Altura Credit Union Coachella CA | Best Auto Loans & Personal Banking

Introduction

Welcome to Altura at our Coachella Branch 12, located conveniently at 50057 Cesar Chavez St Ste A, Coachella, CA 92236. Since our establishment in 1957, we have been dedicated to serving the financial needs of our community, fostering a sense of belonging for all 199,805 of our members. With assets totaling an impressive $2,615,320,712, we pride ourselves on offering a wide range of financial services tailored to support both personal and business banking. At Altura, we understand that every member's journey is unique. That's why we provide an array of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business loans. Our commitment to accessibility means you can manage your finances easily through online and mobile banking options. We also offer basic ATM access for quick withdrawals and balance checks. With a strong net worth of $256,542,138 and total deposits amounting to $63,132,305, our stability reflects our dedication to responsible management and service excellence. The leadership team is headed by CEO Jennifer Binkley and Board President Joseph Calderon, who are both passionate about enhancing the financial well-being of our members. While members can visit us at our branch for personalized service during lobby hours from Monday to Friday 9:00 AM - 5:30 PM and Saturdays from 9:00 AM - 1:00 PM, official correspondence should be directed to the same address as our branch. We invite you to reach out with any questions or visit us today! Call us at 951-571-5522 or explore more about what we offer at Altura's website. Join us in experiencing a credit union that truly cares for its community!

Branch History & Mission

Call to Action

We invite you to become part of the Altura family today! Together, let's build a brighter future for you and the Coachella community. For any inquiries or assistance, feel free to call us at 951-571-5522 or visit our website at Altura Credit Union. Join us as we continue this journey together!

Community Focus

Our dedication goes beyond mere transactions; it's about building relationships within the Coachella community. We pride ourselves on being more than just a credit union; we're your neighbor and partner in prosperity. Whether you need help with loans for buying a car or advice on saving for your first home, our friendly staff is here to guide you every step of the way. Join us during our operating hours Monday through Friday from 9:00 AM to 5:30 PM, Saturday from 9:00 AM to 1:00 PM and experience firsthand how Altura can make a difference in your financial journey.

Mission Statement

At Altura, our mission is simple yet profound: to empower individuals and businesses with financial resources while making a positive impact in the community. We believe that financial growth should go hand-in-hand with community support. That's why we actively engage in outreach efforts and partnerships that uplift local organizations and initiatives. While members can visit us at 50057 Cesar Chavez St Ste A, official correspondence should be sent to the same address as it serves both our branch and mailing needs.

Our Journey

From humble beginnings to a key player in local finance, Altura has continually evolved. Over the decades, we've introduced various services from checking and savings accounts to auto loans and credit cards ensuring that our members have access to the tools they need for financial success. As we embrace technology, we've made banking more accessible than ever through features like online banking and mobile payments, allowing our members to manage their finances anytime and anywhere. Our commitment to accessibility extends beyond digital services. We ensure that everyone can benefit from our offerings by maintaining ADA compliance in all areas of our operations. Our physical presence in Coachella also includes an ATM for easy cash access.

Branch Location & Accessibility

Welcome to Altura, your trusted financial partner located at 50057 Cesar Chavez St Ste A in the vibrant city of Coachella, CA. We're here to make your banking experience as easy and convenient as possible. Nestled in Riverside County, our branch is just a stone's throw away from local landmarks that bring the community together, making it simple for you to pop in for your banking needs. Our location is designed with accessibility in mind. You'll find ample parking space available, along with features that accommodate all members of the community, including ADA-compliant access points. Whether you're walking in or using our ATM service available right outside you can count on us to help you manage your finances effortlessly. Speaking of convenience, we offer flexible operating hours throughout the week! Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:00 AM to 1:00 PM. Unfortunately, we are closed on Sundays. If you have any questions or need assistance, don't hesitate to give us a call at 951-571-5522; our friendly staff is always ready to help! While visiting us at our Coachella branch, you'll enjoy a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that cater to everyone. If you require official correspondence, please send it to the same address where you'll find us: 50057 Cesar Chavez St Ste A, Coachella, CA 92236. We can't wait for you to visit Altura and experience all the ways we can assist you in achieving your financial goals!

Member Eligibility

At Altura, we believe that becoming a member is about joining a supportive community where your financial needs are understood and prioritized. If you're looking to join us at our Coachella branch located at 50057 Cesar Chavez St Ste A Coachella Ca 92236, you'll find that eligibility is quite simple. We welcome individuals who live, work, or worship in the area, along with their immediate family members. This makes it easy for you to become part of our family, enjoying all the benefits we offer, from competitive loans to personalized banking services. Getting started is just as straightforward! You can open an account by visiting us in person or calling us at (951) 571-5522 for more details on the process. For those who prefer to check the latest eligibility criteria, feel free to visit our website at . We're excited to have you join us and take advantage of everything Altura has to offer!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $271,026,686, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services are designed to streamline your payment processing. Imagine a retail store owner who can accept payments easily and securely, allowing them to focus on customer service rather than worrying about transactions. Our services ensure that managing finances is straightforward, giving you more time to grow your business. Visit us at 50057 Cesar Chavez St Ste A Coachella Ca 92236 in Coachella, CA, or give us a call at (951) 571-5522 to discover how we can support your business needs today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find that we have specialized offerings just for you. Our business banking services include merchant services and business loans designed to support growth and streamline operations.

Credit Cards & Loans

Life can sometimes throw unexpected expenses your way, but with our personal loans and debt consolidation services, we aim to lighten that load. Plus, don't forget to check out our credit cards with rewards perfect for earning benefits on everyday purchases!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Altura provides robust online and mobile banking features. You can easily manage your accounts from anywhere, whether it's through our website or mobile application. Need to make a cash withdrawal? Our ATMs are readily available to serve you with basic access like withdrawals and balance checks.

Personal Banking Solutions

Managing your finances should be simple and straightforward. At Altura, we offer a variety of personal banking options, including checking and savings accounts that fit your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing services can help you drive off with the car of your dreams. For those considering homeownership, our mortgage loans and refinancing options make it easier than ever to secure your future.

Reach Out Today

We invite you to experience the comprehensive range of services at Altura. If you have any questions or would like assistance in choosing the right financial products for your needs, please don't hesitate to call us at (951) 571-5522. Our friendly staff is eager to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM, Saturday from 9:00 AM to 1:00 PM, and closed on Sundays. Join us at Altura where your financial well-being is our priority!

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at https://www.alturacu.com/, you can check your account balances, pay bills, and transfer money anytime you need. It's like having a bank branch right in your pocket! Plus, our mobile application makes it even easier to stay connected with your accounts while you're out and about.

Effortless Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and securely. If you're on the go, take advantage of our mobile payments option, which allows you to make purchases directly from your phone no cash or cards needed! At Altura, we strive to provide user-friendly solutions that give you real-time access to your finances. Whether it's checking balances or managing payments, we make sure everything is just a few taps away. Experience the convenience of modern banking with us today!

Secure Transactions Made Easy

Security is a top priority for us. That's why we offer electronic signature authorization, giving you peace of mind when signing documents online. You can also access e-statements at any time, helping you keep track of your transactions without the clutter of paper statements.

Financial Strength

Committed to Growth

With $213,282,700 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment helps us enhance security measures and improve services tailored just for you. Our lending capacity supports your financial goals across various sectors, with $23,979 in used auto loans and $1,734,921,196 in total loans and leases. This means whether you're buying a car or looking for personal loans, we're here to help.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altura is your trusted partner. Visit us at 50057 Cesar Chavez St Ste A Coachella Ca 92236 or call (951) 571-5522 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 395 full-time employees and 82 part-time employees who are always ready to serve you with a knowledgeable, committed team. With a total of 337,756 share accounts, it's clear that many people trust us with their finances.

Operational Efficiency

Our robust financial performance is highlighted by a net income of $13,978,805, which reflects our operational efficiency. This allows us to keep offering competitive loan rates and solid financial products for all our members.

Secure Savings Opportunities

Members' savings are secured through $431,032,276 in share certificates and $497,200,686 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over profits; unlike traditional banks, we focus on your needs first.

Solid Financial Health

With a net worth of $256,542,138, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $429,165,104 in used vehicle loans and $308,639,532 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that make it easier for you.

Business Loans

For business owners, our outstanding commercial loans totaling $271,026,686 provide the capital needed to grow and expand. Whether you need funding for inventory or to invest in new equipment, we're committed to supporting local businesses. If you're considering refinancing any existing loans or want to learn more about our eligibility options, feel free to reach out to us at 951-571-5522. Our dedicated team is here to assist you with all your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore these loan offerings and see how they can fit into your financial plans. At Altura, we're more than just a credit union; we're a partner in your success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $60,237,582, make buying or refinancing simple. We are here to guide you through the process and ensure you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,924,516 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that the offers presented are fair and transparent. Each lender listed has been thoroughly vetted, allowing users to trust the information they receive.

Altura

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Call to Action

Community Focus

Mission Statement

Our Journey

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Practical Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Cards & Loans

Online & Mobile Banking

Personal Banking Solutions

Reach Out Today

Digital & Online Banking

Convenient Online Banking Services

Effortless Payments and Transfers

Secure Transactions Made Easy

Financial Strength

Committed to Growth

Conclusion

Dedicated Team

Operational Efficiency

Secure Savings Opportunities

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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