Altra Credit Union Holmen WI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Altra Federal Credit Union, your trusted financial partner in the heart of Holmen, Wisconsin. Located at 1404 S Main St, Holmen, WI 54636, we have been serving our community since 1931 with a commitment to providing exceptional banking services tailored to meet your needs. With a total membership of over 155,000 and assets exceeding $2.93 billion, we pride ourselves on offering personalized solutions that empower our members to achieve their financial goals. At Altra, we understand that every member is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. We are dedicated to ensuring that your financial journey is supported by expert guidance and innovative solutions. Our CEO, Steve Koenen, along with Board President Tanner Holst, leads a team of 497 dedicated employees who are here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 1404 S MAIN ST, HOLMEN, WI 54636-8928. Whether you prefer visiting us in person or utilizing our online and mobile banking services, we strive to provide convenience and reliability in every interaction. With total deposits amounting to $114,150,615 and a net worth of $321,182,498, Altra is not only committed to member satisfaction but also demonstrates solid financial stability. Our cash reserves stand at an impressive $13,546,277, ensuring that we can support our members' needs effectively. Join us today and experience the difference that comes with being a part of Altra Federal Credit Union. For more information about our services or to speak with one of our friendly representatives, please call us at 608-399-1650. We look forward to welcoming you into our Altra family!

Branch History & Mission

Welcome to Altra Federal Credit Union, a pillar of the Holmen community since 1931. With over nine decades of dedicated service, we have grown alongside our members, evolving from humble beginnings into a robust financial institution that prioritizes the needs of our community. Located at 1404 S Main St, Holmen, WI 54636, our branch is not just a place for banking; it's a hub for support and growth. Altra began its journey with a mission to provide accessible financial services while fostering a sense of belonging among its members. Today, we proudly serve more than 155,058 members and manage assets totaling $2,936,746,167. Our commitment to our mission remains strong: to empower our members through personalized service and community-focused initiatives. Over the years, we've embraced innovation to enhance member experience. From online banking and mobile payments to electronic signatures and person-to-person transfers, we strive to make your banking experience as convenient as possible. We also maintain an ADA-compliant facility to ensure everyone can access our services comfortably. Our mission extends beyond financial transactions; we believe in giving back to the community that has supported us throughout the years. Through partnerships with local organizations and outreach programs, we aim to uplift those around us. Whether it's supporting education initiatives or participating in local events, Altra is dedicated to making a positive impact in Holmen. While members can visit us at 1404 S Main St, official correspondence should be sent to 1404 S MAIN ST, HOLMEN, WI 54636-8928 if different needs arise. We're here for you from Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays until 6:00 p.m., with drive-thru services available starting at 7:00 a.m. Join us at Altra Federal Credit Union today! Experience the difference of being part of a credit union that truly cares about your financial well-being and community involvement. Together, let's build a brighter future for all! For more information or assistance, give us a call at 608-399-1650.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to reach out! Call us at 608-399-1650 or drop by our Holmen branch at 1404 S Main St. We look forward to serving you!

Nearby Landmarks and Accessibility

Nestled in La Crosse County, our Holmen branch is close to local favorites like the beautiful Halfway Creek Park and the vibrant downtown area. You can easily find us along Main Street, ensuring that visiting us is straightforward. We offer ample parking spaces right outside our entrance, and our facility is ADA compliant, featuring ramps and accessible entrances for all our members.

Operating Hours and Services

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Friday until 6:00 p.m. For those who prefer quick transactions, our drive-thru service opens earlier at 7:00 a.m. on weekdays. Plus, we have an ATM available for your convenience whenever you need cash or want to check your balance. At Altra Federal Credit Union, we pride ourselves on offering a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we're here for all your financial needs. Additionally, with options for online and mobile banking, managing your accounts has never been easier.

Member Eligibility

At Altra, becoming a member means joining a community that genuinely cares about your financial well-being. To be eligible for membership, you simply need to live, work, or worship in the area around us, or have family members who are already part of our credit union family. It's that simple! By choosing to join us at our branch located at 1404 S Main St Holmen Wi 54636, you gain access to a range of benefits designed to help you thrive financially. From competitive rates on loans to personalized banking services, we're here to support your journey. Ready to take the next step? Opening an account with Altra is an easy process, and our friendly staff is here to assist you every step of the way. If you have any questions or want to learn more about eligibility details, feel free to reach out to us at (608) 399-1650. For additional information on eligibility requirements, please visit our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $556 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,210,974, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced world, having reliable merchant services is crucial. Imagine your customers checking out smoothly while you focus on what you do best running your business. Our merchant services make accepting payments easy, allowing you to grow your sales without the hassle. With us by your side, you can take pride in offering top-notch service while managing your cash flow effectively. Visit us at 1404 S Main St Holmen Wi 54636, Holmen, WI or call us at (608) 399-1650 to explore how our business banking solutions can help your enterprise thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, our drive-thru banking service offers basic transactions like deposits and withdrawals without leaving your car ideal for busy days! No matter where life takes you, Altra is dedicated to supporting your financial journey with our wide array of services all designed with member satisfaction in mind. If you have any questions or need assistance with any of our services, feel free to call us at 608-399-1650 or visit us at our Holmen branch. We're here to help!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn your dream into reality. With competitive rates and personalized service, we aim to make the process as smooth as possible. Picture yourself driving off in your new car without the stress of complicated financing terms.

Business Banking Services

At Altra, we also cater to business owners with specialized services like merchant services and business loans. If you're an entrepreneur looking to expand your business or simply need a reliable banking partner, we offer tailored solutions that fit your unique needs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Whether you're checking your balance on-the-go or making transfers from the comfort of your home, our digital tools ensure that managing your finances is easy and accessible anytime.

Mortgage Solutions

For those looking to buy a home or refinance their current mortgage, our mortgage loans and refinancing services are here to simplify the journey. We know that buying a home is one of the biggest decisions you'll ever make, and we're dedicated to providing guidance every step of the way.

Personal Banking Solutions

When it comes to personal banking, Altra provides flexible checking and savings accounts designed to help you manage your money effectively. Imagine having the peace of mind that comes with knowing you have a reliable account for everyday expenses or saving for future goals. We also offer credit cards with rewards, allowing you to earn while you spend perfect for those who want to make the most out of their purchases.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our personal loans and debt consolidation options are designed to help you manage those financial bumps in the road. Whether it's consolidating existing debt or funding a big purchase, we're here to assist you in achieving your financial goals.

Digital & Online Banking

Access Anytime, Anywhere

Whether you're at home or on the go, our digital banking tools provide real-time account management right when you need it. From setting up automatic payments to monitoring your spending habits, managing your finances has never been more accessible. At Altra, we prioritize both convenience and security in all our digital banking services. Join us today and experience how easy banking can be!

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away at http://www.altra.org. Our platform is user-friendly, ensuring that even those who aren't tech-savvy can navigate their finances with ease.

E-Statements and Security Features

Going paperless has never been easier! With our e-statements availability, you can receive your account statements electronically no more waiting for the mail or worrying about lost documents. Plus, our electronic signature authorization feature allows you to sign important documents securely online, making transactions smoother and faster.

Mobile Banking at Your Fingertips

Our mobile application brings banking right to your pocket. With features like mobile payments and person-to-person transfers, sending money to friends or family is simple and quick. Imagine paying back a friend for lunch or splitting bills without having to worry about cash it's all done through your phone!

Financial Strength

Commitment to Growth

With $296,762,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $31,590 in used auto loans and $2,577,869,875 in total loans and leases.

Member Savings Securely Invested

Members' savings are secured through $514,851,270 in share certificates and $593,728,229 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,927,460, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts stand at 329,166, showcasing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $42,821,590, we're well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altra is your trusted partner. Visit us at 1404 S Main St Holmen Wi 54636 or call (608) 399-1650 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $18,977,818 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 464 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $321,182,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of $1,092, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $447,123,262 in used vehicle loans and $146,036,985 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget and lifestyle. Don't hesitate to reach out at (608) 399-1650 for more details about our auto loan offerings.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $304,210,974 provide the capital needed to grow and expand your business. We understand the unique challenges that small businesses face and offer tailored solutions to help them thrive.

Conclusion

At Altra, we are committed to supporting our community's financial well-being through a diverse range of loan products. Our dedicated team is ready to assist you with refinancing options and eligibility inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Don't hesitate to contact us today at (608) 399-1650 or visit us at our branch for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $195,044,635, we can assist you whether you're purchasing your first home or looking to refinance an existing mortgage. Our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $98,318,856 in loans helping members manage their finances effectively. These cards come with competitive rates and no annual fees, allowing you to focus on what matters most without the burden of extra costs.

Loan Aggregator

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Ensuring Accurate Comparisons

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Altra