Altra Credit Union La Crosse WI | Affordable Auto Loans & Mortgages

Introduction

Welcome to Altra Federal Credit Union, your trusted financial partner in the heart of La Crosse, Wisconsin. Located at 28 Copeland Ave, we have been serving our community since 1931 and are proud to support over 155,000 members with a commitment to personalized banking solutions. As a member-focused credit union, we understand the unique needs of our community and strive to empower you with the tools and resources necessary for financial success. At Altra, we take pride in our robust financial standing, boasting total assets of $2,936,746,167 and total deposits amounting to $114,150,615. Our dedicated team of 497 employees, led by our CEO Steve Koenen and Board President Tanner Holst, is here to assist you with a wide array of services, including personal banking, auto loans, mortgage refinancing, business banking solutions, and much more. While you can easily visit us at our branch location for your banking needs, please note that official correspondence should be directed to our mailing address: 28 Copeland Ave, La Crosse, WI 54603-3401. We invite you to explore the many services we offer and discover how Altra can help you achieve your financial goals. If you're ready to take the next step or have any questions, don't hesitate to reach out! Call us at 608-787-4500 or visit our website at http://www.altra.org for more information. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Altra Federal Credit Union, a cornerstone of community finance in La Crosse, Wisconsin. Established in 1931, our branch has proudly served members for over nine decades, growing alongside our community and adapting to the changing financial landscape. Located at 28 Copeland Ave, we are conveniently situated near local landmarks that connect us to the heart of La Crosse. Since our founding, Altra has evolved significantly. We began as a small credit union with a mission to support our members' financial needs and have transformed into a trusted institution with total assets exceeding $2.9 billion. With a membership base of 155,058, we strive to create lasting relationships built on trust and integrity. Our success is not just measured in numbers; it reflects the lives we've touched through our services. At Altra, our mission extends beyond offering financial products. We are dedicated to empowering our members by providing accessible personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment to community support is evident in our outreach efforts and partnerships with local organizations that promote financial literacy and well-being. While members can visit us at 28 Copeland Ave, official correspondence should be sent to 28 Copeland Ave, La Crosse, WI 54603-3401 if necessary. We take pride in ensuring that every interaction is seamless, whether through our friendly lobby service or digital advancements like online banking and mobile payments. Our operating hours reflect our dedication to serving you when you need us most: Monday through Friday from 9:00 a.m. to 7:00 p.m., Saturday from 9:00 a.m. to 4:00 p.m., and Sunday from 10:00 a.m. to 3:00 p.m. Need cash? We have ATM availability for your convenience too. As we look toward the future, we remain focused on enhancing member experiences through innovative solutions while maintaining the personal touch that makes Altra special. Join us on this journey become part of Altra Federal Credit Union today and experience the benefits of being a member of a supportive financial family! For inquiries or assistance, feel free to call us at 608-787-4500.

Branch Location & Accessibility

Welcome to Altra Federal Credit Union, conveniently located at 28 Copeland Ave in the heart of La Crosse, WI! Our branch is not only easy to find but also surrounded by local landmarks that make it a familiar spot for our members. Just a short drive from Riverside Park and close to the bustling downtown area, we are here to serve your financial needs with a smile. At Altra, we understand the importance of accessibility. Our branch is designed with features that cater to everyone, including ADA-compliant ramps and ample parking spaces, ensuring that all members can visit us comfortably. We also provide ATM services on-site for those who prefer quick cash access without entering the branch. Our operating hours are crafted with your busy schedule in mind. You can visit us Monday through Friday from 9:00 a.m. to 7:00 p.m., and we're open on Saturdays from 9:00 a.m. to 4:00 p.m. Need help on Sunday? Stop by from 10:00 a.m. to 3:00 p.m.! Whether you need assistance with personal banking, auto loans, or credit cards with rewards, our friendly staff is ready to help you achieve your financial goals. While members can visit us at 28 Copeland Ave for all their banking needs, official correspondence should be sent to our mailing address at 28 Copeland Ave, La Crosse, WI 54603-3401. Don't hesitate to reach out! Call us at 608-787-4500 if you have any questions or would like more information about our services. We look forward to welcoming you into the Altra family!

Member Eligibility

At Altra, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our area, along with their family members. By joining us at our branch located at 28 Copeland Ave La Crosse Wi 54603, you gain access to a range of financial services tailored just for you, including personal banking, auto loans, and more. Our supportive environment ensures you receive the attention you deserve, making your financial journey smoother. To get started, check out the detailed eligibility criteria on our website. You'll find everything you need to know about becoming a member at [](). If you're ready to open an account or have any questions, don't hesitate to reach out to us at (608) 787-4500. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine processing payments quickly and securely, allowing you to focus more on what matters growing your business. Our merchant services provide seamless payment processing options that adapt to your operational needs. Whether you're running a retail shop or an online store, we offer tools that simplify transactions and enhance customer satisfaction. Visit us at 28 Copeland Ave La Crosse Wi 54603 or call us at (608) 787-4500 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $556 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,210,974, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing can help get you on the road. We offer competitive rates and flexible terms designed to fit your budget. Picture driving away in your dream vehicle without breaking the bank!

Business Banking

For local businesses, our Business Banking services provide essential support. From merchant services that help streamline transactions to business loans designed for growth, we are here to help your business thrive in today's economy.

Credit Cards with Rewards

Enjoy shopping? Our Credit Cards with Rewards allow you to earn points on every purchase. Imagine earning rewards just by spending! It's a simple way to get more from your everyday purchases while enjoying added benefits like cashback offers and travel perks.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. With capabilities like person-to-person payments and easy access to ATM and cash withdrawal services, managing your finances has never been simpler. With all these services available under one roof at Altra Federal Credit Union, we invite you to explore how we can assist you in achieving your financial goals. Don't hesitate to reach out at (608) 787-4500 if you have any questions or would like more information about what we offer. We look forward to serving you!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage, we guide you through the process, ensuring you understand every step along the way.

Personal Banking

For those just starting out or managing everyday finances, our Personal Banking services include checking and savings accounts that cater to various lifestyles. Imagine easily accessing your funds with our convenient online and mobile banking options this means you can check your balance or transfer money from anywhere, at any time.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services can provide the financial relief you need. With straightforward terms and quick approval processes, we make it easier for you to manage life's surprises without stress.

Digital & Online Banking

Key Features

Our online banking experience is all about user-friendliness. Need to sign a document? No problem! With electronic signature authorization available, you can complete transactions quickly without needing to visit the branch. Plus, we offer e-statements so you can keep track of your financial activity right from your inbox, making paper clutter a thing of the past. For those who prefer banking on-the-go, our mobile application provides easy access to all your account information. You can even make mobile payments effortlessly, allowing you to shop without cash or cards. And if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Security and Accessibility

When it comes to security, we've got you covered. Your information is protected with robust measures that keep your accounts safe while you enjoy the convenience of digital banking. Whether you're checking your balance during lunch or managing bills from the comfort of home, Altra ensures that accessing your finances is straightforward and secure. With our comprehensive suite of digital services, taking control of your money has never been easier. Experience the ease of modern banking with us today! Visit http://www.altra.org for more information about our digital banking services and how they can benefit you.

Financial Strength

At Altra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial strength, which reflects our commitment to supporting your needs. With a net worth of $321,182,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $514,851,270 in share certificates and $593,728,229 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,927,460, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $296,762,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $31,590 in used auto loans and $2,577,869,875 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident in our $18,977,818, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 464 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $42,821,590. Total Share and Deposit Accounts: 329,166, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altra is your trusted partner. Visit us at 28 Copeland Ave La Crosse Wi 54603 or call (608) 787-4500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $447,123,262 in used vehicle loans and $146,036,985 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $304,210,974 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our competitive rates can support your business ambitions. At Altra, we strive to make the borrowing process as straightforward as possible. If you're considering refinancing or want to know about eligibility options for any of our loan products, please reach out. We're here to help you every step of the way. For more information about our services or to start your application process, contact us at (608) 787-4500, or visit us at our branch located at 28 Copeland Ave La Crosse Wi 54603 in La Crosse, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,044,635, make buying or refinancing simple. We guide you through each step of the process, ensuring you understand your options and are comfortable with your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $98,318,856 in loans helping members manage their finances effectively. These credit cards come without collateral requirements, giving you more freedom and control over your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent, giving users confidence in their choices.

Altra