseph Calderon, our team of 477 employees is committed to providing exceptional service. Our members can take advantage of modern conveniences like online banking and mobile payments while also enjoying access to our ATM services. While you can visit us at our branch for personal service, official correspondence should be sent to the same address: 320 S Sanderson Ave Ste B1-B3, Hemet, CA 92545-9014. If you have any questions or need assistance, feel free to call us at 951-571-5686 during our operating hours from Monday to Friday. Join us at Altura as we continue to foster growth and build lasting relationships within our community. We invite you to explore how we can assist you in achieving your financial goals today!

Branch History & Mission

At Altura, we take pride in our rich history and commitment to the community. Our journey began in 1957 when we opened our doors at 320 S Sanderson Ave Ste B1B3 in Hemet, CA. Over the years, we have grown significantly, now serving over 199,805 members with total assets exceeding $2.6 billion. From our humble beginnings, we have always focused on providing exceptional financial services while fostering a sense of belonging within our community. Our mission is clear: to empower individuals and families by offering accessible financial solutions that help them achieve their dreams. We believe that everyone deserves the chance to thrive financially, and we strive to make that a reality for all our members. Our branch is conveniently located near several local landmarks, making it easy for you to visit us for all your banking needs. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 320 S Sanderson Ave Ste B1-B3, Hemet, CA 92545-9014. We understand that times change, and so do banking needs. That's why we've embraced digital advancements to enhance your banking experience. Our services include online and mobile banking, electronic signatures, and person-to-person payment options all designed with your convenience in mind. We are also committed to accessibility and ADA compliance so everyone can bank with ease. Community support is at the heart of what we do. We engage in various outreach efforts and partnerships that aim to uplift those around us. Whether it's through financial education workshops or local sponsorships, Altura is dedicated to making a positive impact in Hemet and beyond. We invite you to join us on this journey! Experience firsthand the benefits of being a member of Altura where your financial well-being is our priority. Visit us today or give us a call at 951-571-5686 during our operating hours: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 1:00 pm. Let's work together towards a brighter financial future!

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Altura, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, if you're in need of quick cash or just want to check your balance, our ATM is readily available for your convenience.

Easy Access and Parking

Our branch is designed with accessibility in mind. You'll find ample parking available right outside our doors, making it simple to stop by. We also ensure that our facilities meet ADA standards, so everyone can enjoy a comfortable visit.

Operating Hours Tailored for You

We understand that your time is valuable. That's why we offer convenient lobby hours from Monday through Friday, opening at 9:00 am and closing at 5:30 pm. On Saturdays, we're here for you from 9:00 am until 1:00 pm. Unfortunately, we are closed on Sundays. If you have any questions or need assistance during these hours, feel free to give us a call at 951-571-5686.

Visit Us Today!

Whether you're a long-time member or looking to join our community, we invite you to come visit us at our West Hemet Branch. Our team is ready to help you navigate your financial journey and provide personalized service every step of the way. Remember, while you can always reach out to us by phone, nothing beats a face-to-face chat! We look forward to seeing you soon!

Member Eligibility

Joining the Altura family means stepping into a warm, welcoming community that truly cares about its members. At Altura, we believe everyone deserves access to financial services that make their lives easier and more fulfilling. If you're wondering how to become a member, it's quite simple! Anyone who lives, works, worships, or goes to school in Riverside County is eligible to join us. This opens the door for many people to enjoy our great services, from personal banking options to loans and more. You can learn all the details about eligibility by visiting our website at . Once you know you qualify, opening an account with Altura is a breeze. Our friendly team is here to help you through every step of the process. If you have any questions or need assistance, don't hesitate to give us a call at (951) 571-5686. We're excited to have you as part of our community and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with payment solutions designed just for you. Our merchant services allow you to accept payments seamlessly, whether it's online or at your physical location. This flexibility means you can focus on what you do best serving your customers and growing your business. Located conveniently at 320 S Sanderson Ave Ste B1B3 Hemet Ca 92545 in Hemet, CA, we're here to support your journey. Contact us at (951) 571-5686 or visit us today to learn more about how our Business Banking & Commercial Services can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to drive away in your dream vehicle without breaking the bank. We offer competitive rates and flexible terms so that you can choose a payment plan that fits comfortably within your budget.

Business Banking Services

For our business members, we offer tailored solutions like merchant services and business loans that help you grow and manage your operations effectively. Whether you're starting a new venture or looking to expand an existing one, Altura is here to support your business journey.

Commitment to Accessibility

At Altura, we're proud to provide various services that cater to all members whether it's through traditional means or digital platforms. If you have questions or need assistance with any of our offerings, feel free to call us at 951-571-5686 during our lobby hours: Monday through Friday from 9:00 AM to 5:30 PM, Saturday from 9:00 AM to 1:00 PM. Discover how Altura can help you achieve your financial goals today! Visit us online at Altura or stop by our branch in Hemet. We look forward to serving you!

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase brings you closer to exciting benefits. Use it for everyday expenses and enjoy cash back or other perks while building your credit history at the same time.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments from the palm of your hand. Plus, with features like ATM access for withdrawals and balance checks available at various locations, managing your finances has never been easier.

Mortgage Loans & Refinancing

If owning a home is part of your financial goals, our mortgage loans provide an excellent way to turn that dream into reality. Plus, if you're already a homeowner looking to save money, our refinancing options could lower your monthly payments or reduce your interest rate.

Personal Banking Solutions

We understand that every member has unique needs. That's why our personal banking options are designed with you in mind. From checking and savings accounts that help you keep track of your finances easily, to personal loans and debt consolidation services that can assist you in managing unexpected expenses or consolidating existing debts, we've got your back.

Digital & Online Banking

Convenient Online Services

With 24/7 online banking services, you have the freedom to check your account balance, pay bills, and transfer funds anytime you want. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're looking for an eco-friendly option for your statements, we provide e-statements that are not only convenient but also help reduce paper waste.

Security You Can Trust

We know security is a top concern when it comes to online banking. That's why we offer electronic signature authorization for transactions, giving you peace of mind that your information is protected. Our secure platform ensures that your data remains safe while you manage your finances. With all these features combined, Altura makes digital banking not just a service but a part of your everyday life. Whether you're at home or out and about, managing your money has never been easier!

User-Friendly Mobile Experience

For those who prefer banking on their mobile devices, our mobile application is ready to assist you. Enjoy features like mobile payments that allow you to make purchases right from your phone no more fumbling for cash or cards! Our app is designed to be user-friendly so that all members can navigate easily.

Financial Strength

At Altura, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident about your financial future with us. With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $213,282,700 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,979 in used auto loans and $1,734,921,196 in total loans and leases. Our success is reflected in our operational efficiency with a net income of $13,978,805, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 395 full-time employees and 82 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 337,756, shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 320 S Sanderson Ave Ste B1B3 Hemet Ca 92545 or call (951) 571-5686 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our financing solutions make it easy to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with tailored financing solutions that meet your specific requirements. At Altura in Hemet, CA (320 S Sanderson Ave Ste B1B3), we're dedicated to providing personalized service and helping our members navigate their financial journeys. If you have any questions about eligibility or would like more information on how to apply for any of our loan products, feel free to call us at 951-571-5686. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our variety of loan offerings and commitment to member satisfaction, Altura is here to help you achieve your financial aspirations.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no hidden fees just straightforward borrowing that gives you the freedom to spend as needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We provide support throughout the mortgage process and can help you explore refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You can access up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each lender included in the comparison tool has been vetted for reliability, making sure that the information you receive is accurate and trustworthy.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

Easy Access and Parking

Operating Hours Tailored for You

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Commitment to Accessibility

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking Solutions

Digital & Online Banking

Convenient Online Services

Security You Can Trust

User-Friendly Mobile Experience

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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