Altra Credit Union La Crosse WI | Best Auto Loans & Business Banking

Introduction

At Altra Federal Credit Union, we understand that banking is more than just numbers; it's about building relationships and supporting our community. Located at 2715 Losey Blvd S, La Crosse, WI 54601, our branch has been serving members since 1931. With a strong commitment to your financial well-being, we take pride in being a trusted partner for over 155,058 members. While you can visit us at our convenient location, any official correspondence should be sent to the same address: 2715 Losey Blvd S, LA CROSSE, WI 54601. Our team of dedicated professionals, led by CEO Steve Koenen and Board President Tanner Holst, is here to help you navigate your financial journey with ease and confidence. With total assets of $2,936,746,167 and total deposits reaching $114,150,615, Altra Federal Credit Union stands as a pillar of strength in our community. We offer a variety of services tailored to meet your needs whether it's personal banking with checking and savings accounts or auto loans and mortgages. Our offerings also include business banking solutions designed to empower local entrepreneurs. We are proud to have a robust financial foundation with a net worth of $321,182,498 and cash in hand amounting to $13,546,277. These figures reflect not only our stability but also our commitment to reinvesting in our members and the community. Our branch employs 497 dedicated individuals who are ready to assist you every step of the way. Whether you prefer visiting us in person or utilizing our online services like mobile payments and online banking, we strive to make your experience as smooth as possible. So why wait? If you're looking for a reliable financial partner that puts people first, reach out to us today at (608) 787-4500 or explore more on our website at http://www.altra.org . Let's work together towards achieving your financial goals!

Branch History & Mission

Welcome to Altra Federal Credit Union, a pillar of financial support and community service in La Crosse, WI. Since our establishment in 1931, we have proudly grown from a small organization to a thriving credit union with over 155,000 members and assets totaling more than $2.9 billion. Our journey reflects a commitment to providing exceptional financial services while supporting the local community. Located at 2715 Losey Blvd S La Crosse, WI 54601, our branch is easily accessible and surrounded by the vibrant energy of La Crosse. We are not just a credit union; we are your neighbors. Our mission is simple yet profound: to empower individuals and families by offering accessible financial solutions tailored to their needs. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for your next vehicle or home, Altra is here for you. Over the years, we have embraced innovation to serve our members better. With online and mobile banking options available, managing your finances has never been easier. We also pride ourselves on being an ADA-compliant facility, ensuring that all members of our community can access our services comfortably. Our drive-thru banking and ATM availability provide added convenience for those on the go. Our commitment extends beyond banking; we actively engage with our community through partnerships and outreach programs. By supporting local events and initiatives, we strive to make La Crosse a better place for everyone. This dedication reflects our belief that when our members thrive, so does the entire community. While you can visit us at 2715 Losey Blvd S for all your banking needs, official correspondence should be sent to the same address as our mailing address: 2715 Losey Blvd S, LA CROSSE, WI 54601. Join us today at Altra Federal Credit Union! Experience firsthand how we can help you achieve your financial goals while contributing positively to our beloved La Crosse community. For more information or assistance, call us at 608-787-4500 or visit our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Getting Here

At our La Crosse branch, you'll find plenty of parking available right outside the entrance, making it simple to pop in for banking services. Our location is designed with accessibility in mind, featuring ADA-compliant facilities including ramps and designated parking spaces for those who need them. If you prefer the convenience of banking from your car, we also offer drive-thru banking for quick transactions.

Operating Hours

We understand that life can get busy, so we strive to be available when you need us most. Our lobby hours are Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays, we stay open until 6:00 p.m. For those needing to use our drive-up service, we're here Monday through Thursday from 7:00 a.m. to 5:30 p.m., ensuring that you have access to your funds when it's convenient for you.

Services We Offer

At Altra Federal Credit Union, we pride ourselves on offering a wide array of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, our knowledgeable staff is here to help you navigate your financial journey. Need cash? Our ATM is readily available for quick withdrawals and balance checks. Plus, if you're a member of another credit union participating in shared branching, you can conduct basic transactions here too! While members can visit us at 2715 Losey Blvd S, official correspondence should be sent to the same address as our mailing address remains the same. If you have any questions or want more information about our services before visiting, feel free to give us a call at 608-787-4500. We can't wait to welcome you into our branch!

Member Eligibility

At Altra, we believe that everyone deserves access to a supportive financial community. Joining us as a member is simple and welcoming! If you live, work, or worship in the La Crosse area, you're already on your way to becoming part of our family. We also welcome members from select organizations and those who have family connections with existing members. This means that if you're looking for a financial partner that prioritizes your needs and offers personalized service, you've come to the right place. To start your journey with us, visit our branch located at 2715 Losey Blvd S La Crosse Wi 54601 or give us a call at (608) 787-4500. You can find more details about eligibility criteria by checking out this resource: . Opening an account is straightforward, and we're here to guide you every step of the way! Whether it's personal banking, auto loans, or business services, being a member at Altra opens up a world of possibilities tailored just for you.

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $556 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,210,974, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

But it doesn't stop there. Our merchant services simplify transactions so you can focus on what matters growing your business. Imagine accepting payments from customers easily and efficiently, all while keeping track of your finances seamlessly. Located at 2715 Losey Blvd S La Crosse Wi 54601 in La Crosse, WI, we invite you to explore how our business banking services can empower your entrepreneurial journey. Contact us today at (608) 787-4500 to learn more!

Comprehensive List Of Services

ATM Services & Drive-Thru Banking

Need cash quickly? Our ATM services ensure that you have access to your funds without hassle. Additionally, our basic drive-thru banking allows you to complete deposits, withdrawals, and other simple transactions swiftly while on the go. At Altra, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. If you're ready to explore how we can assist you further or have any questions about our offerings, don't hesitate to call us at (608) 787-4500 or visit us at 2715 Losey Blvd S La Crosse Wi 54601. Your financial well-being is our priority!

Business Solutions

For entrepreneurs and business owners in our community, we offer robust business banking services including merchant services and business loans tailored to help your venture thrive. We understand the unique challenges businesses face and are committed to supporting their growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Financial Flexibility

Life can throw unexpected expenses your way, which is why having access to funds when you need them is crucial. Our personal loans and debt consolidation services are designed to give you the financial flexibility needed during tough times. Plus, our rewarding credit card options offer benefits that make everyday purchases more rewarding.

Home Financing

If homeownership is on your radar, our mortgage loans and refinancing options provide competitive rates and personalized service every step of the way. We work closely with you to ensure the process is smooth and straightforward, making your dream of owning a home a reality.

Personal Banking

We understand that managing your money is essential for achieving your goals. That's why we offer various personal banking options including checking and savings accounts designed to fit different lifestyles. Our accounts come with features that make banking simple and convenient. For those looking to purchase a new vehicle or refinance an existing one, our auto loans and vehicle financing solutions are here to help get you on the road with affordable rates and flexible terms.

Digital & Online Banking

At Altra, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to put you in control of your finances anytime, anywhere. With our 24/7 Online Banking Services available at http://www.altra.org , managing your accounts is a breeze. You can check balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our Person-to-Person Transfers feature makes it easy to send funds quickly and securely. Plus, our Mobile Payments option allows you to make purchases right from your smartphone, simplifying your shopping experience. You can also take advantage of our user-friendly Mobile Application, giving you access to all your banking needs on the go. Whether you're at home or out and about, you'll have real-time account management at your fingertips. For those who prefer going paperless, we provide E-Statements so you can keep track of your transactions without the clutter. Our commitment to security is reinforced by offering Electronic Signature Authorization, ensuring that your online transactions are both safe and efficient. At Altra, we are dedicated to making banking easy and accessible for everyone. Explore our digital banking services today and enjoy the peace of mind that comes with knowing your finances are just a click away!

Financial Strength

Commitment to Innovation

With $296,762,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you receive the best possible service while safeguarding your financial interests.

Comprehensive Lending Solutions

Our lending capacity is designed to support your financial goals across various sectors. We offer $31,590 in used auto loans and have a total of $2,577,869,875 in loans and leases available for our members. This diverse range of options helps meet the unique needs of our community.

Growing Member Base

We are proud to serve a growing member base with a total of 329,166 share accounts, demonstrating the trust our community places in us. Additionally, net shares available for lending and investments amount to $42,821,590, further solidifying our position as a reliable partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altra is your trusted partner. Visit us at 2715 Losey Blvd S La Crosse Wi 54601 or call (608) 787-4500 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $18,977,818, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 464 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are our priority. We currently have $514,851,270 in share certificates and $593,728,229 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $178,927,460, we focus our resources on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $321,182,498, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $447,123,262 in used vehicle loans and $146,036,985 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used vehicle, our flexible terms can make financing easier for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $304,210,974 provide the capital needed to grow and expand your operations. We know how important it is for businesses to have access to financing options that support their goals.

Credit Lines and Unsecured Loans

For those looking to manage everyday expenses or consolidate debt, we also provide various credit lines and unsecured credit card loans. With a total of $854,810,373 in credit lines and $98,318,856 in unsecured credit card loans available, our offerings are designed to give you access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,044,635, make buying or refinancing simple. We aim to help you navigate the home-buying process with ease and confidence.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, be sure to ask about our eligibility options. Our team is here to guide you through the process and help you make informed decisions about your financial future. We pride ourselves on providing personalized service tailored to your needs. Feel free to reach out at 608-787-4500 or visit us during our lobby hours: Monday-Thursday from 9:00 a.m. to 5:30 p.m., and Friday from 9:00 a.m. to 6:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Altra, we're here for all your lending needs!

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ALTRA FEDERAL CREDIT UNION