Altra Credit Union Onalaska WI | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Altra Federal Credit Union, your trusted partner in financial success since 1931! Located at 1807 E Main St, Onalaska, WI 54650, we are proud to serve over 155,000 members with a commitment to providing exceptional service and support. Our goal is to help you achieve your financial dreams, whether that means securing a loan for your new car or opening an account that fits your lifestyle. At Altra, we understand the importance of community and strive to make a positive impact in the lives of our members. With total assets amounting to an impressive $2,936,746,167 and total deposits reaching $114,150,615, we are dedicated to managing your funds with care and responsibility. We also offer a variety of financial products including auto loans (with over 63,180 loans currently in place), mortgage options, personal loans, and business banking services. Led by our CEO, Steve Koenen, and Board President, Tanner Holst, our team of nearly 500 employees is here to assist you every step of the way. We take pride in fostering a welcoming environment where each member feels valued and heard. Whether you have questions about your account or need guidance on financial planning, we're just a phone call away at (608) 787-4500. While members can visit us at our branch location for in-person assistance, any official correspondence should be sent to the same address: 1807 E Main St, Onalaska, WI 54650. Ready to take control of your finances? Visit us online at www.altra.org or stop by today! Let us help you achieve more than just banking let's build a brighter future together!

Branch History & Mission

Community Engagement

We take pride in being part of the Onalaska community and are committed to giving back through various outreach programs and partnerships. Whether it's sponsoring local events or supporting nonprofit organizations, we strive to make a positive impact on those around us.

Join Us!

As we look forward to the future, we invite you to join us at Altra Federal Credit Union. Experience the benefits of being part of a member-focused organization that truly cares about your financial health. Visit us during our operating hours Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 8:00 a.m. to noon or call us at (608) 787-4500 for more information. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings as a small credit union, Altra has evolved significantly over the decades. We opened our doors to serve the needs of local families and individuals, focusing on providing accessible banking solutions. As we expanded our services and reach, we embraced digital advancements to make banking easier and more convenient for everyone. Today, we are proud to offer features such as online banking, mobile payments, and electronic statements all designed to enhance your experience with us.

Our Mission

At Altra, our mission is simple yet powerful: to improve the financial lives of our members while actively supporting our communities. We understand that banking is not just about transactions; it's about building relationships. Our team is dedicated to delivering personal service alongside competitive products like auto loans, mortgages, and business banking options. We believe in empowering our members through education and resources that promote financial literacy. While you can visit us at our branch location in Onalaska for all your banking needs, official correspondence should be sent to our mailing address at 1807 E Main St, ONALASKA, WI 54650.

Branch Location & Accessibility

Connect With Us

Ready to take the next step in your financial journey? We encourage you to visit us at Altra Federal Credit Union or give us a call at 608-787-4500 for more information about our services. Join our community today and experience banking made easy!

Operating Hours

We know that life can get busy! That's why our lobby hours are designed to fit into your schedule. You can visit us Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday mornings from 8:00 a.m. to noon. Whether you're stopping by for a quick transaction or need assistance with a loan application, our friendly staff is here to help.

Parking and Accessibility

At Altra, we understand that convenience is key. Our branch features ample parking to ensure that your visit is hassle-free. We are committed to providing an accessible environment for all members, with features such as ramps and ADA-compliant facilities, making it easy for everyone to access our services.

Services Offered

At Altra Federal Credit Union, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash in a hurry? Our ATM services are readily available for your convenience, along with drive-thru banking options for quick deposits and withdrawals. While members can visit us at 1807 E Main St for in-person services, any official correspondence should be sent to the same address since it doubles as our mailing address.

Member Eligibility

Joining the Altra family is like stepping into a community that truly cares about your financial well-being. To become a member, you'll want to know that eligibility is based on a few simple criteria, which typically include living or working in the area, or having connections with specific organizations. This means that whether you're a long-time resident or new to the community, there's a good chance you can join us at our branch located at 1807 E Main St Onalaska Wi 54650. For more detailed information on who can become a member, feel free to check out our eligibility page at . Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can reach out by calling us at (608) 787-4500, and we'll guide you through the process with ease. Becoming a member of Altra not only grants you access to a variety of banking services but also connects you with a supportive network that prioritizes your needs. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that make accepting payments easy and efficient. Whether you're a local retailer or a service provider, our tools help you process transactions seamlessly, allowing you more time to focus on what matters most your customers and your business. Visit us at 1807 E Main St Onalaska Wi 54650 in Onalaska, WI or call us at (608) 787-4500 to learn how we can help you take your business to the next level!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $556 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,210,974, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access

We know that life can get busy. That's why we offer convenient options like ATM services for easy cash withdrawals and balance checks right when you need them. Plus, our basic drive-thru banking allows you to make deposits and withdrawals without stepping inside perfect for those on the go!

Credit Cards and Rewards

Don't forget about rewards! Our credit cards with rewards allow you to earn points on everyday purchases. Use them wisely, and watch those points accumulate for travel, cash back, or other great perks.

Get Started Today!

If you're ready to take control of your finances or simply want to explore what we offer further, don't hesitate to reach out! Call us at (608) 787-4500 or visit us at 1807 E Main St Onalaska Wi 54650 in Onalaska, WI. Our friendly team at Altra Federal Credit Union is here to assist you every step of the way!

Loans for Every Need

When it comes to financing, we understand that each member's situation is unique. For those in need of a new vehicle, our auto loans and vehicle financing provide competitive rates to help you drive away in your dream car. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can guide you through the process seamlessly. For personal expenses or consolidating debt, consider our personal loans, which can give you the flexibility you need during life's unexpected turns. And if you're a business owner, we offer comprehensive business banking services, including merchant services and business loans, ensuring that you have the support necessary to thrive.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for a major purchase, we have options for everyone. Our checking and savings accounts are user-friendly and come with features that fit modern lifestyles. Imagine easily transferring money between accounts with just a few taps on your phone. That's the convenience our online and mobile banking offers.

Digital & Online Banking

Accessibility and Security

Your safety is our priority. Our online banking services use advanced security measures to keep your information safe while giving you the freedom to handle your banking needs without any hassle. Whether you're making mobile payments or accessing your account through our app, rest assured that you're in good hands. At Altra, we believe in making banking accessible and straightforward. With our user-friendly tools and real-time account management features, you can take control of your finances without any stress. So why wait? Experience the convenience of digital banking today!

Key Services Offered

Our online banking platform is available 24/7 at http://www.altra.org, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can also enjoy e-statements, which provide a quick and environmentally friendly way to keep track of your financial documents. If you prefer using your smartphone, our mobile application makes it even easier to manage your accounts on the go. Need to send money to a friend or family member? With our person-to-person transfer feature, sending cash has never been simpler. Just a few taps on your mobile device will do the trick! Plus, for added security, we offer electronic signature authorization, ensuring that your transactions are protected every step of the way.

Financial Strength

At Altra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report that our financial health remains strong, ensuring you can trust us with your savings and loans. With a net worth of $321,182,498, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $514,851,270 in share certificates and $593,728,229 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,927,460, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by having $296,762,410 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $31,590 in used auto loans and $2,577,869,875 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $18,977,818 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 464 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $42,821,590. Total Share and Deposit Accounts: 329,166, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altra is your trusted partner. Visit us at 1807 E Main St Onalaska Wi 54650 or call (608) 787-4500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $447,123,262 in used vehicle loans and $146,036,985 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $304,210,974 provide the capital needed to grow and expand your business. We're here to support local entrepreneurs with tailored solutions that meet your unique needs. If you're interested in exploring refinancing options or checking your eligibility for any of our products, don't hesitate to contact us at (608) 787-4500 or visit us at 1807 E Main St Onalaska Wi 54650 in Onalaska, WI. Our friendly team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

For those who need extra flexibility in managing their finances, our total credit lines amount to $854,810,373. This option allows you to borrow as needed while only paying interest on what you use, giving you control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,044,635, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your needs and budget.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $98,318,856 in loans helping members manage their finances effectively. Enjoy the convenience of having access to funds when you need them without the hassle of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the complex lending landscape with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance means that you receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By partnering with trusted financial institutions, LendMesh delivers reliable information you can count on. One significant advantage of using LendMesh is its verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see and what you can expect. Moreover, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that the results you receive are unbiased and focused solely on your needs. With real-time rate comparisons, LendMesh keeps its data up-to-date, allowing users to make informed decisions quickly. You can view a variety of loan options from multiple institutions in one place, saving you time and effort in your search for the best rates. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the value and reliability that LendMesh brings to those looking for financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Altra